Singapore Armed Forces Act
(Chapter 295, Section 205A)
Singapore Armed Forces (SAVER Plan) Regulations
Rg 19
G.N. No. S 187/1998

REVISED EDITION 2000
(31st January 2000)
[1st April 1998]
PART I
PRELIMINARY
Citation
1.  These Regulations may be cited as the Singapore Armed Forces (SAVER Plan) Regulations.
Definitions
2.—(1)  In these Regulations, unless the context otherwise requires —
“adopted child” means any child adopted in accordance with the provisions of any written law relating to the adoption of children for the time being in force in Singapore or elsewhere;
“approved institutional treatment” means approved treatment in a hospital or similar institution;
“approved treatment” means a course of medical, surgical or rehabilitative treatment which is certified that a member should receive in consequence of any disablement in respect of which an award may be or has been made under these Regulations but does not include any treatment which involves no or only occasional interruptions of the member’s normal employment;
“Board” means the Board of Trustees appointed in accordance with the Singapore Armed Forces (SAVER-Premium Fund) Regulations (Rg 18);
[S 191/2000 wef 31/03/2000]
“Central Provident Fund” or “CPF” means the Central Provident Fund established under the Central Provident Fund Act (Cap. 36);
“child” means —
(a)a person below the age of 21 years where the person is an unmarried female or is receiving full-time education, whether primary, secondary or tertiary; and
(b)in any other case, a person below the age of 18 years;
“compensation salary”, in relation to a member, means the consolidated salary, rank pay and vocation pay of the member, whether he is confirmed in any rank that he holds or otherwise, and includes —
(a)military allowance, pay supplement, flying pay supplement and flying training pay supplement, if payable at the relevant time;
(b)for the purposes of Parts V and VI, such reimbursement or pay to which the member is entitled or which is payable to him by his employer under section 24 of the Enlistment Act (Cap. 93); and
(c)any other allowance declared by the Armed Forces Council to be a component of the compensation salary, not being an allowance for the performance by a member of duties in a rank higher than his substantive or temporary rank;
“compulsory retirement age”, in relation to a member, means the compulsory retirement age of that member determined in accordance with regulation 11;
“CPF Top-Up Account”, in relation to a member, means the CPF Top-Up Account in the SAVER-Premium Fund maintained by the Board in respect of the member in accordance with the Singapore Armed Forces (SAVER-Premium Fund) Regulations;
[S 191/2000 wef 31/03/2000]
“dependant”, in relation to a deceased member, means a person receiving regular and substantial support or benefit from the deceased member —
(a)where the member’s death occurred during his service, throughout the period of 6 months ending with the member’s death;
(b)in any other case, throughout the period beginning 6 months prior to the termination of the member’s service and ending with the member’s death; or
(c)throughout such other period as the Armed Forces Council may determine in the exceptional circumstances of any case;
“"disablement" ” means physical or mental injury or damage or loss of any physical or mental capacity, and “disabled” shall be construed accordingly;
“gross salary”, in relation to a member, means the consolidated salary, rank pay and vocation pay of the member, whether he is confirmed in any rank that he holds or otherwise, and includes —
(a)pay supplement and flying pay supplement, if payable at the relevant time;
(b)bonuses, including performance bonuses; and
(c)such other allowances as the Armed Forces Council may determine,
but does not include any allowance paid to any member for the performance of duties in a rank higher than his substantive or temporary rank;
“injuries received in and which are attributable to service” includes injuries received in the following circumstances:
(a)whilst on a journey necessary to enable a member to report for duty or to return home after duty; or
(b)in consequence of some act lawfully performed in the discharge of the member’s duties;
“injury” includes wound or disease;
“member”, in relation to the SAVER Plan, means —
(a)any person who enlists for regular service as an officer or an officer cadet in the Singapore Armed Forces on or after 1st January 1998, other than a non-uniformed serviceman;
(b)any soldier who is appointed as an officer in the Singapore Armed Forces on or after 1st January 1998; and
(c)any member of the Singapore Armed Forces who opts to convert to the SAVER Plan pursuant to Part VII;
[S 191/2000 wef 01/04/1998]
“normal retirement age”, in relation to a member, means the retirement age of that member determined in accordance with regulation 10;
“officer cadet training” means such training as is required to be completed before appointment as an officer in the Singapore Armed Forces;
[S 191/2000 wef 01/04/1998]
“other dependant”, in relation to a deceased member, means a grandparent, step-parent, brother, sister, half-brother, half-sister, step-brother, step-sister or grandchild of the member;
“pensionable emoluments” shall have the same meaning as in the Singapore Armed Forces (Pensions) Regulations (Rg 9);
“pensionable service” means service in the Singapore Armed Forces in respect of which a pension, gratuity or other allowance will be paid to a serviceman on his retirement under the Singapore Armed Forces (Pensions) Regulations;
“reckonable service” shall have the meaning assigned to it in Part III;
“regular service” means service under section 19 of the Enlistment Act (Cap. 93);
“Retirement Account”, in relation to a member, means the Retirement account in the SAVER-Premium Fund maintained by the Board in respect of the member in accordance with the Singapore Armed Forces (SAVER-Premium Fund) Regulations (Rg 18);
[S 191/2000 wef 31/03/2000]
“SAVER end date”, in relation to a member of the SAVER Plan, means the date the member attains the following age:
(a)in the case of a member who enlisted for regular service (whether as a soldier or an officer) in the Singapore Armed Forces before 1st January 1998 — 45 years of age;
(b)in the case of a member who enlists for regular service as an officer or an officer cadet in the Singapore Armed Forces on or after 1st January 1998 —
(i)42 years of age if he is of the rank of Lieutenant Colonel or below;
(ii)44 years of age if he is of the rank of Colonel or above;
(iii)44 years of age if he is a pilot by vocation, regardless of his rank; or
(iv)45 years of age if he falls within such class of officers determined by the Armed Forces Council;
[S 191/2000 wef 01/04/1998]
“SAVER Plan” means the SAVER Plan established by these Regulations made under section 205A of the Act;
“SAVER-Premium Fund” means the Savings and Employee Retirement and Premium Fund established under section 205B of the Act;
[S 191/2000 wef 31/03/2000]
“Savings Account”, in relation to a member, means the Savings account in the SAVER-Premium Fund maintained by the Board in respect of the member in accordance with the Singapore Armed Forces (SAVER-Premium Fund) Regulations;
[S 191/2000 wef 31/03/2000]
“Tribunal” means the Awards Appeal Tribunal appointed under regulation 4;
“vested sum”, in relation to a member and his Savings Account or Retirement Account, means the sum in his Savings Account or Retirement Account, as the case may be, that is vested in the member under regulation 17(1);
[S 191/2000 wef 31/03/2000]
“volunteer” means a volunteer defined as such under the Singapore Armed Forces (Volunteers) Regulations (Rg 7), whilst engaged in colour training service and internal security duties.
(2)  For the purposes of these Regulations, any reference to the gross salary or compensation salary of any member shall be the gross salary or compensation salary, as the case may be, last drawn by the member at the material time.