Definitions
2.  In these Regulations —
“Housing and Development Board” means the Housing and Development Board established under the Housing and Development Act (Cap. 129);
“housing loan” means a loan obtained by a member to finance or re-finance the purchase of a residential property, including the payment of any costs, fees, stamp duties or other incidental expenses incurred in obtaining the loan to finance or re-finance the purchase;
“mortgage” includes any charge on any residential property for securing the repayment of any money lent to any person;
“residential property” means any house or flat which is permitted to be used pursuant to any written law as a dwelling-house and any such house or flat which is in the course of being constructed.