Hire-Purchase Act 1969

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1 Short title and application

3 Requirements relating to regulated agreements

4 Copy of documents to be served on hirer

5 Regulated agreements which are not enforceable

6 Implied terms as to title

6A Bailing or hiring by description

6B Implied undertakings as to quality or fitness

6D Modification of remedies for breach of statutory condition in non-consumer cases

6E Exclusion of implied terms

6F Special provisions as to conditional sale agreements

6G Interpretation of this Part

7 Liability of owner and person acting on his behalf for misrepresentation

8 Duty of owners to supply documents and information

9 Appropriation of payments made in regulated agreements

10 Power of court to allow goods to be removed

11 Assignments of right, title and interest of hirer under regulated agreement

11A Assignments of right, title and interest of owner under regulated agreement

12 Passing of right, title and interest by operation of law

13 Early completion of agreement

14 Power of hirer to terminate hiring

15 Notices to be given to hirer when goods repossessed

16 Owner to retain possession of goods repossessed for 7 business days

17 Hirer’s rights and immunities when goods repossessed

18 Power of hirer to regain possession of goods in certain circumstances

19 Power of court to vary existing judgments or orders when goods are repossessed

20 Liability of guarantor and his rights on repossession

21 Guarantor not to be bound in certain cases

22 Rights of guarantor against owner

23 Rights of guarantor against hirer

24 Guarantor not to seize

25 Owner may require insurance cover for goods

26 Restrictions on owner’s rights to require insurance

27 Benefit of rebate to pass to hirer

28 Contents of contracts of insurance

29 Limitation on terms charges

32 Power of court to reopen certain regulated agreement transactions

33 Avoidance of certain provisions

34 Provisions relating to securities collateral to regulated agreements

35 False statement by dealers, etc., in proposals

36 Hirer may be required to state where goods are

37 Fraudulent sale or disposal of goods by hirer

38 Certain alterations of regulated agreements to be of no effect

42 Operation of certain laws

43 Power of court to extend times

44 Power of court to order delivery of goods unlawfully detained

45 Service of notices or documents

47 Size, type, etc., required in certain documents

THIRD SCHEDULE

Sections 1(4) and 4(1)

Notice to hirers

Under the provisions of the Hire-Purchase Act 1969 —

(a)	you are entitled to a copy of the agreement and a statement of account if you make a written request for either or both. You may not request such a copy or a statement more than once in 3 months. Statements will be supplied without charge. A copy of the agreement will be sent in response to your first request without charge. With any second or subsequent request, you must send the appropriate fee (which cannot exceed such amount as may be prescribed);
(b)	with the written consent of the owner, you can assign your rights under the hire-purchase agreement and he may not unreasonably refuse his consent;
(c)	you may, by notice in writing to the owner, require the owner to assign his right, title and interest under the agreement to another person;
(d)	you have the right to complete the agreement at any time; and
(e)	if you are unable to pay your instalments, you are entitled to return the goods to the owner at your own expense, but if you do you will be liable to pay an amount sufficient to cover the loss suffered by the owner.

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