No. S 395
Central Provident Fund Act
(CHAPTER 36)
Central Provident Fund
(Home Protection Insurance Scheme)
(Amendment) Regulations 2021
In exercise of the powers conferred by section 39 of the Central Provident Fund Act, the Minister for Manpower makes the following Regulations:
Citation and commencement
1.  These Regulations are the Central Provident Fund (Home Protection Insurance Scheme) (Amendment) Regulations 2021 and come into operation on 1 July 2021.
Amendment of Second Schedule
2.  The Second Schedule to the Central Provident Fund (Home Protection Insurance Scheme) Regulations (Rg 11) is amended —
(a)by deleting Table 1B and substituting the following Table:
“TABLE 1B
(For policies entered into, adjusted or renewed with
policy year commencing on or after 1 July 2021)
HOME PROTECTION INSURANCE ANNUAL
PREMIUM RATE PER $10,000 INITIAL COVER
FOR MALE SCHEME MEMBER
(LOANS UNDER CONCESSIONARY INTEREST RATE)
Age Next Birthday
Term of Loan
 
1
2
3
4
5
20
4.33
8.48
6.18
5.42
5.03
21
4.33
8.48
6.18
5.42
5.03
22
4.33
8.48
6.18
5.42
5.03
23
4.33
8.48
6.18
5.42
5.03
24
4.33
8.48
6.18
5.42
5.03
25
4.33
8.48
6.18
5.42
5.03
26
4.72
8.87
6.57
5.81
5.42
27
4.72
8.87
6.57
5.81
5.42
28
4.72
8.87
6.57
5.81
5.42
29
4.72
8.87
6.57
5.81
5.42
30
4.72
8.87
6.57
5.81
5.42
31
4.72
8.87
6.57
5.81
5.42
32
4.72
8.87
6.57
5.81
5.42
33
4.72
8.87
6.57
5.81
5.42
34
4.72
8.87
6.57
5.81
5.42
35
4.72
8.87
6.57
5.88
5.52
36
4.79
9.17
7.04
6.49
5.74
37
5.13
10.09
7.77
7.17
6.40
38
5.41
10.54
8.00
7.36
7.18
39
5.68
11.74
8.95
8.23
8.06
40
6.41
13.14
10.04
9.26
9.06
41
6.43
13.16
10.06
9.28
9.08
42
6.87
13.30
10.35
9.50
9.29
43
7.31
14.29
10.64
9.72
9.49
44
7.75
15.48
11.40
10.37
10.12
45
8.19
16.90
12.35
11.20
10.92
46
8.63
20.84
15.17
13.82
13.48
47
9.28
22.88
16.64
15.05
14.67
48
10.08
25.24
18.28
16.50
16.06
49
11.05
27.94
20.17
18.19
17.68
50
12.21
31.01
22.34
20.13
19.57
51
13.57
34.45
24.82
22.35
21.70
52
14.47
37.65
26.94
24.19
23.46
53
15.63
41.31
29.42
26.35
25.54
54
17.01
45.47
32.27
28.86
27.95
55
18.71
50.17
35.56
31.77
30.29
56
24.02
61.94
44.30
39.71
37.38
57
28.99
70.83
51.34
46.25
43.06
58
34.34
80.45
58.94
53.33
49.11
59
40.10
90.88
67.16
60.97
55.56
60
46.31
102.17
76.04
69.20
64.04
61
47.09
102.95
76.82
69.98
65.62
62
50.51
109.45
81.81
74.55
89.98
63
56.63
121.26
90.92
116.14
129.82
64
63.29
134.08
179.55
202.26
215.88
65
70.51
104.90
116.36
122.09
122.47
•Where the premium payable is less than $1.00, the minimum premium of $1.00 is charged.
•The annual premium is payable for 90% (rounded down to the nearest year) of the period of cover, or for such lesser percentage of the period of cover as the Board may, in its discretion, determine, subject to a minimum of one year.
Age Next Birthday
Term of Loan
 
6
7
8
9
10
20
4.84
4.71
4.63
4.59
4.56
21
4.84
4.71
4.63
4.59
4.56
22
4.84
4.71
4.63
4.59
4.56
23
4.84
4.71
4.63
4.59
4.56
24
4.84
4.71
4.63
4.59
4.56
25
4.84
4.71
4.63
4.59
4.56
26
5.20
5.05
4.95
4.89
4.84
27
5.20
5.05
4.95
4.89
4.84
28
5.20
5.05
4.95
4.89
4.84
29
5.20
5.05
4.95
4.89
4.84
30
5.20
5.05
4.95
4.89
4.84
31
5.20
5.05
4.95
4.89
4.84
32
5.20
5.05
4.95
4.89
5.02
33
5.20
5.05
5.12
5.09
5.25
34
5.32
5.20
5.30
5.30
5.49
35
5.45
5.35
5.48
5.51
5.73
36
5.73
5.82
5.97
6.17
6.40
37
6.35
6.39
6.50
6.66
6.85
38
7.06
7.05
7.12
7.23
7.40
39
7.89
7.83
7.87
7.94
8.07
40
8.76
8.52
8.44
8.42
8.47
41
8.78
8.61
8.53
8.51
8.55
42
8.97
8.81
8.73
8.73
8.78
43
9.16
9.00
8.93
8.95
9.02
44
9.80
9.64
9.59
9.64
9.75
45
10.58
10.43
10.41
10.48
10.63
46
13.13
13.03
13.08
13.25
13.50
47
14.32
14.24
14.34
14.56
14.88
48
15.72
15.67
15.82
16.11
16.51
49
17.33
17.34
17.54
17.89
18.36
50
19.22
19.25
19.51
19.93
20.50
51
21.36
21.43
21.75
22.27
22.91
52
23.17
23.33
23.78
24.43
25.23
53
25.29
25.56
26.13
26.93
27.90
54
27.76
28.12
28.82
29.78
30.92
55
30.09
30.51
31.32
32.40
33.71
56
37.16
37.67
38.72
40.06
41.65
57
42.71
43.14
44.18
45.58
52.28
58
48.61
48.95
50.02
57.68
63.72
59
54.73
54.79
63.82
70.75
76.22
60
64.40
73.61
82.06
88.39
89.76
61
74.78
83.17
89.45
94.18
97.82
62
101.09
108.87
114.80
119.35
122.94
63
139.95
147.18
152.75
157.14
160.68
64
225.67
232.85
238.42
242.89
246.59
65
123.96
125.44
126.93
128.41
129.89
Age Next Birthday
Term of Loan
 
11
12
13
14
15
20
4.97
4.91
4.89
4.88
4.90
21
4.97
4.91
4.89
4.88
4.90
22
4.97
4.91
4.89
4.88
4.90
23
4.97
4.91
4.89
4.88
4.90
24
4.97
4.91
4.89
4.88
4.90
25
4.97
4.91
4.89
4.88
4.90
26
5.23
5.16
4.89
4.88
4.90
27
5.23
5.16
4.98
5.01
4.90
28
5.23
5.16
5.07
5.09
5.03
29
5.23
5.16
5.15
5.17
5.35
30
5.35
5.35
5.24
5.37
5.55
31
5.35
5.45
5.32
5.51
5.73
32
5.63
5.74
5.50
5.68
5.91
33
5.91
6.04
5.69
5.86
6.25
34
6.19
6.34
5.88
6.04
6.69
35
6.47
6.64
6.85
7.08
6.91
36
7.06
7.05
7.07
7.11
7.17
37
7.57
7.53
7.53
7.55
7.57
38
7.76
8.11
8.07
8.03
8.02
39
8.29
8.52
8.55
8.58
8.90
40
8.89
10.03
10.14
10.28
10.45
41
9.73
10.09
10.21
10.37
10.47
42
9.75
10.45
10.68
10.95
10.76
43
10.53
10.81
11.15
11.54
11.95
44
11.48
11.89
12.36
12.88
13.45
45
12.44
12.75
13.12
13.55
14.06
46
15.59
15.83
16.16
16.55
16.99
47
17.20
17.44
17.77
18.16
18.60
48
19.03
19.26
19.55
19.92
20.34
49
21.09
21.29
21.54
21.86
22.21
50
23.66
24.02
24.50
25.07
25.67
51
26.55
27.08
27.85
28.68
29.57
52
29.42
30.17
31.25
32.42
35.82
53
32.67
33.68
35.11
39.30
42.87
54
36.11
37.11
42.33
46.86
50.86
55
39.74
45.23
50.21
54.52
58.29
56
48.12
53.48
58.34
62.59
66.31
57
58.25
63.23
67.73
71.63
75.06
58
69.25
73.88
77.97
81.55
84.67
59
81.35
83.86
87.52
90.69
93.47
60
90.41
93.15
96.23
98.89
101.23
61
101.41
104.41
106.98
109.18
111.11
62
126.22
128.96
131.32
133.37
135.16
63
163.65
166.16
168.32
170.20
171.88
64
249.39
251.79
253.86
255.68
257.30
65
130.62
131.25
131.80
132.28
132.73
Age Next Birthday
Term of Loan
 
16
17
18
19
20
20
4.90
4.89
4.89
4.89
4.88
21
4.90
4.89
4.89
4.89
4.88
22
4.90
4.89
4.89
4.89
4.88
23
4.90
4.89
4.89
4.89
4.88
24
4.90
4.89
4.89
4.89
5.01
25
4.90
4.89
4.89
5.02
5.17
26
4.90
4.89
5.02
5.18
5.33
27
4.99
4.94
5.06
5.18
5.42
28
5.08
5.17
5.26
5.37
5.51
29
5.39
5.45
5.54
5.63
5.75
30
5.57
5.61
5.64
5.73
5.82
31
5.74
5.74
5.78
5.83
5.90
32
5.92
5.93
5.98
6.05
6.14
33
6.25
6.27
6.32
6.39
6.48
34
6.70
6.72
6.76
6.86
6.95
35
6.95
7.02
7.11
7.23
7.40
36
7.26
7.37
7.52
7.71
7.95
37
7.75
7.97
8.24
8.55
8.91
38
8.69
8.64
9.04
9.48
9.99
39
8.89
9.38
9.91
10.51
10.79
40
10.28
10.55
10.87
11.23
11.62
41
10.74
11.07
11.43
11.84
12.09
42
11.05
11.37
11.71
12.08
12.50
43
12.24
12.57
12.90
13.26
13.63
44
13.74
14.02
14.31
14.60
14.90
45
14.46
14.86
15.36
15.86
16.35
46
17.56
18.16
18.90
19.66
20.45
47
19.23
19.88
20.79
21.74
23.55
48
21.06
21.77
22.87
25.02
26.87
49
22.73
23.24
25.87
28.26
30.42
50
26.67
29.15
31.68
33.93
35.94
51
32.58
35.17
37.74
40.06
42.15
52
38.96
41.68
44.34
46.74
48.92
53
46.17
49.07
51.82
54.29
56.54
54
54.35
57.46
60.27
62.85
65.19
55
61.67
64.72
67.48
69.99
72.28
56
69.59
72.52
75.21
77.66
79.90
57
78.11
80.86
83.36
85.61
87.70
58
87.49
90.02
92.31
94.41
96.33
59
95.99
98.25
100.32
102.18
103.91
60
103.41
105.38
107.16
108.79
110.29
61
113.00
114.70
116.26
117.67
118.98
62
136.85
138.37
139.76
141.02
142.18
63
173.37
174.69
175.92
177.02
178.04
64
258.64
259.85
260.96
261.96
262.89
65
133.33
133.88
134.44
134.94
135.45
Age Next Birthday
Term of Loan
 
21
22
23
24
25
20
4.91
4.94
4.97
5.00
5.02
21
4.95
5.02
5.08
5.15
5.22
22
5.03
5.14
5.20
5.26
5.33
23
5.12
5.26
5.31
5.37
5.44
24
5.20
5.37
5.42
5.48
5.55
25
5.29
5.49
5.53
5.59
5.66
26
5.37
5.61
5.65
5.70
5.77
27
5.57
5.66
5.72
5.84
5.95
28
5.80
5.92
6.04
6.19
6.35
29
5.87
6.02
6.28
6.44
6.55
30
5.99
6.36
6.51
6.67
6.85
31
6.28
6.44
6.60
6.79
7.00
32
6.56
6.72
6.90
7.09
7.30
33
6.94
7.10
7.29
7.48
7.68
34
7.44
7.60
7.78
7.96
8.15
35
7.93
8.08
8.28
8.45
8.64
36
8.51
8.67
8.84
9.01
9.20
37
9.52
9.67
9.84
10.02
10.19
38
10.62
10.78
10.94
11.10
11.26
39
11.21
11.98
12.13
12.26
12.39
40
12.33
13.01
13.48
13.83
14.19
41
12.98
13.47
13.82
14.18
14.57
42
13.50
13.94
14.46
14.99
15.95
43
14.86
15.48
16.20
17.44
18.56
44
16.32
17.04
18.63
20.09
21.43
45
18.06
19.68
21.26
22.71
24.05
46
22.40
24.17
25.88
27.47
28.92
47
25.52
27.29
28.99
30.55
32.02
48
28.83
30.65
32.32
33.88
35.34
49
32.41
34.21
35.90
37.46
38.91
50
37.95
39.78
41.49
43.07
44.52
51
44.16
46.02
47.73
49.32
50.80
52
50.95
52.82
54.57
56.19
57.68
53
58.60
60.49
62.24
63.89
65.41
54
67.27
69.17
70.94
72.59
74.12
55
74.30
76.16
77.89
79.50
81.03
56
81.86
83.67
85.35
86.92
88.40
57
89.54
91.25
92.84
94.32
95.72
58
98.06
99.65
101.15
102.53
103.85
59
105.47
106.93
108.29
109.57
110.77
60
111.69
112.99
114.20
115.35
116.43
61
120.22
121.39
122.48
123.52
124.50
62
143.27
144.28
145.24
146.13
146.97
63
178.98
179.84
180.65
181.41
182.12
64
263.70
264.45
265.15
265.82
266.43
65
135.96
136.47
136.95
137.44
137.90
Age Next Birthday
Term of Loan
 
26
27
28
29
30
20
5.05
5.08
5.11
5.14
5.16
21
5.28
5.35
5.42
5.48
5.55
22
5.39
5.45
5.51
5.58
5.65
23
5.49
5.55
5.60
5.67
5.74
24
5.59
5.65
5.70
5.77
5.84
25
5.70
5.74
5.79
5.87
5.94
26
5.80
5.84
5.89
5.96
6.03
27
6.00
6.07
6.14
6.22
6.33
28
6.40
6.45
6.53
6.62
6.62
29
6.57
6.60
6.62
6.65
6.92
30
7.02
7.11
7.19
7.28
7.21
31
7.10
7.19
7.28
7.39
7.50
32
7.40
7.49
7.60
7.71
7.81
33
7.78
7.88
7.99
8.10
8.22
34
8.26
8.37
8.48
8.59
8.72
35
8.81
8.98
9.16
9.34
9.52
36
9.44
9.70
9.95
10.21
10.47
37
10.56
10.98
11.36
11.77
12.42
38
11.81
12.38
12.93
13.75
14.49
39
13.21
14.07
14.24
15.11
15.86
40
14.52
14.64
15.67
16.54
17.34
41
14.71
15.77
16.68
17.51
18.29
42
17.09
18.15
19.09
19.95
20.76
43
19.70
20.77
21.72
22.61
23.44
44
22.56
23.61
24.59
25.50
26.35
45
25.21
26.28
27.28
28.20
29.07
46
30.17
31.31
32.40
33.38
34.32
47
33.26
34.41
35.49
36.49
37.43
48
36.57
37.72
38.79
39.80
40.73
49
40.12
41.26
42.34
43.34
44.28
50
45.79
46.95
48.06
49.08
50.05
51
52.08
53.28
54.40
55.47
56.44
52
58.99
60.21
61.36
62.43
63.43
53
66.74
67.97
69.13
70.22
71.26
54
75.47
76.72
77.90
79.00
80.05
55
82.33
83.57
84.72
85.82
86.85
56
89.67
90.88
92.02
93.08
94.11
57
96.94
98.09
99.18
100.20
101.17
58
105.00
106.08
107.13
108.10
109.04
59
111.82
112.83
113.79
114.70
115.57
60
117.39
118.31
119.18
120.02
120.82
61
125.39
126.22
127.03
127.83
128.56
62
147.75
148.48
149.17
149.84
150.47
63
182.76
183.37
183.96
184.52
185.04
64
266.97
267.48
267.98
268.43
268.89
65
138.34
138.74
139.17
139.57
139.96
Age Next Birthday
Term of Loan
 
31
32
33
34
35
20
5.19
5.22
5.25
5.28
5.30
21
5.61
5.68
5.75
5.81
5.88
22
5.75
5.85
5.96
6.06
6.45
23
5.85
5.96
6.07
6.19
6.54
24
5.95
6.06
6.17
6.27
6.64
25
6.04
6.15
6.25
6.35
6.73
26
6.30
6.43
6.56
6.69
6.83
27
6.59
6.72
6.84
6.98
7.11
28
6.88
7.01
7.12
7.26
7.38
29
7.17
7.30
7.39
7.54
7.66
30
7.46
7.59
7.67
7.83
7.93
31
7.75
7.88
7.94
8.11
8.20
32
8.17
8.34
8.61
8.88
9.29
33
8.70
8.99
9.39
9.97
10.50
34
9.21
9.47
10.29
11.08
11.81
35
10.29
11.03
11.86
12.64
13.37
36
11.38
12.21
13.12
13.97
14.77
37
13.35
14.20
15.10
15.94
16.74
38
15.45
16.35
17.25
18.08
18.89
39
16.82
17.74
18.59
19.39
20.17
40
18.29
19.14
19.96
20.71
21.43
41
19.12
19.89
20.62
21.31
21.97
42
21.59
22.36
23.10
23.79
24.44
43
24.27
25.05
25.79
26.48
27.14
44
27.19
27.98
28.71
29.41
30.07
45
29.90
30.67
31.41
32.10
32.74
46
35.19
36.01
36.77
37.49
38.17
47
38.28
39.09
39.85
40.58
41.27
48
41.59
42.40
43.15
43.87
44.55
49
45.14
45.93
46.68
47.39
48.07
50
50.91
51.73
52.49
53.23
53.92
51
57.33
58.15
58.95
59.68
60.38
52
64.33
65.19
66.00
66.74
67.46
53
72.18
73.03
73.84
74.62
75.36
54
80.97
81.85
82.68
83.45
84.21
55
87.76
88.61
89.43
90.20
90.94
56
94.99
95.83
96.62
97.39
98.12
57
102.03
102.84
103.60
104.34
105.04
58
109.84
110.62
111.36
112.09
112.74
59
116.33
117.06
117.75
118.42
119.05
60
121.52
122.19
122.83
123.46
124.04
61
129.21
129.84
130.44
131.03
131.58
62
151.03
151.57
152.08
152.59
153.05
63
185.52
185.97
186.38
186.81
187.20
64
269.28
269.65
270.02
270.36
270.68
65
140.31
140.64
140.95
141.30
141.60
Age Next Birthday
Term of Loan
 
36
37
38
39
40
20
5.37
5.57
5.84
6.14
6.93
21
5.97
6.14
6.76
6.89
7.03
22
6.58
6.72
6.85
6.99
7.39
23
6.68
6.81
6.95
7.35
7.77
24
6.77
6.91
7.31
7.73
8.17
25
6.87
7.27
7.69
8.13
8.57
26
7.23
7.65
8.09
8.53
9.00
27
7.58
8.06
8.47
8.98
9.58
28
7.92
8.48
9.17
9.57
10.20
29
8.27
8.89
9.54
10.21
10.83
30
8.62
9.31
10.11
10.78
11.44
31
8.97
9.72
10.43
11.10
11.74
32
10.08
10.83
11.55
12.22
12.88
33
11.28
12.04
12.77
13.46
14.12
34
12.61
13.38
14.10
14.80
15.48
35
14.19
14.96
15.70
16.41
17.09
36
15.58
16.36
17.10
17.81
18.48
37
17.55
18.32
19.06
19.75
20.42
38
19.69
20.45
21.17
21.86
22.53
39
20.92
21.66
22.34
23.01
24.39
40
22.15
22.84
23.51
24.13
24.73
41
22.64
23.28
23.90
24.48
25.04
42
25.12
25.75
26.36
26.95
27.51
43
27.82
28.44
29.05
29.63
30.18
44
30.73
31.37
31.97
32.54
33.09
45
33.40
34.02
34.61
35.17
35.70
46
38.85
39.49
40.08
40.66
41.21
47
41.92
42.55
43.15
43.71
44.26
48
45.20
45.83
46.41
46.97
47.51
49
48.70
49.32
49.90
50.45
50.98
50
54.55
55.18
55.78
56.32
56.86
51
61.03
61.66
62.26
62.81
63.36
52
68.14
68.77
69.36
69.93
70.49
53
76.04
76.68
77.30
77.87
78.42
54
84.89
85.53
86.16
86.74
87.31
55
91.61
92.23
92.85
93.43
93.98
56
98.76
99.38
99.96
100.53
101.08
57
105.67
106.26
106.83
107.39
107.92
58
113.34
113.92
114.47
115.01
115.53
59
119.62
120.17
120.68
121.18
121.68
60
124.57
125.08
125.56
126.03
126.48
61
132.08
132.56
133.02
133.46
133.89
62
153.49
153.89
154.28
154.65
155.03
63
187.56
187.89
188.22
188.53
188.82
64
270.98
271.25
271.52
271.78
272.03
65
141.87
142.12
142.38
142.64
142.88
”;
(b)by deleting Table 2B and substituting the following Table:
“TABLE 2B
(For policies entered into, adjusted or renewed with
policy year commencing on or after 1 July 2021)
HOME PROTECTION INSURANCE ANNUAL
PREMIUM RATE PER $10,000 INITIAL COVER
FOR FEMALE SCHEME MEMBER
(LOANS UNDER CONCESSIONARY INTEREST RATE)
Age Next Birthday
Term of Loan
 
1
2
3
4
5
20
4.13
8.23
5.93
5.21
4.83
21
4.13
8.28
5.93
5.22
4.83
22
4.13
8.28
5.98
5.22
4.83
23
4.13
8.28
5.98
5.22
4.83
24
4.13
8.28
5.98
5.22
4.83
25
4.13
8.28
5.98
5.22
4.83
26
4.13
8.28
5.98
5.22
4.83
27
4.15
8.30
6.00
5.24
4.85
28
4.16
8.31
6.01
5.25
4.86
29
4.17
8.32
6.02
5.26
4.87
30
4.18
8.33
6.03
5.27
4.88
31
4.20
8.35
6.05
5.29
4.90
32
4.22
8.37
6.07
5.31
4.92
33
4.24
8.39
6.09
5.33
4.94
34
4.26
8.41
6.11
5.35
4.96
35
4.28
8.43
6.13
5.37
4.98
36
4.30
8.45
6.15
5.39
5.00
37
4.35
8.50
6.20
5.44
5.05
38
4.39
8.54
6.24
5.72
5.57
39
4.50
9.00
6.87
6.32
6.17
40
4.98
9.94
7.62
7.02
6.86
41
5.55
11.01
8.47
7.83
7.65
42
5.93
11.89
9.13
8.43
8.38
43
6.30
12.76
9.78
9.03
9.21
44
6.67
13.64
10.43
9.62
9.37
45
7.04
14.51
11.08
10.22
9.53
46
7.41
15.38
11.73
10.81
10.58
47
7.55
16.45
12.37
11.34
11.09
48
7.80
17.74
13.19
12.04
11.76
49
9.34
21.55
15.88
14.53
14.19
50
10.00
23.60
17.36
15.77
15.39
51
10.80
25.96
19.00
17.22
16.78
52
11.93
28.82
21.05
19.07
18.56
53
13.25
32.05
23.38
21.17
20.61
54
14.79
35.67
26.04
23.57
22.92
55
16.54
39.72
29.01
26.26
25.53
56
18.54
44.22
32.33
29.26
28.45
57
18.92
45.10
32.99
29.86
28.51
58
19.29
45.97
33.64
30.46
28.93
59
19.66
46.85
34.29
31.05
34.30
60
20.03
47.72
34.94
31.65
36.02
61
20.83
66.94
45.43
39.82
38.25
62
25.81
76.59
52.87
46.68
61.88
63
31.24
87.10
60.97
82.87
95.98
64
31.24
87.10
117.26
134.52
144.87
65
34.66
60.74
69.44
73.78
76.39
•Where the premium payable is less than $1.00, the minimum premium of $1.00 is charged.
•The annual premium is payable for 90% (rounded down to the nearest year) of the period of cover, or for such lesser percentage of the period of cover as the Board may, in its discretion, determine, subject to a minimum of one year.
Age Next Birthday
Term of Loan
 
6
7
8
9
10
20
4.60
4.44
4.32
4.25
4.19
21
4.60
4.44
4.32
4.25
4.19
22
4.60
4.44
4.32
4.25
4.19
23
4.60
4.44
4.32
4.25
4.19
24
4.60
4.44
4.32
4.25
4.19
25
4.60
4.44
4.32
4.25
4.19
26
4.60
4.44
4.32
4.25
4.19
27
4.61
4.45
4.33
4.26
4.19
28
4.62
4.46
4.34
4.26
4.20
29
4.63
4.47
4.35
4.27
4.20
30
4.64
4.47
4.36
4.28
4.21
31
4.66
4.48
4.36
4.28
4.21
32
4.67
4.50
4.37
4.29
4.21
33
4.69
4.51
4.38
4.29
4.21
34
4.71
4.52
4.39
4.30
4.21
35
4.73
4.54
4.40
4.30
4.39
36
4.74
4.55
4.61
4.71
4.82
37
4.94
4.91
4.93
5.00
5.08
38
5.41
5.35
5.33
5.38
5.45
39
5.96
5.87
5.83
5.84
5.88
40
6.63
6.49
6.42
6.42
6.43
41
7.37
7.21
7.11
7.08
7.08
42
8.10
7.94
7.87
7.85
7.87
43
8.87
8.59
8.45
8.40
8.40
44
9.05
8.62
8.55
8.54
8.61
45
9.23
9.08
9.03
9.03
9.10
46
10.29
10.14
10.11
10.14
10.24
47
10.72
10.52
10.42
10.42
10.48
48
11.30
11.03
10.90
10.85
10.88
49
13.64
13.36
13.22
13.20
13.26
50
14.71
14.29
14.06
13.94
13.90
51
15.96
15.43
15.06
14.85
14.72
52
17.50
16.79
16.24
15.84
15.53
53
19.31
18.37
17.63
17.02
16.54
54
21.35
20.17
19.21
18.42
17.72
55
23.85
22.63
21.66
20.86
20.18
56
26.70
25.44
24.47
23.71
23.10
57
27.39
26.81
26.56
26.55
30.21
58
28.47
28.59
29.10
34.34
38.39
59
34.51
35.45
43.17
49.19
54.02
60
36.76
46.64
54.21
60.21
65.15
61
51.00
60.43
67.78
73.77
78.78
62
73.50
82.21
89.11
94.82
99.66
63
106.53
112.34
117.25
121.55
125.43
64
153.88
160.91
166.71
171.69
176.08
65
78.83
81.27
83.71
86.16
88.60
Age Next Birthday
Term of Loan
 
11
12
13
14
15
20
4.57
4.50
4.45
4.42
4.41
21
4.57
4.50
4.45
4.42
4.41
22
4.57
4.50
4.45
4.42
4.41
23
4.57
4.50
4.45
4.42
4.41
24
4.57
4.50
4.45
4.42
4.41
25
4.57
4.50
4.45
4.42
4.41
26
4.57
4.50
4.45
4.42
4.41
27
4.58
4.50
4.46
4.43
4.42
28
4.58
4.51
4.47
4.43
4.43
29
4.59
4.52
4.47
4.44
4.44
30
4.59
4.52
4.48
4.45
4.45
31
4.60
4.53
4.49
4.46
4.57
32
4.64
4.58
4.55
4.65
4.77
33
4.67
4.62
4.67
4.75
4.85
34
4.71
4.79
4.73
4.81
4.91
35
4.91
4.95
5.02
5.11
5.23
36
5.37
5.41
5.49
5.59
5.72
37
5.68
5.74
5.81
5.92
6.05
38
6.09
6.14
6.22
6.34
6.49
39
6.61
6.66
6.75
6.87
7.02
40
7.23
7.28
7.39
7.52
7.69
41
7.98
8.04
8.15
8.30
8.49
42
8.35
8.50
9.16
9.37
9.60
43
8.56
9.73
9.88
10.08
10.33
44
9.78
9.92
10.14
10.38
10.68
45
10.27
10.37
10.51
11.03
11.36
46
11.50
11.54
11.62
11.74
11.90
47
11.88
11.93
12.00
12.13
12.26
48
12.41
12.44
12.51
12.59
12.70
49
15.11
15.11
15.10
15.14
15.18
50
15.98
16.07
16.15
16.36
16.59
51
17.01
17.20
17.39
17.79
18.23
52
18.12
18.48
18.84
19.50
21.64
53
19.39
19.93
20.47
23.16
25.40
54
20.35
22.00
23.64
26.79
29.60
55
24.05
27.38
30.83
33.78
36.30
56
27.21
30.48
33.83
36.71
39.26
57
34.38
37.78
41.12
44.05
46.66
58
42.66
46.23
49.59
52.58
55.24
59
58.78
62.90
66.51
69.73
72.63
60
69.60
73.44
76.86
79.89
82.65
61
82.87
86.47
89.63
92.49
95.10
62
103.45
106.80
109.78
112.47
114.95
63
128.02
130.41
132.60
134.64
136.60
64
179.14
181.93
184.44
186.76
188.95
65
89.90
91.21
92.51
93.81
95.12
Age Next Birthday
Term of Loan
 
16
17
18
19
20
20
4.41
4.40
4.39
4.38
4.37
21
4.41
4.40
4.39
4.38
4.37
22
4.41
4.40
4.39
4.38
4.37
23
4.41
4.40
4.39
4.38
4.37
24
4.41
4.40
4.39
4.38
4.37
25
4.41
4.40
4.39
4.38
4.37
26
4.41
4.40
4.39
4.38
4.37
27
4.44
4.44
4.44
4.44
4.38
28
4.47
4.47
4.48
4.49
4.39
29
4.50
4.51
4.53
4.55
4.42
30
4.53
4.55
4.57
4.61
4.47
31
4.56
4.58
4.62
4.66
4.73
32
4.80
4.84
4.89
4.97
5.06
33
4.89
4.95
5.01
5.11
5.21
34
4.99
5.04
5.15
5.25
5.39
35
5.31
5.40
5.52
5.65
5.81
36
5.81
5.91
6.04
6.18
6.33
37
6.16
6.26
6.40
6.56
6.72
38
6.59
6.72
6.87
7.02
7.21
39
7.15
7.28
7.44
7.61
7.78
40
7.84
8.02
8.20
8.40
8.62
41
8.68
8.88
9.11
9.35
9.60
42
9.80
10.02
10.25
10.35
10.75
43
10.73
10.93
11.14
11.23
11.52
44
10.86
11.04
11.74
11.64
11.90
45
11.79
11.67
12.20
11.78
12.06
46
12.12
12.37
12.66
12.97
13.30
47
12.65
13.07
13.57
14.08
15.21
48
13.27
13.86
14.57
15.98
17.24
49
15.94
16.73
18.64
20.36
21.91
50
17.63
19.70
21.65
23.39
24.99
51
20.66
22.81
24.84
26.67
28.32
52
24.07
26.25
28.27
30.11
31.79
53
27.85
30.04
32.07
33.91
35.61
54
32.05
34.27
36.29
38.15
39.87
55
38.82
41.08
43.15
45.05
46.81
56
41.62
43.77
45.73
47.53
49.22
57
49.00
51.16
53.13
54.95
56.65
58
57.58
59.72
61.67
63.48
65.17
59
75.07
77.31
79.36
81.26
83.05
60
84.97
87.10
89.07
90.92
92.63
61
97.30
99.32
101.18
102.95
104.59
62
116.95
118.80
120.53
122.13
123.66
63
137.93
139.18
140.39
141.53
142.64
64
190.52
191.97
193.35
194.66
195.91
65
95.83
96.55
97.27
97.99
98.71
Age Next Birthday
Term of Loan
 
21
22
23
24
25
20
4.42
4.46
4.51
4.55
4.59
21
4.42
4.46
4.51
4.55
4.59
22
4.42
4.46
4.51
4.55
4.65
23
4.42
4.46
4.51
4.59
4.71
24
4.42
4.46
4.54
4.64
4.77
25
4.42
4.48
4.58
4.69
4.83
26
4.48
4.58
4.69
4.79
4.90
27
4.59
4.70
4.81
4.92
4.97
28
4.71
4.81
4.93
5.05
5.06
29
4.82
4.93
5.06
5.19
5.17
30
4.93
5.05
5.18
5.32
5.29
31
5.05
5.16
5.31
5.45
5.60
32
5.20
5.38
5.63
5.76
5.90
33
5.43
5.79
5.91
6.04
6.18
34
5.75
5.88
6.00
6.15
6.30
35
6.22
6.37
6.50
6.67
6.83
36
6.78
6.94
7.09
7.25
7.43
37
7.19
7.32
7.48
7.62
7.78
38
7.69
7.80
7.95
8.07
8.20
39
8.27
8.38
8.48
8.58
8.68
40
9.16
9.29
9.45
9.61
9.79
41
10.19
10.33
10.57
10.82
11.07
42
11.48
11.69
12.07
12.45
13.20
43
11.84
12.27
12.96
13.79
14.73
44
12.38
13.38
14.30
15.31
16.21
45
13.10
14.06
15.12
16.06
16.92
46
14.45
15.42
16.50
17.45
18.33
47
16.42
17.45
18.54
19.52
20.43
48
18.48
19.62
20.73
21.74
22.69
49
23.38
24.73
25.96
27.10
28.16
50
26.44
27.77
29.03
30.18
31.24
51
29.78
31.13
32.36
33.51
34.57
52
33.24
34.58
35.83
36.98
38.07
53
37.06
38.41
39.65
40.81
41.90
54
41.31
42.65
43.89
45.06
46.16
55
48.28
49.66
50.94
52.13
53.29
56
50.63
51.95
53.17
54.34
55.42
57
58.08
59.39
60.63
61.81
62.92
58
66.59
67.92
69.19
70.35
71.49
59
84.53
85.93
87.25
88.50
89.70
60
94.06
95.43
96.70
97.91
99.08
61
105.98
107.27
108.52
109.70
110.83
62
124.39
125.10
125.79
126.46
127.09
63
143.42
144.17
144.91
145.61
146.28
64
196.83
197.70
198.55
199.37
200.13
65
99.40
100.09
100.76
101.43
102.09
Age Next Birthday
Term of Loan
 
26
27
28
29
30
20
4.55
4.64
4.76
4.88
4.91
21
4.68
4.80
4.92
5.06
5.10
22
4.73
4.83
4.94
5.06
5.10
23
4.78
4.87
4.96
5.06
5.10
24
4.83
4.90
4.98
5.06
5.10
25
4.88
4.94
5.00
5.06
5.10
26
4.94
4.98
5.02
5.06
5.10
27
5.00
5.05
5.10
5.18
5.25
28
5.11
5.16
5.23
5.31
5.42
29
5.22
5.29
5.37
5.48
5.56
30
5.36
5.44
5.66
5.62
5.75
31
5.65
5.72
5.81
5.90
6.00
32
5.96
6.03
6.08
6.13
6.15
33
6.22
6.24
6.26
6.27
6.29
34
6.33
6.36
6.38
6.41
6.44
35
6.91
6.97
7.07
7.16
7.25
36
7.54
7.67
7.83
8.00
8.17
37
7.99
8.22
8.50
8.78
9.27
38
8.52
8.84
9.26
9.88
10.44
39
9.05
9.43
10.23
10.99
11.69
40
10.32
11.16
12.00
12.79
13.52
41
12.06
12.98
13.89
14.74
15.55
42
14.24
15.17
16.11
16.98
17.78
43
15.70
16.62
17.53
18.38
19.20
44
17.14
18.09
18.98
19.82
20.60
45
17.88
18.75
19.59
20.37
21.10
46
19.25
20.09
20.88
21.62
22.33
47
21.33
22.18
22.97
23.72
24.40
48
23.59
24.43
25.22
25.95
26.65
49
29.13
30.03
30.87
31.68
32.42
50
32.20
33.09
33.94
34.72
35.48
51
35.52
36.43
37.26
38.05
38.79
52
39.02
39.92
40.75
41.52
42.27
53
42.85
43.74
44.59
45.38
46.13
54
47.11
48.00
48.84
49.64
50.40
55
54.24
55.15
56.02
56.83
57.62
56
56.35
57.23
58.05
58.83
59.60
57
63.85
64.74
65.58
66.40
67.17
58
72.43
73.33
74.18
75.01
75.79
59
90.68
91.64
92.54
93.40
94.24
60
100.04
100.97
101.85
102.71
103.52
61
111.77
112.66
113.53
114.35
115.15
62
127.56
128.01
128.44
128.87
129.28
63
146.78
147.26
147.72
148.18
148.61
64
200.73
201.29
201.83
202.37
202.87
65
102.60
103.09
103.58
104.07
104.55
Age Next Birthday
Term of Loan
 
31
32
33
34
35
20
4.97
5.02
5.07
5.12
5.17
21
5.16
5.21
5.27
5.32
5.37
22
5.16
5.21
5.27
5.32
5.37
23
5.16
5.21
5.27
5.32
5.37
24
5.16
5.21
5.27
5.32
5.37
25
5.16
5.21
5.27
5.32
5.37
26
5.16
5.21
5.27
5.32
5.37
27
5.31
5.38
5.45
5.51
5.58
28
5.50
5.57
5.64
5.71
5.79
29
5.65
5.73
5.82
5.90
5.99
30
5.84
5.93
6.02
6.10
6.20
31
6.13
6.20
6.28
6.34
6.40
32
6.26
6.38
6.53
6.60
7.25
33
6.44
6.70
6.77
7.29
7.77
34
6.70
6.79
7.31
7.80
8.26
35
7.69
8.09
8.57
9.03
9.43
36
8.66
9.09
9.58
10.06
10.47
37
9.80
10.28
10.80
11.30
11.74
38
11.03
11.58
12.14
12.65
13.13
39
12.36
12.99
13.55
14.11
14.62
40
14.21
14.86
15.46
16.04
16.57
41
16.24
16.92
17.55
18.14
18.71
42
18.52
19.20
19.84
20.45
21.02
43
19.90
20.57
21.21
21.79
22.35
44
21.28
21.94
22.55
23.12
23.67
45
21.76
22.37
22.95
23.49
24.01
46
22.95
23.54
24.11
24.65
25.15
47
25.04
25.64
26.19
26.72
27.22
48
27.27
27.86
28.43
28.96
29.46
49
33.09
33.72
34.34
34.91
35.44
50
36.14
36.77
37.37
37.93
38.48
51
39.45
40.07
40.67
41.24
41.77
52
42.95
43.58
44.17
44.74
45.28
53
46.79
47.42
48.03
48.59
49.14
54
51.05
51.68
52.28
52.86
53.40
55
58.30
58.93
59.55
60.13
60.70
56
60.24
60.87
61.44
62.00
62.56
57
67.83
68.45
69.04
69.63
70.18
58
76.45
77.08
77.69
78.28
78.84
59
94.94
95.61
96.26
96.88
97.49
60
104.20
104.85
105.50
106.10
106.69
61
115.83
116.46
117.08
117.68
118.25
62
129.59
129.90
130.18
130.46
130.74
63
148.95
149.28
149.58
149.89
150.18
64
203.28
203.67
204.03
204.39
204.74
65
104.92
105.28
105.64
106.00
106.36
Age Next Birthday
Term of Loan
 
36
37
38
39
40
20
5.27
5.36
5.45
5.54
6.55
21
5.65
5.93
6.21
6.49
6.77
22
5.65
5.93
6.21
6.49
6.77
23
5.65
5.93
6.21
6.49
6.77
24
5.65
5.93
6.21
6.49
6.77
25
5.65
5.93
6.21
6.49
6.77
26
5.65
5.93
6.21
6.49
6.77
27
5.92
6.25
6.60
6.93
7.25
28
6.19
6.58
6.98
7.36
7.72
29
6.46
6.91
7.36
7.79
8.19
30
6.72
7.24
7.74
8.22
8.67
31
7.00
7.57
8.13
8.65
9.14
32
7.84
8.42
8.96
9.47
9.96
33
8.33
8.86
9.36
9.84
10.30
34
8.78
9.27
9.74
10.19
10.61
35
9.95
10.43
10.89
11.33
11.74
36
10.96
11.44
11.88
12.31
12.70
37
12.24
12.71
13.17
13.59
13.99
38
13.63
14.11
14.57
15.00
15.38
39
15.14
15.62
16.06
16.50
16.90
40
17.08
17.58
18.04
18.46
18.89
41
19.23
19.73
20.20
20.64
21.07
42
21.55
22.06
22.54
22.99
23.42
43
22.87
23.36
23.83
24.26
25.65
44
24.17
24.65
25.10
25.53
25.92
45
24.50
24.95
25.39
25.79
26.19
46
25.61
26.04
26.46
26.86
27.25
47
27.69
28.12
28.54
28.93
29.32
48
29.93
30.35
30.77
31.16
31.54
49
35.94
36.39
36.85
37.28
37.68
50
38.96
39.43
39.87
40.31
40.71
51
42.26
42.71
43.15
43.57
43.98
52
45.76
46.23
46.68
47.09
47.50
53
49.62
50.08
50.53
50.94
51.35
54
53.87
54.33
54.77
55.20
55.61
55
61.18
61.66
62.11
62.54
62.96
56
63.01
63.46
63.91
64.32
64.72
57
70.66
71.11
71.56
71.99
72.39
58
79.33
79.79
80.24
80.68
81.08
59
98.00
98.48
98.95
99.42
99.85
60
107.20
107.68
108.14
108.60
109.02
61
118.75
119.21
119.67
120.11
120.54
62
130.95
131.16
131.37
131.56
131.75
63
150.41
150.63
150.86
151.06
151.27
64
205.02
205.28
205.56
205.80
206.05
65
106.62
106.88
107.15
107.42
107.68
”;
(c)by deleting Table 3B and substituting the following Table:
“TABLE 3B
(For policies entered into, adjusted or renewed with
policy year commencing on or after 1 July 2021)
HOME PROTECTION INSURANCE ANNUAL
PREMIUM RATE PER $10,000 INITIAL COVER
FOR MALE SCHEME MEMBER
(LOANS UNDER MARKET INTEREST RATE)
Age Next Birthday
Term of Loan
 
1
2
3
4
5
20
4.34
8.51
6.22
5.45
5.07
21
4.34
8.51
6.22
5.45
5.07
22
4.34
8.51
6.22
5.45
5.07
23
4.34
8.51
6.22
5.45
5.07
24
4.34
8.51
6.22
5.45
5.07
25
4.34
8.51
6.22
5.45
5.07
26
4.73
8.90
6.61
5.84
5.46
27
4.73
8.90
6.61
5.84
5.46
28
4.73
8.90
6.61
5.84
5.46
29
4.73
8.90
6.61
5.84
5.46
30
4.73
8.90
6.61
5.84
5.46
31
4.73
8.90
6.61
5.84
5.46
32
4.73
8.90
6.61
5.84
5.46
33
4.73
8.90
6.61
5.84
5.46
34
4.73
8.90
6.61
5.84
5.46
35
4.73
8.90
6.61
5.91
5.56
36
4.79
9.19
7.09
6.54
5.79
37
5.14
10.11
7.81
7.21
6.45
38
5.42
10.58
8.05
7.40
7.25
39
5.69
11.79
8.99
8.29
8.13
40
6.42
13.18
10.09
9.32
9.14
41
6.44
13.20
10.11
9.34
9.16
42
6.88
13.34
10.40
9.57
9.38
43
7.32
14.35
10.70
9.79
9.59
44
7.76
15.54
11.47
10.46
10.23
45
8.21
16.97
12.42
11.29
11.04
46
8.65
20.85
15.18
13.93
13.63
47
9.30
22.97
16.75
15.18
14.82
48
10.10
25.34
18.39
16.64
16.24
49
11.07
28.06
20.30
18.34
17.88
50
12.25
31.12
22.49
20.31
19.79
51
13.61
34.58
24.98
22.54
21.94
52
14.51
37.79
27.11
24.40
23.73
53
15.66
41.48
29.61
26.59
25.84
54
17.07
45.64
32.49
29.12
28.28
55
18.75
50.37
35.79
32.06
30.72
56
24.08
62.18
44.59
40.07
37.97
57
29.05
71.09
51.65
46.65
43.81
58
34.41
80.75
59.29
53.75
50.04
59
40.18
91.22
67.54
61.43
56.69
60
46.40
102.52
76.46
69.71
65.17
61
47.18
103.30
77.24
70.49
66.63
62
50.60
109.83
82.25
75.09
91.06
63
56.73
121.67
91.40
116.84
130.89
64
63.41
134.52
180.26
203.12
216.81
65
70.64
105.12
116.61
122.35
122.75
•Where the premium payable is less than $1.00, the minimum premium of $1.00 is charged.
•The annual premium is payable for 90% (rounded down to the nearest year) of the period of cover, or for such lesser percentage of the period of cover as the Board may, in its discretion, determine, subject to a minimum of one year.
Age Next Birthday
Term of Loan
 
6
7
8
9
10
20
4.88
4.77
4.69
4.64
4.63
21
4.88
4.77
4.69
4.64
4.63
22
4.88
4.77
4.69
4.64
4.63
23
4.88
4.77
4.69
4.64
4.63
24
4.88
4.77
4.69
4.64
4.63
25
4.88
4.77
4.69
4.64
4.63
26
5.24
5.11
5.01
4.94
4.91
27
5.24
5.11
5.01
4.94
4.91
28
5.24
5.11
5.01
4.94
4.91
29
5.24
5.11
5.01
4.94
4.91
30
5.24
5.11
5.01
4.94
4.91
31
5.24
5.11
5.01
4.94
4.91
32
5.24
5.11
5.01
4.95
5.10
33
5.24
5.11
5.19
5.16
5.33
34
5.37
5.25
5.37
5.38
5.60
35
5.51
5.41
5.56
5.60
5.84
36
5.79
5.90
6.05
6.28
6.53
37
6.42
6.47
6.60
6.77
6.98
38
7.14
7.14
7.24
7.36
7.55
39
7.98
7.94
7.98
8.08
8.24
40
8.84
8.61
8.56
8.56
8.63
41
8.87
8.73
8.67
8.67
8.73
42
9.07
8.93
8.87
8.90
8.98
43
9.27
9.14
9.09
9.14
9.24
44
9.92
9.79
9.77
9.85
9.99
45
10.72
10.60
10.61
10.71
10.90
46
13.31
13.23
13.32
13.54
13.83
47
14.50
14.47
14.62
14.88
15.24
48
15.93
15.92
16.12
16.46
16.91
49
17.58
17.62
17.88
18.27
18.81
50
19.49
19.57
19.88
20.37
20.99
51
21.65
21.78
22.17
22.75
23.46
52
23.50
23.72
24.23
24.96
25.84
53
25.65
25.99
26.64
27.51
28.57
54
28.15
28.59
29.37
30.42
31.66
55
30.59
31.07
31.98
33.16
34.54
56
37.82
38.41
39.54
41.01
42.72
57
43.53
44.01
45.17
46.68
53.57
58
49.59
49.97
51.16
59.04
65.21
59
55.86
55.92
65.19
72.31
77.91
60
65.41
74.77
83.31
89.75
91.17
61
75.94
84.42
90.81
95.59
99.29
62
102.28
110.12
116.10
120.69
124.30
63
141.06
148.32
153.94
158.34
161.89
64
226.64
233.83
239.42
243.90
247.62
65
124.24
125.73
127.20
128.69
130.17
Age Next Birthday
Term of Loan
 
11
12
13
14
15
20
5.04
4.99
4.97
4.98
5.00
21
5.04
4.99
4.97
4.98
5.00
22
5.04
4.99
4.97
4.98
5.00
23
5.04
4.99
4.97
4.98
5.00
24
5.04
4.99
4.97
4.98
5.00
25
5.04
4.99
4.97
4.98
5.00
26
5.30
5.24
4.97
4.98
5.00
27
5.30
5.24
5.06
5.11
5.00
28
5.30
5.24
5.15
5.19
5.14
29
5.30
5.24
5.25
5.28
5.48
30
5.44
5.44
5.35
5.49
5.68
31
5.44
5.56
5.44
5.64
5.87
32
5.73
5.86
5.62
5.82
6.07
33
6.01
6.17
5.83
6.02
6.43
34
6.32
6.47
6.04
6.20
6.88
35
6.67
6.91
7.20
7.52
7.44
36
7.33
7.47
7.66
7.88
8.12
37
7.94
8.15
8.41
8.71
9.04
38
8.67
8.96
9.29
9.65
10.08
39
8.83
9.22
10.31
10.77
11.28
40
9.07
10.55
10.99
11.49
12.05
41
10.25
10.94
11.42
11.97
12.49
42
10.58
11.15
12.13
12.68
12.76
43
10.91
11.35
12.44
12.99
13.03
44
11.78
12.23
12.74
13.31
13.93
45
12.77
13.12
13.53
14.01
14.56
46
15.99
16.27
16.65
17.06
17.55
47
17.63
17.92
18.28
18.70
19.18
48
19.50
19.76
20.09
20.49
20.93
49
21.61
21.83
22.10
22.43
22.81
50
24.24
24.61
25.12
25.71
26.35
51
27.18
27.73
28.52
29.40
30.34
52
30.11
30.89
32.01
33.24
36.73
53
33.44
34.46
35.96
40.27
43.91
54
36.91
37.91
43.26
47.92
52.00
55
40.73
46.30
51.39
55.79
59.61
56
49.32
54.76
59.72
64.04
67.82
57
59.67
64.73
69.30
73.26
76.73
58
70.86
75.56
79.75
83.36
86.53
59
83.16
85.77
89.49
92.72
95.52
60
91.88
94.66
97.78
100.46
102.81
61
102.92
105.96
108.55
110.76
112.70
62
127.59
130.38
132.75
134.81
136.60
63
164.86
167.38
169.55
171.43
173.10
64
250.42
252.80
254.88
256.70
258.31
65
130.89
131.52
132.08
132.55
132.99
Age Next Birthday
Term of Loan
 
16
17
18
19
20
20
5.00
4.99
4.99
4.99
4.98
21
5.00
4.99
4.99
4.99
4.98
22
5.00
4.99
4.99
4.99
4.98
23
5.00
4.99
4.99
4.99
5.01
24
5.00
4.99
4.99
5.02
5.14
25
5.00
4.99
5.02
5.15
5.31
26
5.00
5.02
5.15
5.32
5.49
27
5.12
5.07
5.20
5.34
5.60
28
5.21
5.31
5.41
5.55
5.70
29
5.53
5.60
5.71
5.82
5.96
30
5.71
5.76
5.82
5.92
6.04
31
5.89
5.92
5.97
6.05
6.13
32
6.09
6.13
6.20
6.28
6.39
33
6.45
6.49
6.56
6.66
6.77
34
6.91
6.96
7.03
7.15
7.28
35
7.45
7.49
7.53
7.61
7.73
36
8.11
8.11
8.13
8.19
8.27
37
9.03
9.04
9.08
9.15
9.23
38
10.08
10.11
10.15
10.20
10.30
39
11.27
11.30
11.33
11.39
11.46
40
12.30
12.30
12.31
12.34
12.37
41
12.49
12.51
12.54
12.59
13.14
42
12.86
12.52
12.63
12.74
13.69
43
13.22
13.43
13.63
13.85
14.06
44
14.22
14.51
14.80
15.10
15.39
45
14.98
15.39
15.91
16.41
16.92
46
18.16
18.79
19.56
20.35
21.16
47
19.86
20.57
21.53
22.51
24.39
48
21.72
22.51
23.68
25.90
27.83
49
23.42
24.04
26.78
29.24
31.50
50
27.46
30.06
32.69
35.02
37.12
51
33.49
36.19
38.85
41.25
43.40
52
40.00
42.80
45.55
48.00
50.24
53
47.31
50.29
53.09
55.62
57.92
54
55.57
58.76
61.62
64.24
66.61
55
63.07
66.16
68.96
71.50
73.84
56
71.14
74.13
76.85
79.33
81.59
57
79.84
82.62
85.15
87.43
89.53
58
89.39
91.95
94.26
96.39
98.33
59
98.08
100.38
102.46
104.34
106.07
60
105.00
106.99
108.78
110.41
111.91
61
114.61
116.32
117.88
119.29
120.60
62
138.29
139.80
141.21
142.44
143.61
63
174.59
175.92
177.13
178.22
179.24
64
259.65
260.85
261.95
262.94
263.86
65
133.59
134.14
134.70
135.20
135.69
Age Next Birthday
Term of Loan
 
21
22
23
24
25
20
5.01
5.04
5.10
5.13
5.16
21
5.05
5.15
5.21
5.29
5.38
22
5.16
5.27
5.34
5.42
5.51
23
5.25
5.40
5.47
5.55
5.63
24
5.34
5.53
5.60
5.67
5.77
25
5.45
5.67
5.72
5.81
5.89
26
5.55
5.80
5.87
5.93
6.02
27
5.76
5.87
5.95
6.09
6.23
28
6.02
6.15
6.30
6.47
6.66
29
6.10
6.27
6.55
6.72
6.85
30
6.22
6.62
6.77
6.95
7.15
31
6.54
6.70
6.88
7.09
7.32
32
6.83
7.00
7.19
7.39
7.60
33
7.25
7.40
7.58
7.77
7.98
34
7.76
7.91
8.07
8.25
8.42
35
8.26
8.42
8.61
8.76
8.95
36
8.85
9.01
9.19
9.36
9.54
37
9.86
10.03
10.22
10.41
10.59
38
10.98
11.15
11.34
11.52
11.71
39
11.77
12.37
12.56
12.74
12.90
40
12.68
13.61
13.95
14.35
14.77
41
13.58
13.94
14.34
14.76
15.19
42
13.96
14.45
15.03
15.61
16.64
43
15.38
16.07
16.86
18.18
19.36
44
16.92
17.74
19.41
20.94
22.34
45
18.73
20.46
22.11
23.63
25.03
46
23.23
25.09
26.88
28.53
30.04
47
26.45
28.31
30.07
31.69
33.21
48
29.87
31.74
33.49
35.09
36.59
49
33.55
35.41
37.15
38.73
40.22
50
39.17
41.06
42.80
44.40
45.90
51
45.47
47.37
49.11
50.72
52.22
52
52.31
54.22
55.99
57.64
59.15
53
60.01
61.94
63.71
65.37
66.90
54
68.72
70.62
72.43
74.09
75.62
55
75.88
77.76
79.50
81.12
82.65
56
83.58
85.40
87.09
88.66
90.14
57
91.40
93.11
94.71
96.20
97.59
58
100.07
101.67
103.15
104.54
105.86
59
107.64
109.11
110.46
111.74
112.94
60
113.31
114.62
115.82
116.96
118.04
61
121.85
123.01
124.09
125.13
126.09
62
144.69
145.70
146.64
147.53
148.36
63
180.17
181.03
181.81
182.58
183.28
64
264.66
265.39
266.09
266.73
267.33
65
136.20
136.71
137.19
137.67
138.13
Age Next Birthday
Term of Loan
 
26
27
28
29
30
20
5.21
5.26
5.31
5.36
5.41
21
5.46
5.55
5.64
5.73
5.81
22
5.59
5.68
5.76
5.85
5.94
23
5.71
5.78
5.85
5.93
5.99
24
5.82
5.90
5.96
6.02
6.10
25
5.95
6.00
6.04
6.13
6.21
26
6.06
6.09
6.15
6.23
6.32
27
6.28
6.34
6.41
6.49
6.58
28
6.71
6.74
6.80
6.87
6.98
29
6.86
6.89
6.89
7.22
7.39
30
7.34
7.40
7.49
7.57
7.48
31
7.39
7.49
7.57
7.66
7.75
32
7.69
7.80
7.90
8.00
8.11
33
8.09
8.20
8.32
8.44
8.56
34
8.55
8.69
8.83
8.98
9.12
35
9.14
9.34
9.54
9.75
9.97
36
9.82
10.10
10.38
10.67
10.97
37
10.99
11.42
11.84
12.28
12.97
38
12.27
12.87
13.45
14.32
15.10
39
13.71
14.57
14.84
15.74
16.53
40
15.14
15.27
16.32
17.23
18.06
41
15.34
16.42
17.37
18.23
19.04
42
17.82
18.91
19.89
20.78
21.61
43
20.54
21.65
22.63
23.56
24.41
44
23.52
24.61
25.64
26.57
27.45
45
26.24
27.35
28.38
29.33
30.21
46
31.33
32.52
33.62
34.65
35.60
47
34.48
35.66
36.77
37.79
38.76
48
37.86
39.04
40.13
41.15
42.09
49
41.46
42.63
43.72
44.73
45.68
50
47.19
48.38
49.49
50.52
51.50
51
53.53
54.74
55.87
56.94
57.92
52
60.48
61.71
62.85
63.94
64.94
53
68.25
69.47
70.64
71.73
72.76
54
76.98
78.22
79.41
80.50
81.56
55
83.96
85.19
86.33
87.43
88.45
56
91.41
92.62
93.76
94.81
95.83
57
98.81
99.96
101.03
102.04
103.01
58
107.01
108.09
109.13
110.08
111.00
59
114.00
114.99
115.94
116.85
117.71
60
118.98
119.88
120.76
121.60
122.36
61
126.96
127.80
128.61
129.37
130.09
62
149.13
149.84
150.53
151.18
151.80
63
183.91
184.51
185.08
185.62
186.15
64
267.87
268.37
268.85
269.30
269.74
65
138.57
138.97
139.39
139.79
140.18
Age Next Birthday
Term of Loan
 
31
32
33
34
35
20
5.58
5.75
5.92
6.09
6.25
21
5.94
6.08
6.21
6.35
6.48
22
6.00
6.11
6.23
6.35
6.70
23
6.11
6.23
6.36
6.44
6.77
24
6.22
6.35
6.42
6.50
6.83
25
6.33
6.40
6.48
6.54
6.89
26
6.55
6.66
6.75
6.85
6.95
27
6.83
6.95
7.06
7.17
7.27
28
7.23
7.31
7.40
7.49
7.56
29
7.51
7.64
7.89
7.98
8.07
30
7.71
7.86
7.95
8.14
8.27
31
8.02
8.16
8.25
8.45
8.55
32
8.50
8.67
8.96
9.27
9.71
33
9.07
9.36
9.80
10.41
10.95
34
9.61
9.87
10.72
11.54
12.31
35
10.76
11.52
12.38
13.18
13.94
36
11.90
12.75
13.69
14.55
15.39
37
13.93
14.80
15.73
16.59
17.41
38
16.10
17.00
17.94
18.80
19.62
39
17.50
18.46
19.34
20.16
20.95
40
19.04
19.92
20.76
21.53
22.26
41
19.90
20.69
21.44
22.14
22.82
42
22.47
23.27
24.02
24.73
25.40
43
25.27
26.07
26.82
27.53
28.20
44
28.32
29.12
29.87
30.59
31.25
45
31.07
31.86
32.60
33.31
33.96
46
36.49
37.32
38.09
38.81
39.50
47
39.62
40.44
41.21
41.94
42.62
48
42.98
43.79
44.53
45.27
45.94
49
46.55
47.35
48.10
48.81
49.48
50
52.37
53.18
53.95
54.67
55.35
51
58.81
59.62
60.42
61.14
61.84
52
65.83
66.68
67.48
68.22
68.92
53
73.68
74.52
75.34
76.09
76.82
54
82.46
83.32
84.14
84.91
85.65
55
89.35
90.20
91.00
91.76
92.47
56
96.70
97.53
98.30
99.05
99.76
57
103.85
104.65
105.41
106.12
106.82
58
111.81
112.58
113.29
114.00
114.65
59
118.45
119.17
119.83
120.50
121.12
60
123.05
123.72
124.35
124.96
125.53
61
130.74
131.36
131.94
132.52
133.06
62
152.35
152.88
153.38
153.88
154.33
63
186.60
187.05
187.46
187.86
188.24
64
270.12
270.48
270.82
271.16
271.46
65
140.53
140.85
141.16
141.49
141.81
Age Next Birthday
Term of Loan
 
36
37
38
39
40
20
6.42
6.59
6.76
6.93
7.09
21
6.62
6.75
6.89
7.02
7.15
22
6.81
6.91
7.01
7.11
7.52
23
6.87
6.97
7.07
7.48
7.92
24
6.93
7.03
7.44
7.88
8.34
25
6.99
7.40
7.84
8.30
8.77
26
7.36
7.80
8.26
8.73
9.22
27
7.77
8.28
8.71
9.25
9.88
28
8.11
8.78
9.25
9.93
10.58
29
8.45
9.27
9.95
10.65
11.31
30
8.97
9.72
10.53
11.24
11.92
31
9.38
10.14
10.89
11.58
12.25
32
10.53
11.30
12.05
12.74
13.43
33
11.77
12.56
13.30
14.01
14.69
34
13.14
13.93
14.68
15.39
16.07
35
14.77
15.58
16.32
17.06
17.74
36
16.21
17.01
17.76
18.49
19.17
37
18.24
19.02
19.77
20.48
21.16
38
20.43
21.21
21.94
22.64
23.31
39
21.72
22.47
23.17
23.83
24.47
40
23.00
23.71
24.37
25.00
25.61
41
23.51
24.14
24.77
25.36
25.92
42
26.08
26.72
27.34
27.92
28.49
43
28.89
29.51
30.14
30.71
31.26
44
31.92
32.56
33.17
33.73
34.28
45
34.62
35.24
35.83
36.39
36.92
46
40.18
40.82
41.41
42.00
42.53
47
43.28
43.91
44.50
45.06
45.60
48
46.59
47.20
47.79
48.34
48.87
49
50.12
50.72
51.29
51.85
52.36
50
56.00
56.61
57.18
57.73
58.26
51
62.48
63.10
63.67
64.24
64.75
52
69.60
70.21
70.79
71.35
71.90
53
77.48
78.10
78.70
79.28
79.81
54
86.32
86.94
87.54
88.11
88.66
55
93.12
93.74
94.33
94.89
95.43
56
100.40
100.99
101.58
102.13
102.65
57
107.42
108.01
108.55
109.10
109.61
58
115.23
115.79
116.34
116.85
117.35
59
121.69
122.20
122.70
123.19
123.68
60
126.05
126.55
127.01
127.46
127.91
61
133.55
134.01
134.45
134.89
135.30
62
154.76
155.14
155.52
155.88
156.24
63
188.58
188.91
189.21
189.50
189.80
64
271.75
272.02
272.28
272.52
272.75
65
142.07
142.32
142.57
142.83
143.07
”; and
(d)by deleting Table 4B and substituting the following Table:
“TABLE 4B
(For policies entered into, adjusted or renewed
with policy year commencing on or after 1 July 2021)
HOME PROTECTION INSURANCE ANNUAL
PREMIUM RATE PER $10,000 INITIAL COVER
FOR FEMALE SCHEME MEMBER
(LOANS UNDER MARKET INTEREST RATE)
Age Next Birthday
Term of Loan
 
1
2
3
4
5
20
4.14
8.23
5.93
5.21
4.87
21
4.14
8.31
5.93
5.25
4.87
22
4.14
8.31
6.02
5.25
4.87
23
4.14
8.31
6.02
5.25
4.87
24
4.14
8.31
6.02
5.25
4.87
25
4.14
8.31
6.02
5.25
4.87
26
4.14
8.31
6.02
5.25
4.87
27
4.16
8.33
6.04
5.27
4.89
28
4.17
8.34
6.05
5.28
4.90
29
4.18
8.35
6.06
5.29
4.91
30
4.19
8.36
6.07
5.30
4.92
31
4.21
8.38
6.09
5.32
4.94
32
4.23
8.40
6.11
5.34
4.96
33
4.25
8.42
6.13
5.36
4.98
34
4.27
8.44
6.15
5.38
5.00
35
4.29
8.46
6.17
5.40
5.02
36
4.31
8.48
6.19
5.42
5.04
37
4.36
8.53
6.24
5.47
5.09
38
4.40
8.57
6.28
5.75
5.61
39
4.50
9.02
6.92
6.37
6.22
40
4.99
9.96
7.66
7.06
6.91
41
5.56
11.05
8.52
7.87
7.72
42
5.94
11.94
9.17
8.49
8.45
43
6.31
12.80
9.83
9.09
9.29
44
6.68
13.68
10.48
9.68
9.45
45
7.05
14.55
11.13
10.29
9.62
46
7.42
15.44
11.79
10.88
10.68
47
7.56
16.51
12.44
11.43
11.20
48
7.82
17.81
13.26
12.13
11.88
49
9.36
21.56
15.89
14.64
14.34
50
10.02
23.69
17.47
15.90
15.54
51
10.82
26.06
19.11
17.36
16.96
52
11.95
28.94
21.18
19.22
18.76
53
13.29
32.16
23.53
21.35
20.83
54
14.83
35.80
26.20
23.76
23.16
55
16.58
39.86
29.18
26.47
25.80
56
18.57
44.39
32.52
29.50
28.75
57
18.98
45.27
33.21
30.12
28.84
58
19.33
46.17
33.87
30.75
29.29
59
19.72
47.09
34.58
31.41
34.73
60
20.09
47.98
35.25
32.05
36.50
61
20.90
67.24
45.78
40.24
38.78
62
25.89
76.93
53.25
47.14
62.53
63
31.33
87.45
61.39
83.48
96.73
64
31.33
87.45
117.81
135.17
145.57
65
34.75
60.91
69.63
73.99
76.60
•Where the premium payable is less than $1.00, the minimum premium of $1.00 is charged.
•The annual premium is payable for 90% (rounded down to the nearest year) of the period of cover, or for such lesser percentage of the period of cover as the Board may, in its discretion, determine, subject to a minimum of one year.
Age Next Birthday
Term of Loan
 
6
7
8
9
10
20
4.64
4.50
4.38
4.30
4.26
21
4.64
4.50
4.38
4.30
4.26
22
4.64
4.50
4.38
4.30
4.26
23
4.64
4.50
4.38
4.30
4.26
24
4.64
4.50
4.38
4.30
4.26
25
4.64
4.50
4.38
4.30
4.26
26
4.64
4.50
4.38
4.30
4.26
27
4.65
4.51
4.39
4.31
4.26
28
4.66
4.52
4.40
4.31
4.27
29
4.67
4.53
4.41
4.32
4.27
30
4.68
4.53
4.42
4.33
4.28
31
4.70
4.54
4.42
4.33
4.28
32
4.71
4.56
4.43
4.34
4.28
33
4.73
4.57
4.44
4.34
4.28
34
4.75
4.58
4.45
4.35
4.28
35
4.77
4.60
4.46
4.36
4.47
36
4.78
4.61
4.68
4.78
4.90
37
4.99
4.96
5.00
5.08
5.19
38
5.47
5.41
5.41
5.47
5.56
39
6.02
5.95
5.91
5.95
6.01
40
6.70
6.57
6.52
6.53
6.56
41
7.45
7.30
7.23
7.21
7.23
42
8.19
8.05
7.98
7.99
8.04
43
8.95
8.68
8.57
8.54
8.56
44
9.14
8.74
8.69
8.70
8.79
45
9.33
9.20
9.17
9.20
9.30
46
10.40
10.28
10.27
10.33
10.46
47
10.84
10.67
10.60
10.63
10.72
48
11.44
11.20
11.10
11.08
11.15
49
13.82
13.56
13.46
13.49
13.59
50
14.89
14.51
14.33
14.24
14.24
51
16.16
15.66
15.34
15.17
15.08
52
17.74
17.04
16.54
16.17
15.91
53
19.56
18.65
17.95
17.37
16.92
54
21.62
20.47
19.55
18.79
18.12
55
24.16
22.97
22.04
21.29
20.66
56
27.04
25.84
24.92
24.21
23.66
57
27.76
27.25
27.07
27.13
30.90
58
28.90
29.08
29.69
35.07
39.20
59
35.03
36.07
43.95
50.10
55.02
60
37.35
47.39
55.07
61.17
66.17
61
51.70
61.24
68.69
74.73
79.79
62
74.28
83.07
90.02
95.77
100.63
63
107.34
113.19
118.13
122.45
126.34
64
154.61
161.66
167.47
172.46
176.86
65
79.04
81.48
83.92
86.38
88.81
Age Next Birthday
Term of Loan
 
11
12
13
14
15
20
4.64
4.58
4.53
4.52
4.51
21
4.64
4.58
4.53
4.52
4.51
22
4.64
4.58
4.53
4.52
4.51
23
4.64
4.58
4.53
4.52
4.51
24
4.64
4.58
4.53
4.52
4.51
25
4.64
4.58
4.53
4.52
4.51
26
4.64
4.58
4.53
4.52
4.51
27
4.65
4.58
4.54
4.53
4.52
28
4.65
4.59
4.55
4.53
4.53
29
4.66
4.60
4.55
4.54
4.54
30
4.66
4.60
4.56
4.55
4.55
31
4.67
4.61
4.57
4.56
4.68
32
4.71
4.66
4.65
4.76
4.90
33
4.76
4.71
4.78
4.87
4.98
34
4.80
4.90
4.85
4.94
5.05
35
5.01
5.07
5.14
5.25
5.39
36
5.47
5.54
5.63
5.75
5.90
37
5.81
5.87
5.97
6.08
6.24
38
6.23
6.29
6.39
6.53
6.70
39
6.76
6.82
6.94
7.09
7.25
40
7.39
7.47
7.60
7.76
7.96
41
8.16
8.25
8.38
8.55
8.78
42
8.51
8.56
9.42
9.66
9.93
43
8.74
9.96
10.14
10.37
10.66
44
10.01
10.18
10.43
10.71
11.05
45
10.52
10.64
10.81
11.38
11.75
46
11.76
11.82
11.93
12.08
12.27
47
12.17
12.23
12.33
12.48
12.64
48
12.73
12.77
12.85
12.95
13.07
49
15.48
15.47
15.50
15.53
15.58
50
16.37
16.48
16.58
16.80
17.04
51
17.42
17.64
17.85
18.28
18.73
52
18.56
18.95
19.33
20.04
22.22
53
19.86
20.43
21.00
23.77
26.07
54
20.82
22.53
24.23
27.45
30.32
55
24.62
28.04
31.57
34.56
37.15
56
27.86
31.21
34.60
37.55
40.12
57
35.15
38.62
42.02
44.98
47.62
58
43.53
47.16
50.57
53.59
56.28
59
59.84
64.01
67.67
70.93
73.84
60
70.67
74.55
78.00
81.04
83.83
61
83.91
87.53
90.72
93.59
96.21
62
104.44
107.81
110.79
113.49
115.97
63
128.94
131.35
133.54
135.56
137.52
64
179.93
182.70
185.22
187.54
189.70
65
90.11
91.41
92.71
94.02
95.33
Age Next Birthday
Term of Loan
 
16
17
18
19
20
20
4.51
4.50
4.49
4.48
4.47
21
4.51
4.50
4.49
4.48
4.47
22
4.51
4.50
4.49
4.48
4.47
23
4.51
4.50
4.49
4.48
4.47
24
4.51
4.50
4.49
4.48
4.47
25
4.51
4.50
4.49
4.48
4.47
26
4.51
4.50
4.49
4.48
4.50
27
4.54
4.54
4.54
4.57
4.51
28
4.57
4.57
4.61
4.62
4.53
29
4.60
4.64
4.66
4.69
4.58
30
4.66
4.68
4.71
4.77
4.65
31
4.69
4.72
4.77
4.84
4.92
32
4.94
4.99
5.06
5.16
5.25
33
5.03
5.10
5.19
5.30
5.43
34
5.14
5.22
5.34
5.47
5.62
35
5.48
5.59
5.73
5.86
6.04
36
6.00
6.11
6.25
6.41
6.56
37
6.35
6.47
6.62
6.78
6.95
38
6.81
6.94
7.08
7.25
7.42
39
7.39
7.51
7.66
7.81
7.98
40
8.11
8.27
8.44
8.64
8.84
41
8.97
9.17
9.38
9.60
9.84
42
10.12
10.32
10.54
10.77
11.02
43
11.10
11.29
12.13
12.71
13.02
44
11.22
12.03
12.59
12.88
13.20
45
12.22
12.52
13.44
13.08
13.43
46
12.48
12.73
13.70
13.34
13.67
47
13.02
13.45
13.96
14.48
15.64
48
13.65
14.25
14.99
16.43
17.71
49
16.35
17.13
19.11
20.89
22.47
50
18.10
20.21
22.21
24.00
25.62
51
21.23
23.41
25.49
27.33
29.03
52
24.71
26.92
28.98
30.86
32.56
53
28.56
30.80
32.86
34.73
36.44
54
32.84
35.08
37.15
39.03
40.78
55
39.70
42.00
44.10
46.04
47.80
56
42.53
44.70
46.68
48.51
50.22
57
49.99
52.17
54.15
55.99
57.70
58
58.63
60.78
62.77
64.58
66.29
59
76.31
78.56
80.62
82.52
84.31
60
86.16
88.30
90.27
92.12
93.83
61
98.41
100.42
102.30
104.05
105.70
62
117.97
119.82
121.55
123.15
124.67
63
138.84
140.10
141.32
142.43
143.54
64
191.26
192.74
194.10
195.41
196.63
65
96.04
96.75
97.46
98.19
98.90
Age Next Birthday
Term of Loan
 
21
22
23
24
25
20
4.52
4.56
4.61
4.65
4.69
21
4.52
4.56
4.61
4.65
4.72
22
4.52
4.56
4.61
4.68
4.78
23
4.52
4.56
4.64
4.72
4.85
24
4.52
4.59
4.67
4.78
4.93
25
4.55
4.61
4.72
4.85
5.01
26
4.61
4.72
4.85
4.97
5.09
27
4.73
4.86
4.99
5.11
5.19
28
4.87
4.99
5.12
5.27
5.29
29
5.00
5.12
5.28
5.42
5.42
30
5.12
5.30
5.47
5.66
5.54
31
5.26
5.37
5.53
5.68
5.85
32
5.41
5.60
5.86
6.00
6.13
33
5.66
6.03
6.13
6.26
6.39
34
5.99
6.10
6.22
6.36
6.50
35
6.45
6.60
6.73
6.90
7.05
36
7.03
7.18
7.32
7.49
7.67
37
7.42
7.57
7.72
7.87
8.03
38
7.91
8.05
8.20
8.33
8.48
39
8.49
8.62
8.74
8.86
8.98
40
9.41
9.56
9.76
9.94
10.13
41
10.49
10.64
10.92
11.19
11.48
42
11.80
12.05
12.46
12.89
13.62
43
13.48
13.99
14.51
14.88
15.90
44
13.75
14.31
14.73
15.78
16.73
45
14.03
14.49
15.59
16.58
17.47
46
14.86
15.89
17.00
17.99
18.89
47
16.88
17.96
19.08
20.10
21.02
48
19.00
20.16
21.30
22.35
23.31
49
23.99
25.36
26.62
27.79
28.86
50
27.11
28.47
29.74
30.92
31.99
51
30.51
31.88
33.13
34.29
35.38
52
34.04
35.39
36.66
37.82
38.92
53
37.92
39.28
40.53
41.71
42.80
54
42.23
43.59
44.83
46.02
47.12
55
49.29
50.68
51.96
53.16
54.31
56
51.64
52.95
54.18
55.35
56.43
57
59.13
60.46
61.70
62.88
63.99
58
67.70
69.04
70.30
71.46
72.60
59
85.80
87.20
88.51
89.75
90.95
60
95.25
96.62
97.89
99.09
100.25
61
107.08
108.37
109.61
110.79
111.90
62
125.38
126.10
126.77
127.44
128.05
63
144.31
145.06
145.78
146.48
147.13
64
197.56
198.42
199.26
200.06
200.82
65
99.59
100.27
100.95
101.62
102.27
Age Next Birthday
Term of Loan
 
26
27
28
29
30
20
4.68
4.77
4.90
5.04
5.09
21
4.81
4.94
5.08
5.08
5.14
22
4.87
4.99
5.12
5.12
5.18
23
4.94
5.05
5.16
5.17
5.22
24
5.01
5.10
5.20
5.21
5.27
25
5.08
5.17
5.21
5.26
5.31
26
5.16
5.21
5.27
5.30
5.35
27
5.23
5.30
5.32
5.33
5.36
28
5.36
5.38
5.38
5.42
5.47
29
5.44
5.44
5.48
5.53
5.58
30
5.58
5.62
5.67
5.73
5.79
31
5.89
5.92
5.98
6.04
6.10
32
6.16
6.21
6.26
6.30
6.35
33
6.42
6.45
6.50
6.52
6.56
34
6.54
6.60
6.63
6.68
6.74
35
7.13
7.22
7.35
7.45
7.56
36
7.80
7.94
8.12
8.32
8.51
37
8.78
9.60
9.86
10.12
10.34
38
9.34
9.66
9.98
10.24
10.81
39
10.02
9.73
10.57
11.36
12.09
40
10.70
11.55
12.42
13.24
13.98
41
12.51
13.44
14.38
15.25
16.07
42
14.67
15.66
16.57
17.48
18.34
43
16.96
17.90
18.89
19.82
20.67
44
17.69
18.67
19.59
20.44
21.24
45
18.46
19.36
20.21
21.01
21.75
46
19.84
20.70
21.50
22.26
22.97
47
21.94
22.81
23.61
24.37
25.06
48
24.22
25.08
25.87
26.62
27.32
49
29.85
30.76
31.61
32.42
33.16
50
32.96
33.86
34.71
35.50
36.26
51
36.33
37.24
38.08
38.87
39.60
52
39.88
40.77
41.61
42.39
43.14
53
43.76
44.65
45.49
46.29
47.04
54
48.07
48.96
49.79
50.60
51.34
55
55.27
56.18
57.05
57.85
58.64
56
57.35
58.22
59.05
59.83
60.58
57
64.91
65.80
66.62
67.43
68.20
58
73.54
74.42
75.27
76.08
76.86
59
91.93
92.88
93.76
94.61
95.44
60
101.20
102.12
103.00
103.84
104.63
61
112.84
113.71
114.56
115.38
116.18
62
128.52
128.95
129.37
129.79
130.19
63
147.63
148.08
148.55
149.00
149.42
64
201.41
201.96
202.50
203.02
203.52
65
102.77
103.26
103.76
104.23
104.72
Age Next Birthday
Term of Loan
 
31
32
33
34
35
20
5.17
5.24
5.29
5.38
5.39
21
5.20
5.26
5.32
5.40
5.41
22
5.23
5.29
5.34
5.42
5.44
23
5.27
5.31
5.36
5.45
5.47
24
5.30
5.34
5.38
5.47
5.49
25
5.33
5.36
5.40
5.49
5.52
26
5.36
5.39
5.43
5.51
5.55
27
5.39
5.40
5.45
5.55
5.61
28
5.52
5.57
5.68
5.74
5.84
29
5.65
5.77
5.85
5.95
6.03
30
5.88
5.96
6.07
6.14
6.23
31
6.28
6.29
6.37
6.44
6.50
32
6.44
6.57
6.70
6.75
7.25
33
6.74
6.95
6.97
7.51
8.02
34
6.95
6.99
7.53
8.05
8.53
35
8.00
8.38
8.87
9.32
9.73
36
9.00
9.42
9.92
10.40
10.82
37
10.94
11.54
12.09
12.65
13.15
38
11.42
11.98
12.56
13.07
13.56
39
12.77
13.43
14.02
14.59
15.11
40
14.69
15.36
15.98
16.57
17.11
41
16.79
17.47
18.12
18.73
19.30
42
19.08
19.79
20.43
21.04
21.61
43
21.42
22.11
22.78
23.38
23.96
44
21.93
22.60
23.22
23.80
24.35
45
22.42
23.04
23.63
24.17
24.69
46
23.61
24.20
24.77
25.31
25.81
47
25.71
26.31
26.87
27.39
27.89
48
27.95
28.54
29.11
29.63
30.13
49
33.83
34.47
35.08
35.65
36.17
50
36.92
37.55
38.15
38.70
39.25
51
40.27
40.88
41.48
42.04
42.57
52
43.81
44.43
45.02
45.59
46.11
53
47.69
48.31
48.91
49.46
50.00
54
51.99
52.61
53.21
53.77
54.31
55
59.31
59.93
60.54
61.11
61.67
56
61.21
61.83
62.41
62.96
63.49
57
68.85
69.46
70.05
70.62
71.16
58
77.51
78.13
78.72
79.31
79.85
59
96.13
96.80
97.43
98.03
98.63
60
105.31
105.95
106.58
107.18
107.76
61
116.84
117.46
118.07
118.65
119.21
62
130.49
130.79
131.06
131.32
131.59
63
149.75
150.06
150.36
150.65
150.94
64
203.92
204.30
204.65
205.00
205.35
65
105.08
105.44
105.80
106.15
106.50
Age Next Birthday
Term of Loan
 
36
37
38
39
40
20
5.51
5.61
5.63
5.68
6.60
21
5.72
6.02
6.24
6.49
6.77
22
5.76
6.06
6.31
6.58
6.87
23
5.80
6.11
6.38
6.66
6.98
24
5.84
6.16
6.44
6.74
7.08
25
5.88
6.21
6.51
6.82
7.19
26
5.92
6.26
6.58
6.90
7.29
27
5.97
6.29
6.63
6.95
7.32
28
6.23
6.61
7.00
7.39
7.78
29
6.49
6.93
7.39
7.85
8.26
30
6.78
7.31
7.83
8.32
8.78
31
7.12
7.71
8.27
8.79
9.31
32
7.85
8.43
8.96
9.48
10.26
33
8.60
9.14
9.67
10.14
10.62
34
9.06
9.58
10.04
10.51
10.94
35
10.27
10.76
11.24
11.68
12.11
36
11.32
11.81
12.26
12.69
13.10
37
13.67
14.18
14.68
15.13
15.56
38
14.08
14.58
15.04
15.47
15.86
39
15.63
16.11
16.58
17.01
17.42
40
17.64
18.13
18.59
19.03
19.45
41
19.84
20.34
20.81
21.25
21.69
42
22.15
22.66
23.13
23.58
26.03
43
24.49
24.99
25.46
25.90
26.32
44
24.85
25.32
25.78
26.20
26.59
45
25.17
25.63
26.06
26.46
26.86
46
26.27
26.70
27.12
27.51
27.89
47
28.36
28.79
29.20
29.59
29.96
48
30.60
31.02
31.42
31.81
32.18
49
36.67
37.12
37.57
37.98
38.38
50
39.73
40.18
40.61
41.04
41.43
51
43.05
43.49
43.93
44.34
44.73
52
46.59
47.04
47.48
47.88
48.28
53
50.46
50.94
51.36
51.77
52.17
54
54.77
55.22
55.65
56.06
56.46
55
62.14
62.61
63.04
63.46
63.86
56
63.94
64.38
64.81
65.20
65.60
57
71.64
72.07
72.51
72.92
73.32
58
80.33
80.79
81.22
81.64
82.03
59
99.13
99.59
100.06
100.50
100.93
60
108.25
108.71
109.16
109.59
110.02
61
119.68
120.14
120.60
121.02
121.44
62
131.79
131.98
132.20
132.36
132.55
63
151.16
151.37
151.58
151.77
151.97
64
205.61
205.86
206.13
206.36
206.60
65
106.77
107.04
107.31
107.56
107.82
”.
[G.N. Nos. S 672/2011; S 735/2011; S 682/2012; S 566/2014; S 390/2015; S 703/2015; S 196/2016; S 416/2018; S 13/2020]
Made on 21 June 2021.
AUBECK KAM
Permanent Secretary,
Ministry of Manpower,
Singapore.
[Plg&Pol/CPFPol/Legis/CPFSL/2021; AG/LEGIS/SL/36/2020/32 Vol. 1]
(To be presented to Parliament under section 78(2) of the Central Provident Fund Act).
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