Charge and set-off in respect of shares or interest of members
24.  A society shall have a charge upon the share or interest in the capital and on the deposits of a member or past member or deceased member and upon a dividend or patronage refund payable to a member or past member or to the estate of a deceased member in respect of a debt due to the society from the member or past member or estate, and may set-off a sum credited or payable to a member or past member or estate of a deceased member for the payment of any such debt.