Singapore Armed Forces (SAVER Plan) Regulations

Singapore Armed Forces Act

(Chapter 295, Section 205A)

Rg 19

G.N. No. S 187/1998

REVISED EDITION 2001

(31st January 2001)

[1st April 1998]

PART I

PRELIMINARY

Citation

1. These Regulations may be cited as the Singapore Armed Forces (SAVER Plan) Regulations.

Definitions

2.—(1) In these Regulations —

[Deleted by S 162/2008 wef 01/04/2008]

[Deleted by S 835/2024 wef 01/11/2024]

“Board” means the Board of Trustees appointed in accordance with the Singapore Armed Forces (SAVER-Premium Fund) Regulations (Rg 18);

“Central Provident Fund” or “CPF” means the Central Provident Fund established under the Central Provident Fund Act (Cap. 36);

[Deleted by S 162/2008 wef 01/04/2008]

“compensation salary”, in relation to a member, means the consolidated salary of the member, whether he is confirmed in any rank that he holds or otherwise, and includes —

(a)	for the purposes of Parts V and VI, such reimbursement or pay to which the member is entitled or which is payable to him by his employer under section 24 of the Enlistment Act (Cap. 93); and
(b)	any other allowance declared by the Armed Forces Council to be a component of the compensation salary, not being an allowance for the performance by a member of duties in a rank higher than his substantive or temporary rank; [S 188/2010 wef 01/04/2010]

[Deleted by S239/2012 wef 01/06/2012]

“CPF Top-Up Account”, in relation to a member, means the CPF Top-Up Account in the SAVER-Premium Fund maintained by the Board in respect of the member in accordance with the Singapore Armed Forces (SAVER-Premium Fund) Regulations (Rg 18);

“dependant”, in relation to a deceased member, means a person receiving regular and substantial support or benefit from the deceased member —

(a)	where the member’s death occurred during his service, throughout the period of 6 months ending with the member’s death;
(b)	in any other case, throughout the period beginning 6 months prior to the termination of the member’s service and ending with the member’s death; or
(c)	throughout such other period as the Armed Forces Council may determine in the exceptional circumstances of any case;

“disablement” means physical or mental injury or damage or loss of any physical or mental capacity, and “disabled” shall be construed accordingly;

“gross salary”, in relation to a member, means the consolidated salary of the member, whether he is confirmed in any rank that he holds or otherwise, and includes —

(a)	bonuses, including performance bonuses; and
(b)	such other allowances as the Armed Forces Council may determine in a General Order, not being an allowance for the performance by a member of duties in a rank higher than his substantive or temporary rank; [S 188/2010 wef 01/04/2010] [S 150/2024 wef 01/03/2024]

[Deleted by S 738/2020 wef 01/09/2020]

“injury” includes wound or disease;

“injury received in and which is attributable to service” includes the following:

(a)	any injury received in consequence of some act lawfully performed in the discharge of a member’s duties;
(b)	any injury received while on a journey necessary to enable a member to report for duty or to return home after duty; [S 738/2020 wef 01/09/2020]

“member” means a member of the SAVER Plan, being any of the following persons:

(a)	any person enlisted for regular service as an officer or an officer cadet in the Singapore Armed Forces on or after 1st January 1998;
(b)	any soldier in the regular service who is appointed as an officer in the Singapore Armed Forces on or after 1st January 1998;
(c)	any serviceman to whom Part VII applies, and who opts to join the SAVER Plan under Part VII; [S 188/2010 wef 01/04/2010]
(d)	any serviceman in the military domain experts service who opts to convert to the SAVER Plan under Part VIII; [S 738/2020 wef 01/09/2020]

“no pay maternity leave” means any no pay leave granted by the Director of Manpower under regulation 9 of the Singapore Armed Forces (Leave) Regulations (Rg 12) to a servicewoman who has been in service for at least 90 days before the date of her confinement, in respect of the birth of her child;

[S 738/2020 wef 01/09/2020]

[Deleted by S 239/2012 wef 01/06/2012]

“non-attributable medical condition” means an adverse medical condition that —

(a)	existed in a member before service; or
(b)	arose during but which was not attributable to service; [S 1038/2022 wef 01/01/2023]

“officer cadet” includes a midshipman;

[S 188/2010 wef 01/04/2010]

“officer cadet training” means such training as is required to be completed before appointment as an officer in the Singapore Armed Forces;

[Deleted by S 835/2024 wef 01/11/2024]

“pensionable emoluments” shall have the same meaning as in the Singapore Armed Forces (Pensions) Regulations (Rg 9);

“pensionable service” means service in the Singapore Armed Forces in respect of which a pension, gratuity or other allowance will be paid to a serviceman on his retirement under the Singapore Armed Forces (Pensions) Regulations;

“reckonable service” shall have the meaning assigned to it in Part III;

“regular service” means service under section 19 of the Enlistment Act (Cap. 93);

“Retirement Account”, in relation to a member, means the Retirement Account in the SAVER-Premium Fund maintained by the Board in respect of the member in accordance with the Singapore Armed Forces (SAVER-Premium Fund) Regulations (Rg 18);

“SAVER end date”, in relation to a member of the SAVER Plan, means the date the member attains the following age:

(a)

in the case of a member who enlisted for regular service (whether as a soldier or an officer) in the Singapore Armed Forces before 1st January 1998 — 45 years of age;

(b)

in the case of a member who enlists for, or is transferred to, regular service as an officer or an officer cadet in the Singapore Armed Forces on or after 1st January 1998 —

(i)	42 years of age, if his rank on the date that he attains that age is Senior Lieutenant‑Colonel or below; [S 150/2024 wef 01/03/2024]
(ii)	44 years of age, if his rank by the date that he attains 42 years of age is Colonel or above; [S 150/2024 wef 01/03/2024]
(iii)	44 years of age if he is a pilot by vocation, regardless of his rank; or
(iv)	45 years of age if he falls within such class of officers determined by the Armed Forces Council; [S 738/2020 wef 01/09/2020]

“SAVER Plan” means the SAVER Plan established by these Regulations made under section 205A of the Act;

“SAVER-Premium Fund” means the Savings and Employee Retirement and Premium Fund established under section 205B of the Act;

“SAVER salary”, in relation to a member, means the consolidated monthly salary and includes such pay components, bonuses and allowances as the Armed Forces Council may determine in a General Order;

[S 150/2024 wef 01/03/2024]

“Savings Account”, in relation to a member, means the Savings Account in the SAVER-Premium Fund maintained by the Board in respect of the member in accordance with the Singapore Armed Forces (SAVER-Premium Fund) Regulations;

“Tribunal” means the Awards Appeal Tribunal appointed under regulation 4;

“vested sum”, in relation to a member and his Savings Account or Retirement Account, means the sum in his Savings Account or Retirement Account, as the case may be, that is vested in the member under regulation 17(1);

“volunteer” means a volunteer defined as such under the Singapore Armed Forces (Volunteers) Regulations (Rg 7), whilst engaged in colour training service and internal security duties.

[S 150/2024 wef 01/03/2024]

(1A) For the purposes of these Regulations, an injury is not attributable to service by reason only of the injury having been received while on duty, at a place of duty or on any land, premises, vehicle, ship or aircraft for the time being used by or for the purposes of the Singapore Armed Forces.

[S 738/2020 wef 01/09/2020]

(2) For the purposes of these Regulations, any reference to the gross salary, SAVER salary or compensation salary of any member shall be the gross salary, SAVER salary or compensation salary, as the case may be, last drawn by the member at the material time.

[S 150/2024 wef 01/03/2024]

Non-application to regular servicemen in military domain experts service

2A. Except as otherwise provided in these Regulations or the Singapore Armed Forces (Military Domain Experts Service) Regulations 2010 (G.N. No. S 186/2010), these Regulations shall cease to apply to any member (including any serviceman to whom Part VII applies) who becomes a regular serviceman in the military domain experts service on or after 1st April 2010.

[S 188/2010 wef 01/04/2010]

[S 738/2020 wef 01/09/2020]

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