8. In the principal Rules, after rule 22E, insert —“Prescribed information that business report must not contain |
22EA.—(1) For the purposes of section 74A(2) of the Act, a business report in relation to a licensee must not contain any personal information relating to an applicant for a loan, borrower or surety that was not provided to the designated credit bureau by the licensee.(2) In this rule —“officer” has the meaning given by section 89(5) of the Act; |
“personal information” means —(a) | if the applicant for a loan, borrower or surety is an individual — the individual’s full name (including any alias), date of birth, personal identification number (namely his or her NRIC number, birth certificate number, foreign identification number or passport number), nationality, residential address, email address (if any) and telephone number; | (b) | if the applicant for a loan, borrower or surety is a limited liability partnership —(i) | its name, address of its place of business or registered office, email address (if any), telephone number, date and place of registration and registration number; | (ii) | the names, personal identification numbers (namely NRIC number, birth certificate number, foreign identification number or passport number) and residential addresses of its officers and employees; and | (iii) | the names, places of incorporation, incorporation numbers and addresses of the places of business or registered offices of its partners which are corporations, if any; |
| (c) | if the applicant for a loan, borrower or surety is a body corporate (other than a limited liability partnership) —(i) | its name, address of its place of business or registered office, email address (if any), telephone number, date and place of incorporation and incorporation number; | (ii) | the names, personal identification numbers (namely NRIC number, birth certificate number, foreign identification number or passport number) and residential addresses of its officers, employees and substantial shareholders who are individuals, if any; and | (iii) | the names, places of incorporation, incorporation numbers and addresses of the places of business or registered offices of its substantial shareholders which are corporations, if any; |
| (d) | if the applicant for a loan, borrower or surety is a partnership (other than a limited liability partnership) —(i) | its name, address of its place of business or registered office, email address (if any), telephone number, date and place of registration and registration number; | (ii) | the names, personal identification numbers (namely NRIC number, birth certificate number, foreign identification number or passport number) and residential addresses of its partners who are individuals (if any) and its employees; and | (iii) | the names, places of incorporation, incorporation numbers and addresses of the places of business or registered offices of its partners which are corporations, if any; and |
| (e) | if the applicant for a loan, borrower or surety is an unincorporated association (other than a partnership) —(i) | its name, address of its place of business or registered office, email address (if any), telephone number, date and place of registration and registration number; | (ii) | the names, personal identification numbers (namely NRIC number, birth certificate number, foreign identification number or passport number) and residential addresses of its members who are individuals (if any) and its officers and employees; and | (iii) | the names, places of incorporation, incorporation numbers and addresses of the places of business or registered offices of its members which are corporations, if any.”. |
|
|
|
|
|
|