Approved chronic illness treatment
14.—(1)  Where a member or his dependant has received or will receive any approved chronic illness treatment as an out‑patient from an approved medical practitioner either in an approved CIT medical institution or at home as a patient of an approved CIT medical institution, the member may withdraw —
(a) subject to regulation 14C, in respect of any such treatment received (not as part of any approved treatment package) before 1st July 2014 or, if the treatment was received as part of an approved treatment package of which the first such treatment was received before 1st July 2014, in respect of the approved treatment package, an amount not exceeding the lower of —
(i)the total credit balance in the member’s medisave account; or
(ii)an amount ascertained in accordance with the following formula:
(A – B) x (100% – C),
where A
is the charge imposed by the approved CIT medical institution for such treatment or for the approved treatment package, as the case may be;
B
is the co-payment amount of $30; and
C
is the co-payment percentage of 15%;
[S 59/2024 wef 01/02/2024]
(b) subject to sub-paragraph (c) and regulations 14C, 21C and 21D, in respect of any such treatment received (not as part of any approved treatment package) on or after 1st July 2014 or, if the treatment was received as part of an approved treatment package of which the first such treatment was received on or after 1st July 2014, in respect of the approved treatment package, an amount not exceeding the lower of —
(i)the total credit balance in the member’s medisave account; or
(ii)an amount ascertained in accordance with the following formula:
A x (100% – B),
where A
is the charge imposed by the approved CIT medical institution for such treatment or for the approved treatment package, as the case may be; and
B
is the co-payment percentage of 15%; and
[S 59/2024 wef 01/02/2024]
[S 59/2024 wef 01/02/2024]
(c)subject to regulations 14C, 21C and 21D, in respect of any such treatment received (not as part of any approved treatment package) on or after 1 February 2024 from an approved CIT medical institution, if —
(i)the patient is enrolled in the Healthier SG initiative, or any other health programme approved by the Minister charged with the responsibility for health for the purposes of this provision; and
(ii)under the terms of the health programme published on the website of the Ministry of Health at https://www.moh.gov.sg, the patient is not liable to co-payment,
an amount not exceeding the lower of —
(iii)the total credit balance in the member’s medisave account; or
(iv)the charge imposed by the approved CIT medical institution for such treatment.
[S 59/2024 wef 01/02/2024]
[S 466/2023 wef 01/07/2023]
[S 652/2023 wef 01/10/2023]
[S 696/2024 wef 06/09/2024]
(2)  Notwithstanding paragraph (1), the amount that may be withdrawn by the member in respect of all such treatments that are received (not as part of any approved treatment package) in any calendar year, and all approved treatment packages of which the first such treatment is received in that calendar year, shall not exceed the total credit balance in the member’s medisave account as determined at the time of withdrawal.
(3)  If the charge imposed by the approved CIT medical institution for any such treatment or such approved treatment package, as the case may be, is not more than the applicable co‑payment amount, no amount may be withdrawn by the member under paragraph (1)(a) in respect of that treatment or approved treatment package.
(4)  Any withdrawal by a member under this regulation shall be subject to such terms and conditions as the Minister for Health may impose.