Personal data
9A.—(1)  Subject to paragraph (2), a moneylender need not provide an individual who is a borrower, an agent of a borrower, a connected party of a borrower or a beneficial owner of a borrower, with access to —
(a)any personal data of the individual that is in the possession or under the control of the moneylender; or
(b)any information about the ways in which the personal data of the individual under sub-paragraph (a) has been or may have been used or disclosed by the moneylender.
(2)  The moneylender must, on the request of an individual mentioned in paragraph (1), provide the individual with access to any of the following personal data of the individual that is in the possession or under the control of the moneylender:
(a)name, including any alias;
(b)unique identification number (such as an identity card number, birth certificate number or passport number);
(c)residential address and contact telephone number;
(d)date of birth;
(e)nationality;
(f)other information of a factual nature.
(3)  Subject to paragraph (4), a moneylender need not comply with any request by an individual who is a borrower, an agent of a borrower, a connected party of a borrower or a beneficial owner of a borrower to correct an error or omission in the personal data of the individual that is in the possession of or under the control of the moneylender.
(4)  A moneylender must as soon as practicable, upon the request of an individual mentioned in paragraph (3), correct any error or omission in any personal data referred to in paragraph (2)(a) to (f) concerning that individual, but only if the moneylender is satisfied that there are reasonable grounds for such request.
(5)  Paragraphs (2) and (4) are subject to the terms of any agreement between the moneylender and the borrower entered into before 1 September 2015.
(6)  A moneylender who contravenes paragraph (2) or (4) shall be guilty of an offence.
(7)  In this rule, “individual” includes, in the case of a deceased individual, the personal representative of the deceased individual.
[S 522/2015 wef 01/09/2015]