(a)	the bankrupt makes any false statement or any material omission in any statement under Part 3 or Parts 13 to 21 relating to the bankrupt’s affairs;
(b)	knowing or believing that a false debt has been proved by any person under the bankruptcy, the bankrupt fails to inform the Official Assignee as soon as practicable;
(c)	the bankrupt attempts to account for any part of the bankrupt’s property by fictitious losses or expenses;
(d)	at any meeting of the bankrupt’s creditors in the 12 months before the making of the bankruptcy application by or against the bankrupt or (whether or not at such a meeting) at any time in the initial period, the bankrupt did anything which would have been an offence under paragraph (c) if the bankruptcy order against the bankrupt had been made before the bankrupt did it; or
(e)	the bankrupt is, or at any time has been, guilty of any false representation or other fraud for the purpose of obtaining the consent of the bankrupt’s creditors, or any of them, to an agreement with reference to the bankrupt’s affairs or to his or her bankruptcy.