Control of form of proposals, policies and brochures
13.—(1)  An approved MAT insurer shall, if required by the Authority by notice in writing, submit to the Authority —
(a)the forms of proposal and policy which are for the time being in use by the insurer in respect of the business approved under these Regulations; and
(b)any brochure which are for the time being in use by the insurer for describing the terms or conditions of, or the benefits to be or likely to be derived from, policies.
(2)  Where the whole or part of any such form or brochure required under paragraph (1) is not in English, the approved MAT insurer shall submit with it a translation in English.
(3)  A requirement made under paragraph (1) shall, unless it is otherwise provided, apply to all such forms and brochures coming into use after the making of the requirement and before the Authority notifies the insurer that the requirement is withdrawn.
(4)  If it appears to the Authority, after affording the approved MAT insurer an opportunity to make representations, orally or in writing, that any such form or brochure —
(a)contravenes any provision of these Regulations; or
(b)is in any respect likely to mislead,
the Authority may, by notice in writing, direct the insurer to discontinue the use of the form or brochure in Singapore either immediately or from such date as may be specified in the notice.
(5)  No approved MAT insurer shall use, in the course of providing the insurance business so approved to persons in Singapore, a form of proposal which does not have prominently displayed therein a warning that if a proposer does not fully and faithfully give the facts as he knows them or ought to know them, he may receive nothing from the policy.
(6)  For each occasion on which any approved MAT insurer uses a copy of a form or brochure in contravention of paragraph (4) or (5), the insurer shall be guilty of an offence and shall be liable on conviction to a fine not exceeding $12,500.
(7)  In this regulation, “brochure” includes any leaflet, circular or similar advertising matter, whether printed or not.