Right to cancel contract
4.—(1)  A regulated contract may not be enforced against the consumer at any time earlier than 3 days, excluding Saturdays, Sundays and public holidays, after —
(a)the day on which the regulated contract is entered into; or
(b)if the consumer information notice has not been brought to the attention of the consumer before or at the time when the regulated contract is entered into, the day on which the consumer information notice is subsequently brought to the attention of the consumer.
(2)  Where a consumer has entered into a regulated contract, the consumer may give notice of cancellation of the contract in accordance with this regulation at any time within the cancellation period.
(3)  If in a case falling within paragraph (1)(b), the consumer affirms the regulated contract at any time after the expiry of 3 days (excluding Saturdays, Sundays and public holidays) after the day on which the regulated contract was entered into —
(a)these Regulations shall not prevent the contract from being enforced against the consumer; and
(b)the consumer may not at any subsequent time give notice of cancellation under paragraph (2).
(4)  If the consumer, having given notice of cancellation of a regulated contract in accordance with this regulation, subsequently enters into a contract (referred to in this paragraph and paragraph (5) as the subsequent contract) with the supplier on substantially the same terms as the cancelled regulated contract at any time before the expiry of the cancellation period of the cancelled regulated contract —
(a)the subsequent contract shall not be enforced against the consumer at any time within the cancellation period of the cancelled regulated contract; and
(b)the consumer may give notice of cancellation of the subsequent contract at any time within the cancellation period of the cancelled regulated contract.
(5)  Paragraph (4) shall not prevent paragraphs (1) and (2) from applying to the subsequent contract if the subsequent contract is a regulated contract.
(6)  Subject to paragraph (7), a notice of cancellation shall be in the form set out in Parts A and B of the Schedule and shall be given —
(a)by delivering it to a designated person personally;
(b)by leaving it at, or by sending it by pre-paid post to, an address designated in the consumer information notice; or
(c)by sending it by facsimile transmission to a facsimile number designated in the consumer information notice.
(7)  If the consumer information notice has not been brought to the attention of the consumer or Part A of the consumer information notice has not been properly completed, a notice of cancellation may be given —
(a)by any other notice in writing of the consumer’s intention to cancel the contract under these Regulations; and
(b)by leaving it at or sending it by pre-paid post to —
(i)the usual or last known address of the place of business of the supplier or designated person (if any); or
(ii)in the case of a body corporate, the registered office or principal office of the supplier or designated person (if any).
(8)  A notice of cancellation sent by a consumer by pre-paid post shall be deemed to have been given at the time of posting, whether or not it is actually received.
(9)  Notwithstanding paragraphs (6) and (7), if the supplier agrees to accept notice of cancellation by any additional means, including electronic means, the notice may be given by the means so agreed.