CareShield Life and Long-Term Care Bill
Table of Contents
Long Title
Enacting Formula
Part 1 PRELIMINARY
1 Short title and commencement
2 General interpretation
3 Meaning of "approved payee"
4 Meaning of "authorised applicant"
Part 2 CARESHIELD LIFE SCHEME
5 Establishment of CareShield Life Scheme
6 Application of CSHL Scheme
7 Application for insurance cover
Part 3 ELDERSHIELD SCHEME
8 Transfer date
9 Waiver of prohibition of transfer
10 Non-application of sections 49FA, 49FB, 49FC and 49FD of Insurance Act
11 End of insurance cover under former ElderShield Scheme and establishment of ElderShield Scheme
Part 4 BENEFITS
12 CSHL Scheme and ESH Scheme benefits
13 Nature of rights and benefits under CSHL Scheme and ESH Scheme
Part 5 PREMIUMS
14 Premium
15 Refund of premium
Part 6 CLAIMS AND PAYOUTS
16 Claim
17 Disability assessment
18 Payment of insured sum
19 Deferment or suspension of payment
20 Protection of payouts
21 Periodic disability review
Part 7 RECOVERY OF OUTSTANDING PREMIUMS AND EXCESS PAYMENTS
22 Recovery of benefit paid in excess and short payment of premium
23 Demand note for outstanding premiums under CSHL Scheme
24 Defaulter’s agent for recovery of outstanding premiums under CSHL Scheme
25 Defaulter’s agent in relation to joint moneys
26 Payment by Government
27 Suit for outstanding premiums, excess payments and sums due to Fund
28 Recovery from defaulter leaving Singapore
29 Penalty for late payment of premium under CSHL Scheme
30 Recovery body
Part 8 HANDLING OF RESTRICTED INFORMATION
31 Health information
32 Confidential information
33 Offence and immunity relating to disclosure
34 General
Part 9 CARESHIELD LIFE AND ELDERSHIELD INSURANCE FUND AND CARESHIELD LIFE COUNCIL
35 Establishment of CareShield Life and ElderShield Insurance Fund
36 Payments from Fund, etc.
37 CareShield Life Council
Part 10 LONG-TERM CARE SUPPORT FUND
38 Establishment of Long-Term Care Support Fund
39 Purposes of LTC Support Fund
40 Expenses
41 Withdrawals
42 Financial year
43 Accounts
44 Financial statements and audit
45 Dissolution of LTC Support Fund
Part 11 ENFORCEMENT
Division 1 — Powers of enforcement
46 Investigators
47 Power to obtain information
Division 2 — Offences
48 False or incorrect health declaration, means declaration, claim or application
49 Fraudulent disability assessment
50 Misuse of payouts
51 Obstructing investigators in execution of duties
52 Offences by corporations
53 Offences by unincorporated associations or partnerships
54 Jurisdiction of courts
55 Conduct of prosecutions
56 Composition of offences
Part 12 MISCELLANEOUS
57 Power to delegate
58 Change of address
59 Certificate of officer authorised by Board to be evidence
60 Protection from personal liability
61 Service of documents
62 General exemption
63 Amendment of First Schedule
64 Regulations
Part 13 CONSEQUENTIAL AND RELATED AMENDMENTS TO OTHER ACTS
65 Amendment of Bankruptcy Act
66 Amendment of Central Provident Fund Act
67 Amendment of Insolvency, Restructuring and Dissolution Act 2018
68 Saving and transitional provision
Explanatory Statement
Expenditure of Public Money