Central Provident Fund (MediShield Scheme) Regulations 2005

No. S 427

Central Provident Fund Act

(Chapter 36)

Central Provident Fund (Medishield Scheme) Regulations 2005

In exercise of the powers conferred by section 57 of the Central Provident Fund Act, the Minister for Manpower hereby makes the following Regulations:

PART I

PRELIMINARY

Citation and commencement

1. These Regulations may be cited as the Central Provident Fund (MediShield Scheme) Regulations 2005 and shall come into operation on 1st July 2005.

Definitions

2.—(1) In these Regulations, unless the context otherwise requires —

“additional private insurance coverage” means any private insurance cover provided under an integrated shield plan that is additional to the insurance cover provided by the MediShield Life Component of that integrated shield plan;

“CPF member” includes a CPF member who is an undischarged bankrupt;

“dependant”, in relation to a CPF member, means —

(a)	the CPF member’s spouse, child or parent; [S 704/2021 wef 20/09/2021]
(aa)	the CPF member’s sibling or grandparent, who is a citizen of Singapore or permanent resident of Singapore; or [S 704/2021 wef 20/09/2021]
(b)	any other person whom the Board approves as a dependant for the purpose of these Regulations;

“insured person” —

(a)	in relation to an insurance cover under the MediShield Scheme or an integrated medical insurance plan, means a person who was insured under the MediShield Scheme or integrated medical insurance plan, as the case may be, before 1 November 2015; or
(b)	in relation to an integrated shield plan, a medisave‑approved plan or a non-integrated shield plan, means a person who is insured under the integrated shield plan, medisave‑approved plan or non‑integrated shield plan, as the case may be;

“insurer” means an insurer which is licensed under the Insurance Act (Cap. 142);

“integrated medical insurance plan” means any plan, under which a person was insured before 1 November 2015, under a medical insurance policy approved by the Minister for the purposes of regulation 4(1)(b) of the revoked PMIS Regulations, with or without a MediShield Component;

“integrated shield plan” means a medisave-approved plan that comprises a MediShield Life Component and additional private insurance coverage;

“medisave-approved plan” means a medical insurance plan that provides insurance under a medical insurance policy approved by the Minister, in relation to any class of persons, for the purposes of regulation 4;

“MediShield Component”, in relation to a person insured under an integrated medical insurance plan, means the person’s insurance cover under the MediShield Scheme which formed part of the person’s integrated medical insurance plan;

“MediShield Life Component” means insurance cover provided by the Scheme which forms part of an integrated shield plan;

“MediShield Life cover” means insurance cover under the Scheme;

“non-integrated shield plan” means a medisave-approved plan that does not include a MediShield Life Component;

“policy year” has the same meaning as in the MediShield Life Scheme Regulations 2015 (G.N. No. S 622/2015);

“revoked MediShield Regulations” means the Central Provident Fund (MediShield Scheme) Regulations (Cap. 36, Rg 20) as in force immediately before 1 November 2015;

“revoked PMIS Regulations” means the Central Provident Fund (Private Medical Insurance Scheme) Regulations (Cap. 36, Rg 26) as in force immediately before 1 November 2015.

(2) For the purposes of these Regulations —

(a)	if the day of the month on which a person was born cannot be ascertained, the person is taken to be born on the first day of the month in which the person was born; and
(b)	if the month in which the person was born cannot be ascertained, the person is taken to be born in January.

Persons not covered under Scheme

3.—(1) Except as expressly provided otherwise in these Regulations, these Regulations shall not apply to —

(a)	any person who has attained the age of 80 years ;
(b)	any person who is neither a citizen nor a permanent resident of Singapore;
(c)	any person who is physically or mentally incapacitated from ever continuing in any employment;
(d)	any person who is of unsound mind;
(e)	any person who is suffering from a terminal illness or disease; and
(f)	any person or class of persons whom the Minister may, by notification in the Gazette, specify.

(2) Notwithstanding anything in paragraph (1)(a), these Regulations shall apply to an insured person whose policy year under the Scheme had commenced within the 12-month period immediately preceding his attaining 80 years of age, until the end of that policy year.

Made this 29th day of June 2005.

YONG YING-I

Permanent Secretary,
Ministry of Manpower,
Singapore.

[MMS 10.1/82 V12; AG/LEG/SL/36/2005/3 Vol. 1]

(To be presented to Parliament under section 78(2) of the Central Provident Fund Act).

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