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Workmen’s Compensation Act

(CHAPTER 354, Section 35)

Workmen’s Compensation Insurance Regulations

Rg 3

REVISED EDITION 1990

(25th March 1992)

[1st October 1975]

Citation

1. These Regulations may be cited as the Workmen’s Compensation Insurance Regulations.

Prohibition of certain conditions and exceptions in policies of insurance

2.—(1) Any condition or exception in a policy of insurance issued or renewed for the purpose of section 23 of the Act which provides, in whatever terms, that no liability shall arise under the policy, or that any liability so arising shall cease —

(a)	in the event of some specified thing being done or omitted to be done after the happening of the event giving rise to a claim under the policy;
(b)	unless the policy holder takes reasonable care to protect his workmen against the risk of bodily injury or disease in the course of their employment;
(c)	unless the policy holder complies with the requirements of any written law for the protection of his workmen against the risk of bodily injury or disease in the course of their employment; and
(d)	unless the policy holder keeps specified records or provides the insurer with or makes available to him information therefrom,

is hereby prohibited.

(2) Nothing in paragraph (1) shall be taken as prejudicing any provision in a policy of insurance requiring the policy holder to pay to the insurer any sums which the insurer may have become liable to pay under the policy and which have been applied to the satisfaction of claims for compensation under the Act or any costs and expenses incurred in relation to such claims.

Issue of certificates of insurance

3.—(1) Every employer entering into a contract of insurance in accordance with the requirements of the Act shall be issued by the insurer with whom he contracts with a certificate of insurance which shall contain the following particulars:

(a)	Name of the insurer;
(b)	Name of the insured;
(c)	Date of commencement of the policy; and
(d)	Date of expiry of the policy.

(2) Every such certificate of insurance shall be issued not later than 7 days after the date on which the insurance commences or is renewed.

Display of copies of certificates of insurance

4.—(1) Where a certificate of insurance has been issued to an employer in accordance with regulation 3, he shall display a copy of that certificate at his place of business or where he has more than one place of business at each place of business at which he employs any workman whose claims may be the subject of indemnity under the policy of insurance to which that certificate relates.

(2) Copies of any such certificate of insurance shall be displayed in such manner as to be easily seen and read by every workman employed whose claims may be the subject of indemnity under the policy of insurance to which the certificate relates, and shall be kept displayed until the expiration of the period of insurance stated in the certificate or if the policy of insurance to which the certificate relates is cancelled before that time, until the policy is cancelled and, in either case, shall not be displayed thereafter.

Penalty

5. Any person who contravenes or fails to comply with any requirement imposed by these Regulations shall be guilty of an offence and shall be liable on conviction to a fine not exceeding $2,000.