Filing of proofs of debt
10.—(1)  This regulation and regulation 11 apply where the Official Assignee has assessed that the aggregate amount of a debtor’s debts as stated in the debtor’s statement of affairs does not exceed the amount mentioned in regulation 4(1).
(2)  The Official Assignee must, within 7 days after receiving from the debtor all the duly completed documents mentioned in regulation 8 and section 290 of the Act, send the notice mentioned in section 290(2) of the Act.
(3)  For the purposes of section 294(2) of the Act as applied by section 290(3) of the Act, a creditor must file the creditor’s proof of debt with the Official Assignee —
(a)in Form DRS-1;
(b)in accordance with the Filing of Documents Regulations; and
(c)together with the appropriate fee.
(4)  If the proof of debt is filed by a creditor in accordance with regulation 12(1) of the Filing of Documents Regulations, a copy of each document substantiating the claim specified in the proof of debt —
(a)must be filed together with the proof of debt; or
(b)where the Official Assignee is of the opinion that the creditor will incur unreasonable expense or suffer unreasonable inconvenience in complying with sub‑paragraph (a) — must be sent to the Official Assignee within 14 days after the date of filing of the proof of debt, in the manner specified in any practice directions issued by the Official Assignee.
(5)  If the proof of debt is filed by a creditor in accordance with regulation 12(2) of the Filing of Documents Regulations, a copy of each document substantiating the claim specified in the proof of debt must be filed together with the proof of debt.
(6)  A creditor must bear the cost of proving the creditor’s debt.
(7)  The Official Assignee may, on the application of any creditor, extend the time specified in the notice mentioned in section 290(2) of the Act within which the creditor is required to file a proof of debt, regardless of whether the application for extension is made before or after the expiration of that time.
(8)  The Official Assignee must, upon receiving the proofs of debt by the creditors, determine the aggregate amount of the debts owed by the debtor to the creditors.
(9)  Before the Official Assignee admits or rejects in whole or in part a proof of debt, the Official Assignee must examine the proof and the grounds of the debt, and may require further evidence in support of the proof of debt from the creditor who filed the proof of debt.
(10)  Where the Official Assignee admits or rejects in whole or in part a proof of debt filed by a creditor, the Official Assignee must inform the debtor and the creditor of the Official Assignee’s decision in writing within 7 days after the date of the decision.
(11)  If the Official Assignee’s determination under paragraph (8) reveals that the aggregate amount of the debtor’s debts exceeds the prescribed amount mentioned in regulation 4(1), the Official Assignee must report to the Court, and inform the debtor and all creditors who have filed proofs of debt against the debtor under paragraph (3), of the debtor’s unsuitability for a debt repayment scheme on that ground.