No. S 416
Central Provident Fund Act
(CHAPTER 36)
Central Provident Fund
(Home Protection Insurance Scheme)
(Amendment) Regulations 2018
In exercise of the powers conferred by section 39 of the Central Provident Fund Act, the Minister for Manpower makes the following Regulations:
Citation and commencement
1.  These Regulations are the Central Provident Fund (Home Protection Insurance Scheme) (Amendment) Regulations 2018 and come into operation on 1 July 2018.
Amendment of Second Schedule
2.  The Second Schedule to the Central Provident Fund (Home Protection Insurance Scheme) Regulations (Rg 11) is amended —
(a)by deleting Table 1B and substituting the following Table:
“TABLE 1B
(For policies entered into, adjusted or renewed with
policy year commencing on or after 1 July 2018)
HOME PROTECTION INSURANCE ANNUAL
PREMIUM RATE PER $10,000 INITIAL COVER
FOR MALE SCHEME MEMBER
(LOANS UNDER CONCESSIONARY INTEREST RATE)
Age Next Birthday
Term of Loan
 
1
2
3
4
5
20
4.72
8.87
6.57
5.81
5.42
21
4.72
8.87
6.57
5.81
5.42
22
4.72
8.87
6.57
5.81
5.42
23
4.72
8.87
6.57
5.81
5.42
24
4.72
8.87
6.57
5.81
5.42
25
4.72
8.87
6.57
5.81
5.42
26
4.72
8.87
6.57
5.81
5.42
27
4.72
8.87
6.57
5.81
5.42
28
4.72
8.87
6.57
5.81
5.42
29
4.72
8.87
6.57
5.81
5.42
30
4.72
8.87
6.57
5.81
5.42
31
4.72
8.87
6.57
5.81
5.42
32
4.72
8.87
6.57
5.81
5.42
33
4.72
8.87
6.57
5.81
5.42
34
4.72
8.87
6.57
5.81
5.42
35
4.72
8.87
6.57
5.88
5.52
36
4.79
9.17
7.04
6.49
6.34
37
5.13
10.09
7.77
7.17
7.01
38
5.69
11.15
8.61
7.97
7.79
39
6.30
12.36
9.57
8.85
8.68
40
7.03
13.76
10.66
9.88
9.68
41
7.06
13.79
10.69
9.91
9.71
42
7.27
14.42
11.14
10.31
10.11
43
7.94
15.91
12.26
11.34
11.11
44
8.70
17.60
13.52
12.49
12.24
45
9.58
19.52
14.97
13.82
13.54
46
11.75
23.96
18.29
16.94
16.60
47
12.68
26.28
20.04
18.45
18.07
48
13.76
28.92
21.96
20.18
19.74
49
15.01
31.90
24.13
22.15
21.64
50
16.45
35.25
26.58
24.37
23.81
51
18.10
38.98
29.35
26.88
26.23
52
18.86
42.04
31.33
28.58
27.85
53
19.88
45.56
33.67
30.60
29.79
54
21.13
49.59
36.39
32.98
32.07
55
22.69
54.15
39.54
35.75
34.27
56
27.87
65.79
48.15
43.56
41.23
57
34.48
76.32
56.83
51.74
48.55
58
41.48
87.59
66.08
60.47
56.25
59
48.89
99.67
75.95
69.76
64.35
60
56.75
112.61
86.48
79.64
74.48
61
59.18
115.04
88.91
82.07
77.71
62
62.60
121.54
93.90
86.64
102.07
63
68.72
133.35
103.01
128.23
141.91
64
75.38
146.17
191.64
214.35
227.97
65
82.60
116.99
128.45
134.18
134.56
●Where the premium payable is less than $1.00, the minimum premium of $1.00 is charged.
●The annual premium is payable for 90% (rounded down to the nearest year) of the period of cover, or for such lesser percentage of the period of cover as the Board may, in its discretion, determine, subject to a minimum of one year.
Age Next Birthday
Term of Loan
 
6
7
8
9
10
20
5.20
5.05
4.95
4.89
4.84
21
5.20
5.05
4.95
4.89
4.84
22
5.20
5.05
4.95
4.89
4.84
23
5.20
5.05
4.95
4.89
4.84
24
5.20
5.05
4.95
4.89
4.84
25
5.20
5.05
4.95
4.89
4.84
26
5.20
5.05
4.95
4.89
4.84
27
5.20
5.05
4.95
4.89
4.84
28
5.20
5.05
4.95
4.89
4.84
29
5.20
5.05
4.95
4.89
4.84
30
5.20
5.05
4.95
4.89
4.84
31
5.20
5.05
4.95
4.89
4.84
32
5.20
5.05
4.95
4.89
5.02
33
5.20
5.05
5.12
5.09
5.25
34
5.32
5.20
5.30
5.30
5.49
35
5.45
5.35
5.48
5.51
5.73
36
6.33
6.41
6.56
6.75
6.98
37
6.95
6.98
7.08
7.24
7.42
38
7.66
7.64
7.70
7.81
7.97
39
8.49
8.42
8.45
8.51
8.63
40
9.37
9.12
9.02
8.99
9.03
41
9.39
9.21
9.11
9.08
9.11
42
9.77
9.57
9.46
9.42
9.43
43
10.74
10.53
10.42
10.39
10.41
44
11.86
11.64
11.53
11.51
11.56
45
13.12
12.89
12.80
12.79
12.86
46
16.15
15.96
15.92
15.99
16.15
47
17.56
17.32
17.26
17.32
17.48
48
19.17
18.90
18.82
18.88
19.05
49
21.00
20.71
20.62
20.68
20.85
50
23.10
22.77
22.67
22.73
22.94
51
25.46
25.10
24.99
25.08
25.30
52
27.10
26.81
26.81
27.00
27.35
53
29.06
28.85
28.94
29.26
29.75
54
31.37
31.22
31.42
31.87
32.50
55
33.54
33.42
33.70
34.25
35.02
56
40.45
40.40
40.89
41.67
42.70
57
47.53
47.30
47.67
48.40
54.43
58
54.97
54.54
54.83
61.71
66.97
59
62.63
61.81
69.95
75.99
80.58
60
73.84
82.06
89.51
94.85
95.22
61
85.76
93.05
98.22
101.85
104.39
62
112.07
118.75
123.57
127.02
129.51
63
150.93
157.06
161.52
164.81
167.25
64
236.65
242.73
247.19
250.56
253.16
65
134.94
135.32
135.70
136.08
136.46
Age Next Birthday
Term of Loan
 
11
12
13
14
15
20
5.23
5.16
5.12
5.09
5.09
21
5.23
5.16
5.12
5.09
5.09
22
5.23
5.16
5.12
5.09
5.09
23
5.23
5.16
5.12
5.09
5.09
24
5.23
5.16
5.12
5.09
5.09
25
5.23
5.16
5.12
5.09
5.09
26
5.23
5.16
5.12
5.09
5.09
27
5.23
5.16
5.12
5.09
5.09
28
5.23
5.16
5.12
5.09
5.21
29
5.23
5.16
5.25
5.38
5.53
30
5.35
5.35
5.45
5.58
5.73
31
5.35
5.45
5.58
5.73
5.91
32
5.63
5.74
5.89
6.06
6.28
33
5.91
6.04
6.21
6.40
6.81
34
6.19
6.34
6.53
6.74
7.44
35
6.47
6.64
6.85
7.08
7.85
36
7.75
7.85
7.98
8.13
8.30
37
8.25
8.32
8.42
8.55
8.68
38
8.43
8.89
8.95
9.02
9.11
39
8.96
9.29
9.42
9.55
9.97
40
9.55
10.79
11.00
11.24
11.50
41
10.38
10.84
11.06
11.31
11.51
42
10.71
10.89
11.11
11.37
11.64
43
11.79
11.94
12.15
12.40
12.68
44
13.05
13.21
13.43
13.70
14.03
45
14.31
14.26
14.27
14.34
14.48
46
17.76
17.53
17.38
17.30
17.26
47
19.47
19.38
19.38
19.44
19.55
48
21.39
21.44
21.55
21.74
21.98
49
23.55
23.71
23.93
24.22
24.53
50
26.21
26.69
27.28
27.96
28.68
51
29.20
29.99
31.02
32.11
33.26
52
31.80
32.81
34.15
35.59
39.25
53
34.78
36.05
37.75
42.20
46.03
54
37.95
39.22
44.70
49.49
53.76
55
41.32
47.07
52.32
56.89
60.92
56
49.43
55.06
60.18
64.69
68.68
57
60.53
65.64
70.26
74.29
77.85
58
72.49
77.12
81.20
84.77
87.88
59
85.56
87.93
91.44
94.46
97.10
60
95.59
98.05
100.84
103.22
105.28
61
107.56
110.14
112.29
114.07
115.58
62
132.37
134.69
136.63
138.26
139.63
63
169.80
171.89
173.63
175.09
176.35
64
255.54
257.52
259.17
260.57
261.77
65
136.77
136.98
137.11
137.17
137.20
Age Next Birthday
Term of Loan
 
16
17
18
19
20
20
5.09
5.09
5.09
5.09
5.09
21
5.09
5.09
5.09
5.09
5.09
22
5.09
5.09
5.09
5.09
5.09
23
5.09
5.09
5.09
5.09
5.09
24
5.09
5.09
5.09
5.09
5.22
25
5.09
5.09
5.09
5.22
5.38
26
5.09
5.09
5.22
5.38
5.54
27
5.09
5.19
5.34
5.49
5.66
28
5.32
5.47
5.62
5.79
5.99
29
5.66
5.81
5.98
6.16
6.37
30
5.86
6.02
6.17
6.37
6.58
31
6.06
6.20
6.39
6.58
6.80
32
6.40
6.53
6.70
6.88
7.09
33
6.90
7.01
7.15
7.31
7.49
34
7.51
7.59
7.70
7.86
8.02
35
7.92
8.03
8.16
8.32
8.52
36
8.40
8.52
8.68
8.88
9.13
37
8.82
9.00
9.22
9.49
9.81
38
9.69
9.54
9.85
10.20
10.61
39
9.82
10.16
10.55
11.00
11.14
40
11.14
11.21
11.33
11.49
11.69
41
11.53
11.61
11.72
11.88
12.09
42
11.79
11.96
12.16
12.39
12.66
43
12.93
13.22
13.51
13.83
14.16
44
14.38
14.73
15.09
15.44
15.81
45
15.05
15.63
16.30
16.97
17.63
46
18.11
18.98
20.00
21.04
22.10
47
20.37
21.20
22.29
23.42
25.41
48
22.78
23.58
24.76
27.00
28.93
49
25.04
25.54
28.16
30.54
32.68
50
29.57
31.94
34.36
36.51
38.41
51
36.07
38.45
40.82
42.94
44.82
52
42.23
44.79
47.30
49.54
51.56
53
49.22
52.01
54.65
57.01
59.15
54
57.18
60.23
62.98
65.49
67.77
55
64.29
67.32
70.06
72.56
74.83
56
71.99
74.95
77.67
80.15
82.42
57
80.88
83.62
86.10
88.34
90.42
58
90.64
93.11
95.34
97.38
99.24
59
99.51
101.67
103.63
105.39
107.01
60
107.31
109.13
110.76
112.24
113.59
61
117.27
118.78
120.14
121.36
122.47
62
141.12
142.45
143.64
144.71
145.67
63
177.64
178.77
179.80
180.71
181.53
64
262.91
263.93
264.84
265.65
266.38
65
137.60
137.96
138.32
138.63
138.94
Age Next Birthday
Term of Loan
 
21
22
23
24
25
20
5.09
5.09
5.09
5.22
5.38
21
5.09
5.09
5.22
5.38
5.54
22
5.09
5.22
5.38
5.54
5.72
23
5.22
5.38
5.54
5.72
6.11
24
5.38
5.54
5.72
6.11
6.29
25
5.54
5.72
6.11
6.29
6.49
26
5.72
6.11
6.29
6.49
6.71
27
6.03
6.24
6.43
6.67
6.90
28
6.38
6.59
6.81
7.05
7.31
29
6.56
6.78
7.11
7.34
7.52
30
6.79
7.21
7.40
7.61
7.83
31
7.20
7.38
7.56
7.77
8.00
32
7.52
7.69
7.87
8.07
8.29
33
7.94
8.10
8.28
8.46
8.66
34
8.49
8.63
8.79
8.95
9.12
35
9.02
9.14
9.30
9.44
9.60
36
9.64
9.76
9.88
10.00
10.15
37
10.44
10.61
10.80
11.00
11.19
38
11.33
11.58
11.83
12.08
12.32
39
11.71
12.64
12.94
13.23
13.51
40
12.62
13.52
14.22
14.79
15.37
41
13.06
13.84
14.48
15.13
15.81
42
13.89
14.55
15.29
16.05
17.23
43
15.55
16.33
17.21
18.60
19.88
44
17.32
18.13
19.81
21.36
22.79
45
19.37
21.01
22.62
24.09
25.46
46
24.01
25.74
27.41
28.96
30.37
47
27.32
29.03
30.67
32.18
33.59
48
30.82
32.56
34.16
35.65
37.03
49
34.58
36.29
37.89
39.36
40.72
50
40.31
42.04
43.64
45.11
46.46
51
46.71
48.45
50.03
51.50
52.86
52
53.48
55.25
56.89
58.40
59.79
53
61.12
62.92
64.58
66.13
67.56
54
69.77
71.60
73.29
74.86
76.32
55
76.79
78.59
80.26
81.81
83.27
56
84.33
86.10
87.73
89.26
90.69
57
92.19
93.84
95.37
96.79
98.13
58
100.89
102.41
103.83
105.14
106.38
59
108.48
109.85
111.12
112.31
113.42
60
114.88
116.08
117.18
118.23
119.20
61
123.59
124.64
125.61
126.53
127.39
62
146.64
147.53
148.37
149.14
149.86
63
182.35
183.09
183.78
184.42
185.01
64
267.07
267.70
268.28
268.83
269.32
65
139.33
139.72
140.08
140.45
140.79
Age Next Birthday
Term of Loan
 
26
27
28
29
30
20
5.47
5.58
5.89
5.99
6.09
21
5.65
5.96
6.06
6.15
6.27
22
6.03
6.13
6.23
6.36
6.50
23
6.22
6.35
6.50
6.61
6.75
24
6.42
6.57
6.68
6.81
6.95
25
6.64
6.75
6.88
7.01
7.18
26
6.82
6.95
7.08
7.24
7.40
27
7.03
7.19
7.34
7.51
7.69
28
7.44
7.58
7.74
7.91
8.57
29
7.71
7.92
8.08
8.50
8.67
30
8.08
8.26
8.42
8.59
8.78
31
8.18
8.35
8.52
8.71
8.90
32
8.46
8.62
8.80
8.98
9.16
33
8.82
8.98
9.16
9.33
9.52
34
9.28
9.45
9.61
9.78
9.97
35
9.81
10.03
10.26
10.49
10.72
36
10.43
10.73
11.02
11.32
11.62
37
11.60
12.05
12.46
12.90
13.58
38
12.89
13.49
14.06
14.90
15.66
39
14.34
15.21
15.39
16.28
17.04
40
15.70
15.82
16.85
17.72
18.53
41
15.94
16.99
17.89
18.71
19.48
42
18.36
19.41
20.33
21.18
21.98
43
21.01
22.06
23.00
23.87
24.68
44
23.91
24.94
25.90
26.79
27.62
45
26.59
27.64
28.62
29.52
30.37
46
31.59
32.71
33.77
34.73
35.64
47
34.79
35.91
36.95
37.92
38.82
48
38.22
39.32
40.35
41.31
42.20
49
41.88
42.97
43.99
44.94
45.82
50
47.66
48.76
49.80
50.76
51.67
51
54.07
55.19
56.24
57.23
58.13
52
61.02
62.17
63.25
64.25
65.18
53
68.82
69.99
71.08
72.10
73.07
54
77.60
78.79
79.90
80.94
81.92
55
84.51
85.69
86.78
87.81
88.78
56
91.90
93.05
94.13
95.13
96.10
57
99.28
100.37
101.39
102.35
103.25
58
107.46
108.47
109.44
110.34
111.21
59
114.39
115.33
116.21
117.04
117.83
60
120.08
120.91
121.70
122.46
123.17
61
128.19
128.93
129.65
130.36
131.00
62
150.55
151.19
151.79
152.37
152.91
63
185.56
186.08
186.58
187.05
187.48
64
269.77
270.19
270.60
270.96
271.33
65
141.14
141.45
141.79
142.10
142.40
Age Next Birthday
Term of Loan
 
31
32
33
34
35
20
6.26
6.39
6.41
6.44
6.47
21
6.39
6.42
6.44
6.47
6.50
22
6.74
6.94
7.16
7.38
7.62
23
6.94
7.17
7.38
7.62
7.71
24
7.17
7.39
7.62
7.71
7.81
25
7.39
7.63
7.71
7.81
7.90
26
7.63
7.72
7.81
7.90
8.00
27
7.94
8.05
8.15
8.25
8.35
28
8.79
9.02
9.25
9.61
9.78
29
8.89
9.12
9.47
9.63
9.84
30
9.00
9.34
9.50
9.70
9.91
31
9.23
9.38
9.58
9.78
10.00
32
9.59
9.84
10.19
10.53
11.02
33
10.07
10.43
10.91
11.56
12.17
34
10.53
10.86
11.75
12.61
13.41
35
11.56
12.36
13.26
14.11
14.91
36
12.59
13.49
14.46
15.38
16.24
37
14.57
15.47
16.43
17.33
18.18
38
16.67
17.62
18.57
19.45
20.31
39
18.04
19.00
19.89
20.74
21.56
40
19.51
20.40
21.25
22.04
22.79
41
20.34
21.14
21.90
22.62
23.30
42
22.83
23.62
24.39
25.10
25.77
43
25.53
26.33
27.09
27.79
28.47
44
28.47
29.27
30.02
30.73
31.40
45
31.20
31.98
32.73
33.42
34.07
46
36.51
37.33
38.09
38.82
39.50
47
39.67
40.47
41.23
41.95
42.63
48
43.04
43.84
44.58
45.28
45.95
49
46.66
47.43
48.16
48.85
49.51
50
52.50
53.29
54.02
54.73
55.39
51
58.98
59.77
60.53
61.22
61.89
52
66.04
66.86
67.63
68.34
69.02
53
73.95
74.76
75.53
76.27
76.96
54
82.80
83.63
84.42
85.15
85.86
55
89.64
90.45
91.22
91.95
92.64
56
96.93
97.72
98.47
99.19
99.87
57
104.06
104.82
105.52
106.21
106.86
58
111.95
112.68
113.36
114.03
114.63
59
118.53
119.20
119.83
120.44
121.01
60
123.81
124.41
124.99
125.55
126.07
61
131.58
132.14
132.67
133.19
133.68
62
153.40
153.87
154.31
154.75
155.15
63
187.89
188.27
188.61
188.97
189.30
64
271.65
271.95
272.25
272.52
272.78
65
142.68
142.94
143.18
143.46
143.70
Age Next Birthday
Term of Loan
 
36
37
38
39
40
20
6.35
6.37
6.46
6.58
7.19
21
6.59
6.70
7.38
7.33
7.29
22
7.56
7.52
7.47
7.43
7.65
23
7.66
7.61
7.57
7.79
8.03
24
7.75
7.71
7.93
8.17
8.43
25
7.85
8.07
8.31
8.57
8.83
26
8.21
8.45
8.71
8.97
9.26
27
8.62
8.92
9.23
9.57
9.99
28
9.93
10.09
10.07
10.30
10.76
29
10.03
10.41
10.59
11.09
11.55
30
10.15
10.73
11.30
11.81
12.31
31
10.61
11.21
11.76
12.28
12.77
32
11.68
12.30
12.88
13.42
13.95
33
12.84
13.49
14.10
14.68
15.23
34
14.12
14.80
15.44
16.05
16.64
35
15.66
16.36
17.04
17.68
18.29
36
17.01
17.74
18.44
19.10
19.73
37
18.96
19.69
20.39
21.04
21.68
38
21.08
21.81
22.50
23.16
23.80
39
22.29
23.00
23.66
24.31
25.66
40
23.50
24.17
24.82
25.43
26.01
41
23.96
24.60
25.21
25.78
26.33
42
26.44
27.07
27.67
28.25
28.80
43
29.14
29.76
30.36
30.93
31.48
44
32.05
32.69
33.28
33.85
34.39
45
34.72
35.34
35.92
36.48
37.01
46
40.17
40.81
41.40
41.97
42.52
47
43.28
43.90
44.49
45.05
45.59
48
46.59
47.21
47.78
48.33
48.86
49
50.12
50.73
51.30
51.83
52.35
50
56.01
56.62
57.20
57.73
58.25
51
62.52
63.13
63.71
64.24
64.77
52
69.67
70.28
70.85
71.40
71.93
53
77.62
78.23
78.83
79.37
79.90
54
86.51
87.13
87.73
88.28
88.82
55
93.28
93.87
94.46
95.01
95.52
56
100.48
101.06
101.61
102.14
102.66
57
107.45
108.00
108.54
109.06
109.55
58
115.19
115.73
116.23
116.73
117.21
59
121.53
122.04
122.50
122.96
123.41
60
126.55
127.01
127.44
127.86
128.27
61
134.12
134.55
134.96
135.35
135.73
62
155.53
155.88
156.22
156.54
156.87
63
189.60
189.88
190.16
190.42
190.66
64
273.02
273.24
273.46
273.67
273.87
65
143.91
144.11
144.32
144.53
144.72
”;
(b)by deleting Table 2B and substituting the following Table:
“TABLE 2B
(For policies entered into, adjusted or renewed with
policy year commencing on or after 1 July 2018)
HOME PROTECTION INSURANCE ANNUAL
PREMIUM RATE PER $10,000 INITIAL COVER
FOR FEMALE SCHEME MEMBER
(LOANS UNDER CONCESSIONARY INTEREST RATE)
Age Next Birthday
Term of Loan
 
1
2
3
4
5
20
4.72
8.82
6.52
5.80
5.42
21
4.72
8.87
6.52
5.81
5.42
22
4.72
8.87
6.57
5.81
5.42
23
4.72
8.87
6.57
5.81
5.42
24
4.72
8.87
6.57
5.81
5.42
25
4.72
8.87
6.57
5.81
5.42
26
4.72
8.87
6.57
5.81
5.42
27
4.72
8.87
6.57
5.81
5.42
28
4.72
8.87
6.57
5.81
5.42
29
4.72
8.87
6.57
5.81
5.42
30
4.72
8.87
6.57
5.81
5.42
31
4.72
8.87
6.57
5.81
5.42
32
4.72
8.87
6.57
5.81
5.42
33
4.72
8.87
6.57
5.81
5.42
34
4.72
8.87
6.57
5.81
5.42
35
4.72
8.87
6.57
5.81
5.42
36
4.72
8.87
6.57
5.81
5.42
37
4.72
8.87
6.57
5.81
5.42
38
4.72
8.87
6.57
6.05
5.90
39
4.79
9.29
7.16
6.61
6.46
40
5.23
10.19
7.87
7.27
7.11
41
5.76
11.22
8.68
8.04
7.86
42
6.35
12.41
9.62
8.90
8.73
43
7.06
13.79
10.69
9.91
9.71
44
7.06
13.79
10.69
9.91
9.71
45
7.48
14.63
11.35
10.52
10.32
46
8.35
16.32
12.67
11.75
11.52
47
8.43
17.33
13.25
12.22
11.97
48
8.62
18.56
14.01
12.86
12.58
49
10.10
22.31
16.64
15.29
14.95
50
10.70
24.30
18.06
16.47
16.09
51
11.45
26.61
19.65
17.87
17.43
52
12.78
29.67
21.90
19.92
19.41
53
14.31
33.11
24.44
22.23
21.67
54
16.05
36.93
27.30
24.83
24.18
55
18.01
41.19
30.48
27.73
27.00
56
20.22
45.90
34.01
30.94
30.13
57
24.50
52.96
39.76
36.35
35.44
58
29.08
60.54
45.93
42.14
41.11
59
37.28
75.20
57.56
52.97
51.73
60
42.83
84.67
65.18
60.09
58.70
61
48.77
94.88
73.37
67.76
66.19
62
53.75
104.53
80.81
74.62
89.82
63
59.18
115.04
88.91
110.81
123.92
64
59.18
115.04
145.20
162.46
172.81
65
62.60
88.68
97.38
101.72
104.33
●Where the premium payable is less than $1.00, the minimum premium of $1.00 is charged.
●The annual premium is payable for 90% (rounded down to the nearest year) of the period of cover, or for such lesser percentage of the period of cover as the Board may, in its discretion, determine, subject to a minimum of one year.
Age Next Birthday
Term of Loan
 
6
7
8
9
10
20
5.20
5.05
4.95
4.89
4.84
21
5.20
5.05
4.95
4.89
4.84
22
5.20
5.05
4.95
4.89
4.84
23
5.20
5.05
4.95
4.89
4.84
24
5.20
5.05
4.95
4.89
4.84
25
5.20
5.05
4.95
4.89
4.84
26
5.20
5.05
4.95
4.89
4.84
27
5.20
5.05
4.95
4.89
4.84
28
5.20
5.05
4.95
4.89
4.84
29
5.20
5.05
4.95
4.89
4.84
30
5.20
5.05
4.95
4.89
4.84
31
5.20
5.05
4.95
4.89
4.84
32
5.20
5.05
4.95
4.89
4.84
33
5.20
5.05
4.95
4.89
4.84
34
5.20
5.05
4.95
4.89
4.84
35
5.20
5.05
4.95
4.89
5.02
36
5.20
5.05
5.15
5.29
5.45
37
5.36
5.38
5.45
5.57
5.70
38
5.80
5.80
5.84
5.94
6.07
39
6.32
6.29
6.32
6.39
6.50
40
6.95
6.89
6.89
6.96
7.05
41
7.66
7.58
7.56
7.61
7.70
42
8.48
8.36
8.32
8.33
8.39
43
9.35
9.06
8.90
8.83
8.82
44
9.63
9.13
9.00
8.93
8.93
45
9.91
9.64
9.48
9.37
9.32
46
11.06
10.75
10.56
10.43
10.37
47
11.48
11.16
10.95
10.83
10.78
48
12.05
11.71
11.51
11.39
11.35
49
14.38
14.07
13.91
13.86
13.90
50
15.43
15.04
14.83
14.73
14.71
51
16.67
16.21
15.91
15.76
15.70
52
18.49
17.91
17.50
17.23
17.06
53
20.57
19.83
19.29
18.89
18.61
54
22.88
21.97
21.28
20.76
20.33
55
25.66
24.77
24.14
23.68
23.34
56
28.78
27.93
27.36
27.01
26.80
57
34.16
33.42
33.01
32.84
36.34
58
39.92
39.32
39.10
43.61
46.94
59
50.65
50.30
56.73
61.45
64.99
60
57.59
65.61
71.32
75.46
78.55
61
76.51
83.52
88.45
92.01
94.60
62
99.01
105.30
109.78
113.06
115.48
63
132.04
135.43
137.92
139.79
141.25
64
179.39
184.00
187.38
189.93
191.90
65
104.34
104.36
104.38
104.40
104.42
Age Next Birthday
Term of Loan
 
11
12
13
14
15
20
5.23
5.16
5.12
5.09
5.09
21
5.23
5.16
5.12
5.09
5.09
22
5.23
5.16
5.12
5.09
5.09
23
5.23
5.16
5.12
5.09
5.09
24
5.23
5.16
5.12
5.09
5.09
25
5.23
5.16
5.12
5.09
5.09
26
5.23
5.16
5.12
5.09
5.09
27
5.23
5.16
5.12
5.09
5.09
28
5.23
5.16
5.12
5.09
5.09
29
5.23
5.16
5.12
5.09
5.09
30
5.23
5.16
5.12
5.09
5.09
31
5.23
5.16
5.12
5.09
5.21
32
5.23
5.16
5.19
5.30
5.43
33
5.31
5.27
5.33
5.42
5.53
34
5.35
5.44
5.40
5.49
5.61
35
5.55
5.61
5.70
5.81
5.95
36
6.02
6.08
6.18
6.30
6.46
37
6.31
6.38
6.46
6.58
6.72
38
6.71
6.75
6.83
6.95
7.09
39
7.21
7.25
7.32
7.42
7.56
40
7.82
7.84
7.92
8.02
8.16
41
8.55
8.57
8.64
8.75
8.90
42
8.89
9.07
9.75
9.98
10.24
43
9.07
10.33
10.57
10.86
11.20
44
10.26
10.56
10.93
11.33
11.79
45
10.72
11.04
11.40
12.15
12.70
46
11.92
12.25
12.62
13.03
13.48
47
12.46
12.79
13.15
13.56
13.98
48
13.16
13.46
13.81
14.17
14.56
49
16.02
16.29
16.55
16.86
17.18
50
17.06
17.41
17.76
18.23
18.73
51
18.25
18.70
19.15
19.81
20.51
52
19.82
20.36
20.90
21.74
24.06
53
21.56
22.20
22.83
25.62
27.96
54
22.98
24.65
26.31
29.48
32.30
55
27.15
30.41
33.80
36.69
39.15
56
30.77
33.90
37.10
39.84
42.25
57
40.13
43.16
46.13
48.69
50.93
58
50.61
53.58
56.34
58.73
60.79
59
68.93
72.22
75.00
77.39
79.47
60
81.94
84.73
87.09
89.07
90.77
61
97.41
99.72
101.60
103.18
104.50
62
117.99
120.05
121.75
123.16
124.35
63
142.56
143.66
144.57
145.33
146.00
64
193.68
195.18
196.41
197.45
198.35
65
104.44
104.46
104.48
104.50
104.52
Age Next Birthday
Term of Loan
 
16
17
18
19
20
20
5.09
5.09
5.09
5.09
5.09
21
5.09
5.09
5.09
5.09
5.09
22
5.09
5.09
5.09
5.09
5.09
23
5.09
5.09
5.09
5.09
5.09
24
5.09
5.09
5.09
5.09
5.09
25
5.09
5.09
5.09
5.09
5.09
26
5.09
5.09
5.09
5.09
5.09
27
5.09
5.09
5.09
5.09
5.13
28
5.09
5.09
5.09
5.18
5.21
29
5.09
5.09
5.16
5.27
5.29
30
5.09
5.14
5.23
5.37
5.39
31
5.26
5.35
5.45
5.56
5.70
32
5.51
5.61
5.72
5.85
6.00
33
5.61
5.72
5.83
5.98
6.13
34
5.72
5.81
5.96
6.10
6.28
35
6.06
6.18
6.33
6.49
6.68
36
6.57
6.69
6.84
7.00
7.18
37
6.83
6.94
7.08
7.25
7.42
38
7.18
7.30
7.44
7.58
7.76
39
7.66
7.76
7.89
8.03
8.18
40
8.27
8.40
8.54
8.69
8.87
41
9.02
9.16
9.33
9.51
9.70
42
10.38
10.54
10.71
10.75
11.09
43
11.55
11.69
11.84
11.88
12.11
44
11.91
12.04
12.69
12.53
12.74
45
13.08
12.91
12.73
12.92
13.15
46
13.65
13.85
14.09
14.35
14.64
47
14.31
14.67
15.11
15.57
16.64
48
15.06
15.58
16.23
17.57
18.76
49
17.86
18.57
20.41
22.05
23.53
50
19.68
21.67
23.53
25.19
26.70
51
22.84
24.90
26.83
28.57
30.13
52
26.39
28.47
30.39
32.13
33.71
53
30.31
32.39
34.32
36.06
37.65
54
34.64
36.76
38.67
40.42
42.03
55
41.55
43.70
45.66
47.44
49.09
56
44.49
46.52
48.36
50.05
51.62
57
53.04
54.96
56.70
58.28
59.75
58
62.78
64.57
66.17
67.63
68.97
59
81.44
83.21
84.79
86.23
87.55
60
92.51
94.05
95.44
96.70
97.83
61
106.00
107.32
108.48
109.55
110.49
62
125.65
126.80
127.83
128.73
129.56
63
146.63
147.18
147.69
148.13
148.54
64
199.22
199.97
200.65
201.26
201.81
65
104.53
104.55
104.57
104.59
104.61
Age Next Birthday
Term of Loan
 
21
22
23
24
25
20
5.09
5.09
5.09
5.09
5.09
21
5.09
5.09
5.09
5.09
5.09
22
5.09
5.09
5.09
5.09
5.15
23
5.09
5.09
5.09
5.13
5.21
24
5.09
5.09
5.12
5.18
5.27
25
5.09
5.11
5.16
5.23
5.33
26
5.15
5.21
5.27
5.33
5.40
27
5.18
5.22
5.36
5.42
5.45
28
5.22
5.23
5.46
5.48
5.52
29
5.30
5.52
5.53
5.56
5.61
30
5.60
5.61
5.62
5.66
5.71
31
5.90
5.90
5.93
5.96
6.00
32
6.04
6.12
6.26
6.29
6.33
33
6.26
6.53
6.55
6.59
6.64
34
6.56
6.61
6.66
6.73
6.80
35
7.02
7.10
7.17
7.27
7.36
36
7.57
7.67
7.77
7.87
8.00
37
7.86
7.96
8.09
8.20
8.33
38
8.23
8.34
8.49
8.61
8.74
39
8.69
8.83
8.95
9.08
9.20
40
9.46
9.64
9.85
10.07
10.30
41
10.37
10.59
10.91
11.24
11.57
42
11.87
12.13
12.55
12.98
13.78
43
12.45
12.89
13.59
14.44
15.39
44
13.20
14.18
15.08
16.08
16.96
45
14.14
15.04
16.05
16.94
17.75
46
15.70
16.59
17.58
18.45
19.25
47
17.76
18.71
19.71
20.61
21.43
48
19.92
20.97
22.00
22.92
23.78
49
24.91
26.17
27.32
28.37
29.34
50
28.06
29.31
30.48
31.54
32.51
51
31.50
32.76
33.90
34.96
35.93
52
35.07
36.32
37.48
38.54
39.53
53
39.01
40.26
41.41
42.47
43.47
54
43.37
44.61
45.76
46.83
47.83
55
50.46
51.74
52.92
54.01
55.06
56
52.92
54.14
55.26
56.32
57.30
57
61.01
62.16
63.24
64.25
65.20
58
70.17
71.27
72.32
73.26
74.17
59
88.75
89.86
90.90
91.87
92.78
60
98.92
99.94
100.87
101.74
102.57
61
111.48
112.37
113.21
113.99
114.72
62
129.89
130.20
130.48
130.75
130.98
63
148.92
149.27
149.60
149.90
150.17
64
202.33
202.80
203.24
203.66
204.02
65
104.90
105.19
105.45
105.72
105.98
Age Next Birthday
Term of Loan
 
26
27
28
29
30
20
5.09
5.22
5.38
5.54
5.61
21
5.22
5.38
5.54
5.72
5.80
22
5.27
5.41
5.56
5.72
5.80
23
5.32
5.45
5.58
5.72
5.80
24
5.37
5.48
5.60
5.72
5.80
25
5.42
5.52
5.62
5.72
5.80
26
5.48
5.56
5.64
5.72
5.80
27
5.53
5.63
5.73
5.86
5.99
28
5.63
5.74
5.88
6.02
6.20
29
5.73
5.88
6.03
6.22
6.38
30
5.86
6.03
6.34
6.39
6.61
31
6.15
6.32
6.51
6.70
6.90
32
6.48
6.65
6.79
6.94
7.05
33
6.77
6.88
6.99
7.09
7.20
34
6.91
7.02
7.13
7.24
7.35
35
7.52
7.66
7.83
8.00
8.17
36
8.18
8.38
8.61
8.85
9.10
37
8.61
8.90
9.25
9.60
10.15
38
9.12
9.50
9.98
10.66
11.28
39
9.63
10.06
10.92
11.73
12.49
40
10.88
11.77
12.66
13.49
14.27
41
12.60
13.56
14.51
15.41
16.26
42
14.85
15.81
16.78
17.68
18.51
43
16.38
17.32
18.25
19.11
19.95
44
17.89
18.85
19.74
20.59
21.37
45
18.70
19.57
20.40
21.17
21.89
46
20.14
20.96
21.73
22.45
23.14
47
22.31
23.13
23.89
24.61
25.27
48
24.65
25.45
26.21
26.91
27.57
49
30.27
31.13
31.93
32.70
33.40
50
33.42
34.27
35.07
35.80
36.51
51
36.83
37.68
38.46
39.19
39.88
52
40.42
41.26
42.03
42.75
43.44
53
44.35
45.18
45.96
46.69
47.37
54
48.71
49.53
50.30
51.03
51.72
55
55.94
56.78
57.57
58.31
59.02
56
58.15
58.95
59.69
60.39
61.08
57
66.02
66.80
67.53
68.23
68.89
58
74.97
75.73
76.43
77.12
77.75
59
93.59
94.37
95.10
95.78
96.44
60
103.32
104.04
104.71
105.36
105.97
61
115.42
116.07
116.70
117.28
117.84
62
131.21
131.42
131.61
131.80
131.97
63
150.43
150.67
150.89
151.11
151.30
64
204.38
204.70
205.00
205.30
205.56
65
106.25
106.50
106.75
107.00
107.24
Age Next Birthday
Term of Loan
 
31
32
33
34
35
20
5.71
5.81
5.90
6.00
6.10
21
5.90
6.00
6.10
6.20
6.30
22
5.90
6.00
6.10
6.20
6.30
23
5.90
6.00
6.10
6.20
6.30
24
5.90
6.00
6.10
6.20
6.30
25
5.90
6.00
6.10
6.20
6.30
26
5.90
6.00
6.10
6.20
6.30
27
6.08
6.18
6.28
6.38
6.48
28
6.29
6.38
6.47
6.56
6.66
29
6.47
6.56
6.65
6.74
6.84
30
6.69
6.77
6.85
6.93
7.02
31
7.01
7.06
7.12
7.16
7.20
32
7.14
7.24
7.38
7.43
8.06
33
7.33
7.57
7.63
8.13
8.59
34
7.60
7.67
8.18
8.65
9.09
35
8.59
8.98
9.45
9.89
10.28
36
9.57
9.99
10.47
10.93
11.33
37
10.67
11.15
11.66
12.15
12.59
38
11.87
12.42
12.97
13.48
13.96
39
13.16
13.79
14.36
14.92
15.44
40
14.97
15.63
16.24
16.83
17.37
41
16.97
17.66
18.31
18.91
19.50
42
19.26
19.95
20.60
21.23
21.81
43
20.66
21.34
21.98
22.57
23.14
44
22.06
22.72
23.33
23.91
24.46
45
22.55
23.16
23.74
24.29
24.81
46
23.76
24.35
24.91
25.45
25.95
47
25.90
26.49
27.03
27.56
28.05
48
28.18
28.76
29.31
29.83
30.32
49
34.05
34.66
35.26
35.81
36.33
50
37.15
37.75
38.33
38.87
39.39
51
40.51
41.10
41.67
42.21
42.71
52
44.08
44.68
45.23
45.77
46.28
53
48.00
48.59
49.16
49.68
50.19
54
52.33
52.92
53.47
54.01
54.50
55
59.65
60.24
60.81
61.34
61.86
56
61.67
62.24
62.76
63.27
63.77
57
69.48
70.03
70.55
71.06
71.54
58
78.32
78.86
79.38
79.88
80.35
59
97.03
97.59
98.13
98.64
99.14
60
106.52
107.04
107.56
108.03
108.49
61
118.37
118.85
119.32
119.78
120.20
62
132.13
132.29
132.42
132.56
132.69
63
151.49
151.67
151.82
151.99
152.13
64
205.82
206.06
206.27
206.49
206.69
65
107.46
107.67
107.88
108.10
108.31
Age Next Birthday
Term of Loan
 
36
37
38
39
40
20
6.21
6.33
6.45
6.56
6.68
21
6.42
6.54
6.66
6.78
6.90
22
6.42
6.54
6.66
6.78
6.90
23
6.42
6.54
6.66
6.78
6.90
24
6.42
6.54
6.66
6.78
6.90
25
6.42
6.54
6.66
6.78
6.90
26
6.42
6.54
6.66
6.78
6.90
27
6.68
6.87
7.07
7.26
7.44
28
6.94
7.21
7.48
7.74
7.98
29
7.20
7.55
7.89
8.22
8.52
30
7.46
7.89
8.30
8.70
9.06
31
7.73
8.23
8.72
9.18
9.60
32
8.59
9.10
9.58
10.03
10.46
33
9.09
9.57
10.01
10.44
10.84
34
9.56
10.00
10.42
10.82
11.19
35
10.75
11.19
11.60
12.00
12.36
36
11.78
12.22
12.62
13.01
13.36
37
13.05
13.49
13.91
14.30
14.66
38
14.43
14.88
15.31
15.71
16.07
39
15.93
16.39
16.80
17.22
17.60
40
17.86
18.34
18.79
19.19
19.60
41
20.00
20.49
20.95
21.38
21.79
42
22.33
22.82
23.29
23.73
24.15
43
23.65
24.13
24.59
25.01
26.39
44
24.95
25.42
25.86
26.28
26.67
45
25.29
25.73
26.16
26.55
26.94
46
26.40
26.82
27.24
27.63
28.01
47
28.51
28.93
29.34
29.72
30.10
48
30.77
31.18
31.59
31.97
32.34
49
36.81
37.25
37.69
38.11
38.50
50
39.86
40.31
40.74
41.16
41.54
51
43.18
43.62
44.04
44.44
44.83
52
46.73
47.18
47.61
48.00
48.39
53
50.65
51.08
51.50
51.89
52.27
54
54.95
55.38
55.79
56.19
56.57
55
62.31
62.75
63.17
63.57
63.96
56
64.19
64.60
65.01
65.39
65.75
57
71.97
72.38
72.78
73.16
73.51
58
80.78
81.18
81.57
81.95
82.30
59
99.58
100.00
100.40
100.80
101.16
60
108.92
109.32
109.70
110.08
110.42
61
120.61
120.98
121.34
121.69
122.03
62
132.81
132.93
133.04
133.14
133.24
63
152.27
152.40
152.53
152.64
152.76
64
206.88
207.05
207.23
207.38
207.54
65
108.48
108.65
108.82
109.00
109.17
”;
(c)by deleting Table 3B and substituting the following Table:
“TABLE 3B
(For policies entered into, adjusted or renewed with
policy year commencing on or after 1 July 2018)
HOME PROTECTION INSURANCE ANNUAL
PREMIUM RATE PER $10,000 INITIAL COVER
FOR MALE SCHEME MEMBER
(LOANS UNDER MARKET INTEREST RATE)
Age Next Birthday
Term of Loan
 
1
2
3
4
5
20
4.73
8.90
6.61
5.84
5.46
21
4.73
8.90
6.61
5.84
5.46
22
4.73
8.90
6.61
5.84
5.46
23
4.73
8.90
6.61
5.84
5.46
24
4.73
8.90
6.61
5.84
5.46
25
4.73
8.90
6.61
5.84
5.46
26
4.73
8.90
6.61
5.84
5.46
27
4.73
8.90
6.61
5.84
5.46
28
4.73
8.90
6.61
5.84
5.46
29
4.73
8.90
6.61
5.84
5.46
30
4.73
8.90
6.61
5.84
5.46
31
4.73
8.90
6.61
5.84
5.46
32
4.73
8.90
6.61
5.84
5.46
33
4.73
8.90
6.61
5.84
5.46
34
4.73
8.90
6.61
5.84
5.46
35
4.73
8.90
6.61
5.91
5.56
36
4.79
9.19
7.09
6.54
6.39
37
5.14
10.11
7.81
7.21
7.06
38
5.70
11.19
8.66
8.01
7.86
39
6.31
12.41
9.61
8.91
8.75
40
7.04
13.80
10.71
9.94
9.76
41
7.07
13.83
10.74
9.97
9.79
42
7.28
14.46
11.19
10.38
10.20
43
7.95
15.97
12.32
11.41
11.21
44
8.71
17.66
13.59
12.58
12.35
45
9.60
19.59
15.04
13.91
13.66
46
11.77
23.97
18.30
17.05
16.75
47
12.70
26.37
20.15
18.58
18.22
48
13.78
29.02
22.07
20.32
19.92
49
15.03
32.02
24.26
22.30
21.84
50
16.49
35.36
26.73
24.55
24.03
51
18.14
39.11
29.51
27.07
26.47
52
18.90
42.18
31.50
28.79
28.12
53
19.91
45.73
33.86
30.84
30.09
54
21.19
49.76
36.61
33.24
32.40
55
22.73
54.35
39.77
36.04
34.70
56
27.93
66.03
48.44
43.92
41.82
57
34.54
76.58
57.14
52.14
49.30
58
41.55
87.89
66.43
60.89
57.18
59
48.97
100.01
76.33
70.22
65.48
60
56.84
112.96
86.90
80.15
75.61
61
59.27
115.39
89.33
82.58
78.72
62
62.69
121.92
94.34
87.18
103.15
63
68.82
133.76
103.49
128.93
142.98
64
75.50
146.61
192.35
215.21
228.90
65
82.73
117.21
128.70
134.44
134.84
●Where the premium payable is less than $1.00, the minimum premium of $1.00 is charged.
●The annual premium is payable for 90% (rounded down to the nearest year) of the period of cover, or for such lesser percentage of the period of cover as the Board may, in its discretion, determine, subject to a minimum of one year.
Age Next Birthday
Term of Loan
 
6
7
8
9
10
20
5.24
5.11
5.01
4.94
4.91
21
5.24
5.11
5.01
4.94
4.91
22
5.24
5.11
5.01
4.94
4.91
23
5.24
5.11
5.01
4.94
4.91
24
5.24
5.11
5.01
4.94
4.91
25
5.24
5.11
5.01
4.94
4.91
26
5.24
5.11
5.01
4.94
4.91
27
5.24
5.11
5.01
4.94
4.91
28
5.24
5.11
5.01
4.94
4.91
29
5.24
5.11
5.01
4.94
4.91
30
5.24
5.11
5.01
4.94
4.91
31
5.24
5.11
5.01
4.94
4.91
32
5.24
5.11
5.01
4.95
5.10
33
5.24
5.11
5.19
5.16
5.33
34
5.37
5.25
5.37
5.38
5.60
35
5.51
5.41
5.56
5.60
5.84
36
6.39
6.49
6.64
6.86
7.11
37
7.02
7.06
7.18
7.35
7.55
38
7.74
7.73
7.82
7.94
8.12
39
8.58
8.53
8.56
8.65
8.80
40
9.45
9.21
9.14
9.13
9.19
41
9.48
9.33
9.25
9.24
9.29
42
9.87
9.69
9.60
9.59
9.63
43
10.85
10.67
10.58
10.58
10.63
44
11.98
11.79
11.71
11.72
11.80
45
13.26
13.06
13.00
13.02
13.13
46
16.33
16.16
16.16
16.28
16.48
47
17.74
17.55
17.54
17.64
17.84
48
19.38
19.15
19.12
19.23
19.45
49
21.25
20.99
20.96
21.06
21.30
50
23.37
23.09
23.04
23.17
23.43
51
25.75
25.45
25.41
25.56
25.85
52
27.43
27.20
27.26
27.53
27.96
53
29.42
29.28
29.45
29.84
30.42
54
31.76
31.69
31.97
32.51
33.24
55
34.04
33.98
34.36
35.01
35.85
56
41.11
41.14
41.71
42.62
43.77
57
48.35
48.17
48.66
49.50
55.72
58
55.95
55.56
55.97
63.07
68.46
59
63.76
62.94
71.32
77.55
82.27
60
74.85
83.22
90.76
96.21
96.63
61
86.92
94.30
99.58
103.26
105.86
62
113.26
120.00
124.87
128.36
130.87
63
152.04
158.20
162.71
166.01
168.46
64
237.62
243.71
248.19
251.57
254.19
65
135.22
135.61
135.97
136.36
136.74
Age Next Birthday
Term of Loan
 
11
12
13
14
15
20
5.30
5.24
5.20
5.19
5.19
21
5.30
5.24
5.20
5.19
5.19
22
5.30
5.24
5.20
5.19
5.19
23
5.30
5.24
5.20
5.19
5.19
24
5.30
5.24
5.20
5.19
5.19
25
5.30
5.24
5.20
5.19
5.19
26
5.30
5.24
5.20
5.19
5.19
27
5.30
5.24
5.20
5.19
5.19
28
5.30
5.24
5.20
5.19
5.32
29
5.30
5.24
5.35
5.49
5.66
30
5.44
5.44
5.56
5.70
5.86
31
5.44
5.56
5.70
5.86
6.05
32
5.73
5.86
6.01
6.20
6.44
33
6.01
6.17
6.35
6.56
6.99
34
6.32
6.47
6.69
6.90
7.63
35
6.67
6.91
7.20
7.52
8.38
36
8.02
8.27
8.57
8.90
9.25
37
8.62
8.94
9.30
9.71
10.15
38
9.34
9.74
10.17
10.64
11.17
39
9.50
9.99
11.18
11.74
12.35
40
9.73
11.31
11.85
12.45
13.10
41
10.90
11.69
12.27
12.91
13.53
42
11.16
12.09
12.56
13.10
13.64
43
12.17
12.48
12.85
13.29
13.76
44
13.35
13.55
13.81
14.13
14.51
45
14.64
14.63
14.68
14.80
14.98
46
18.16
17.97
17.87
17.81
17.82
47
19.90
19.86
19.89
19.98
20.13
48
21.86
21.94
22.09
22.31
22.57
49
24.07
24.25
24.49
24.79
25.13
50
26.79
27.28
27.90
28.60
29.36
51
29.83
30.64
31.69
32.83
34.03
52
32.49
33.53
34.91
36.41
40.16
53
35.55
36.83
38.60
43.17
47.07
54
38.75
40.02
45.63
50.55
54.90
55
42.31
48.14
53.50
58.16
62.24
56
50.63
56.34
61.56
66.14
70.19
57
61.95
67.14
71.83
75.92
79.52
58
74.10
78.80
82.98
86.58
89.74
59
87.37
89.84
93.41
96.49
99.15
60
97.06
99.56
102.39
104.79
106.86
61
109.07
111.69
113.86
115.65
117.17
62
133.74
136.11
138.06
139.70
141.07
63
171.01
173.11
174.86
176.32
177.57
64
256.57
258.53
260.19
261.59
262.78
65
137.04
137.25
137.39
137.44
137.46
Age Next Birthday
Term of Loan
 
16
17
18
19
20
20
5.19
5.19
5.19
5.19
5.19
21
5.19
5.19
5.19
5.19
5.19
22
5.19
5.19
5.19
5.19
5.19
23
5.19
5.19
5.19
5.19
5.22
24
5.19
5.19
5.19
5.22
5.35
25
5.19
5.19
5.22
5.35
5.52
26
5.19
5.22
5.35
5.52
5.70
27
5.22
5.32
5.48
5.65
5.84
28
5.45
5.61
5.77
5.97
6.18
29
5.80
5.96
6.15
6.35
6.58
30
6.00
6.17
6.35
6.56
6.80
31
6.21
6.38
6.58
6.80
7.03
32
6.57
6.73
6.92
7.11
7.34
33
7.10
7.23
7.39
7.58
7.78
34
7.72
7.83
7.97
8.15
8.35
35
8.42
8.50
8.58
8.70
8.85
36
9.25
9.26
9.29
9.36
9.45
37
10.10
10.07
10.06
10.09
10.13
38
11.08
11.01
10.96
10.92
10.92
39
12.20
12.08
11.97
11.88
11.81
40
13.16
12.96
12.77
12.60
12.44
41
13.28
13.05
12.83
12.63
13.14
42
13.60
13.11
13.08
13.05
13.85
43
13.91
14.08
14.24
14.42
14.59
44
14.86
15.22
15.58
15.94
16.30
45
15.57
16.16
16.85
17.52
18.20
46
18.71
19.61
20.66
21.73
22.81
47
21.00
21.89
23.03
24.19
26.25
48
23.44
24.32
25.57
27.88
29.89
49
25.73
26.34
29.07
31.52
33.76
50
30.36
32.85
35.37
37.60
39.59
51
36.98
39.47
41.93
44.13
46.07
52
43.27
45.91
48.51
50.80
52.88
53
50.36
53.23
55.92
58.34
60.53
54
58.40
61.53
64.33
66.88
69.19
55
65.69
68.76
71.54
74.07
76.39
56
73.54
76.56
79.31
81.82
84.11
57
82.61
85.38
87.89
90.16
92.25
58
92.54
95.04
97.29
99.36
101.24
59
101.60
103.80
105.77
107.55
109.17
60
108.90
110.74
112.38
113.86
115.21
61
118.88
120.40
121.76
122.98
124.09
62
142.56
143.88
145.09
146.13
147.10
63
178.86
180.00
181.01
181.91
182.73
64
263.92
264.93
265.83
266.63
267.35
65
137.86
138.22
138.58
138.89
139.18
Age Next Birthday
Term of Loan
 
21
22
23
24
25
20
5.19
5.19
5.22
5.35
5.52
21
5.19
5.22
5.35
5.52
5.70
22
5.22
5.35
5.52
5.70
5.90
23
5.35
5.52
5.70
5.90
6.30
24
5.52
5.70
5.90
6.30
6.51
25
5.70
5.90
6.30
6.51
6.72
26
5.90
6.30
6.51
6.72
6.96
27
6.22
6.45
6.66
6.92
7.18
28
6.60
6.82
7.07
7.33
7.62
29
6.79
7.03
7.38
7.62
7.82
30
7.02
7.47
7.66
7.89
8.13
31
7.46
7.64
7.84
8.07
8.32
32
7.79
7.97
8.16
8.37
8.59
33
8.25
8.40
8.57
8.75
8.96
34
8.81
8.94
9.08
9.24
9.39
35
9.35
9.48
9.63
9.75
9.91
36
9.98
10.10
10.23
10.35
10.49
37
10.78
10.97
11.18
11.39
11.59
38
11.69
11.95
12.23
12.50
12.77
39
12.27
13.03
13.37
13.71
14.02
40
12.97
14.12
14.69
15.31
15.95
41
13.66
14.31
15.00
15.71
16.43
42
14.35
15.06
15.86
16.67
17.92
43
16.07
16.92
17.87
19.34
20.68
44
17.92
18.83
20.59
22.21
23.70
45
20.04
21.79
23.47
25.01
26.44
46
24.84
26.66
28.41
30.02
31.49
47
28.25
30.05
31.75
33.32
34.78
48
31.86
33.65
35.33
36.86
38.28
49
35.72
37.49
39.14
40.63
42.03
50
41.53
43.32
44.95
46.44
47.84
51
48.02
49.80
51.41
52.90
54.28
52
54.84
56.65
58.31
59.85
61.26
53
62.53
64.37
66.05
67.61
69.05
54
71.22
73.05
74.78
76.36
77.82
55
78.37
80.19
81.87
83.43
84.89
56
86.05
87.83
89.47
91.00
92.43
57
94.05
95.70
97.24
98.67
100.00
58
102.90
104.43
105.83
107.15
108.39
59
110.65
112.03
113.29
114.48
115.59
60
116.50
117.71
118.80
119.84
120.81
61
125.22
126.26
127.22
128.14
128.98
62
148.06
148.95
149.77
150.54
151.25
63
183.54
184.28
184.94
185.59
186.17
64
268.03
268.64
269.22
269.74
270.22
65
139.57
139.96
140.32
140.68
141.02
Age Next Birthday
Term of Loan
 
26
27
28
29
30
20
5.63
5.76
6.09
6.21
6.34
21
5.83
6.16
6.28
6.40
6.53
22
6.23
6.36
6.48
6.63
6.79
23
6.44
6.58
6.75
6.87
7.00
24
6.65
6.82
6.94
7.06
7.21
25
6.89
7.01
7.13
7.27
7.45
26
7.08
7.20
7.34
7.51
7.69
27
7.31
7.46
7.61
7.78
7.94
28
7.75
7.87
8.01
8.16
8.30
29
8.00
8.21
8.35
8.52
8.72
30
8.40
8.55
8.72
8.88
9.05
31
8.47
8.65
8.81
8.98
9.15
32
8.75
8.93
9.10
9.27
9.46
33
9.13
9.30
9.49
9.67
9.86
34
9.57
9.77
9.96
10.17
10.37
35
10.14
10.39
10.64
10.90
11.17
36
10.81
11.13
11.45
11.78
12.12
37
12.03
12.49
12.94
13.41
14.13
38
13.35
13.98
14.58
15.47
16.27
39
14.84
15.71
15.99
16.91
17.71
40
16.32
16.45
17.50
18.41
19.25
41
16.57
17.64
18.58
19.43
20.23
42
19.09
20.17
21.13
22.01
22.83
43
21.85
22.94
23.91
24.82
25.65
44
24.87
25.94
26.95
27.86
28.72
45
27.62
28.71
29.72
30.65
31.51
46
32.75
33.92
34.99
36.00
36.92
47
36.01
37.16
38.23
39.22
40.15
48
39.51
40.64
41.69
42.66
43.56
49
43.22
44.34
45.37
46.33
47.22
50
49.06
50.19
51.23
52.20
53.12
51
55.52
56.65
57.71
58.70
59.61
52
62.51
63.67
64.74
65.76
66.69
53
70.33
71.49
72.59
73.61
74.57
54
79.11
80.29
81.41
82.44
83.43
55
86.14
87.31
88.39
89.42
90.38
56
93.64
94.79
95.87
96.86
97.82
57
101.15
102.24
103.24
104.19
105.09
58
109.47
110.48
111.44
112.32
113.17
59
116.57
117.49
118.36
119.19
119.97
60
121.67
122.48
123.28
124.04
124.71
61
129.76
130.51
131.23
131.90
132.53
62
151.93
152.55
153.15
153.71
154.24
63
186.71
187.22
187.70
188.15
188.59
64
270.67
271.08
271.47
271.83
272.18
65
141.37
141.68
142.01
142.32
142.62
Age Next Birthday
Term of Loan
 
31
32
33
34
35
20
6.52
6.78
6.98
7.19
7.43
21
6.78
6.99
7.19
7.43
7.67
22
6.99
7.20
7.43
7.67
7.87
23
7.20
7.44
7.67
7.87
7.94
24
7.44
7.68
7.87
7.94
8.00
25
7.68
7.88
7.94
8.00
8.06
26
7.88
7.95
8.00
8.06
8.12
27
8.18
8.28
8.37
8.44
8.51
28
8.59
8.69
8.79
8.90
8.99
29
8.86
9.02
9.31
9.42
9.53
30
9.25
9.61
9.78
10.01
10.25
31
9.50
9.66
9.89
10.12
10.35
32
9.92
10.17
10.54
10.92
11.44
33
10.44
10.80
11.32
12.00
12.62
34
10.93
11.26
12.18
13.07
13.91
35
12.03
12.85
13.78
14.65
15.48
36
13.11
14.03
15.03
15.96
16.86
37
15.15
16.07
17.06
17.98
18.85
38
17.32
18.27
19.26
20.17
21.04
39
18.72
19.72
20.64
21.51
22.34
40
20.26
21.18
22.05
22.86
23.62
41
21.12
21.94
22.72
23.45
24.15
42
23.71
24.53
25.31
26.04
26.73
43
26.53
27.35
28.12
28.84
29.53
44
29.60
30.41
31.18
31.91
32.58
45
32.37
33.17
33.92
34.63
35.29
46
37.81
38.64
39.41
40.14
40.83
47
41.01
41.82
42.59
43.31
43.98
48
44.43
45.23
45.96
46.68
47.34
49
48.07
48.85
49.58
50.27
50.92
50
53.96
54.74
55.48
56.17
56.82
51
60.46
61.24
62.00
62.68
63.35
52
67.54
68.35
69.11
69.82
70.48
53
75.45
76.25
77.03
77.74
78.42
54
84.29
85.10
85.88
86.61
87.30
55
91.23
92.04
92.79
93.51
94.17
56
98.64
99.42
100.15
100.85
101.51
57
105.88
106.63
107.33
107.99
108.64
58
113.92
114.64
115.29
115.94
116.54
59
120.65
121.31
121.91
122.52
123.08
60
125.34
125.94
126.51
127.05
127.56
61
133.11
133.66
134.17
134.68
135.16
62
154.72
155.18
155.61
156.04
156.43
63
188.97
189.35
189.69
190.02
190.34
64
272.49
272.78
273.05
273.32
273.56
65
142.90
143.15
143.39
143.65
143.91
Age Next Birthday
Term of Loan
 
36
37
38
39
40
20
7.52
7.58
7.51
7.43
7.35
21
7.72
7.65
7.57
7.49
7.41
22
7.79
7.71
7.63
7.55
7.78
23
7.85
7.77
7.69
7.92
8.18
24
7.91
7.83
8.06
8.32
8.60
25
7.97
8.20
8.46
8.74
9.03
26
8.34
8.60
8.88
9.17
9.48
27
8.81
9.14
9.47
9.84
10.29
28
9.35
9.74
10.15
10.66
11.14
29
9.97
10.79
11.00
11.53
12.03
30
10.50
11.14
11.72
12.27
12.79
31
11.02
11.63
12.22
12.76
13.28
32
12.13
12.77
13.38
13.94
14.50
33
13.33
14.01
14.63
15.23
15.80
34
14.65
15.35
16.02
16.64
17.23
35
16.24
16.98
17.66
18.33
18.94
36
17.64
18.39
19.10
19.78
20.42
37
19.65
20.39
21.10
21.77
22.42
38
21.82
22.57
23.27
23.94
24.58
39
23.09
23.81
24.49
25.13
25.74
40
24.35
25.04
25.68
26.30
26.89
41
24.83
25.46
26.08
26.66
27.21
42
27.40
28.04
28.65
29.22
29.78
43
30.21
30.83
31.45
32.01
32.56
44
33.24
33.88
34.48
35.04
35.58
45
35.94
36.56
37.14
37.70
38.23
46
41.50
42.14
42.73
43.31
43.84
47
44.64
45.26
45.84
46.40
46.93
48
47.98
48.58
49.16
49.70
50.22
49
51.54
52.13
52.69
53.23
53.73
50
57.46
58.05
58.60
59.14
59.65
51
63.97
64.57
65.12
65.67
66.16
52
71.13
71.72
72.28
72.82
73.34
53
79.06
79.65
80.23
80.78
81.29
54
87.94
88.54
89.11
89.65
90.17
55
94.79
95.38
95.94
96.47
96.97
56
102.12
102.67
103.23
103.74
104.23
57
109.20
109.75
110.26
110.77
111.24
58
117.08
117.60
118.10
118.57
119.03
59
123.60
124.07
124.52
124.97
125.41
60
128.03
128.48
128.89
129.29
129.70
61
135.59
136.00
136.39
136.78
137.14
62
156.80
157.13
157.46
157.77
158.08
63
190.62
190.90
191.15
191.39
191.64
64
273.79
274.01
274.22
274.41
274.59
65
144.11
144.31
144.51
144.72
144.91
”; and
(d)by deleting Table 4B and substituting the following Table:
“TABLE 4B
(For policies entered into, adjusted or renewed with
policy year commencing on or after 1 July 2018)
HOME PROTECTION INSURANCE ANNUAL
PREMIUM RATE PER $10,000 INITIAL COVER
FOR FEMALE SCHEME MEMBER
(LOANS UNDER MARKET INTEREST RATE)
Age Next Birthday
Term of Loan
 
1
2
3
4
5
20
4.73
8.82
6.52
5.80
5.46
21
4.73
8.90
6.52
5.84
5.46
22
4.73
8.90
6.61
5.84
5.46
23
4.73
8.90
6.61
5.84
5.46
24
4.73
8.90
6.61
5.84
5.46
25
4.73
8.90
6.61
5.84
5.46
26
4.73
8.90
6.61
5.84
5.46
27
4.73
8.90
6.61
5.84
5.46
28
4.73
8.90
6.61
5.84
5.46
29
4.73
8.90
6.61
5.84
5.46
30
4.73
8.90
6.61
5.84
5.46
31
4.73
8.90
6.61
5.84
5.46
32
4.73
8.90
6.61
5.84
5.46
33
4.73
8.90
6.61
5.84
5.46
34
4.73
8.90
6.61
5.84
5.46
35
4.73
8.90
6.61
5.84
5.46
36
4.73
8.90
6.61
5.84
5.46
37
4.73
8.90
6.61
5.84
5.46
38
4.73
8.90
6.61
6.08
5.94
39
4.79
9.31
7.21
6.66
6.51
40
5.24
10.21
7.91
7.31
7.16
41
5.77
11.26
8.73
8.08
7.93
42
6.36
12.46
9.66
8.96
8.80
43
7.07
13.83
10.74
9.97
9.79
44
7.07
13.83
10.74
9.97
9.79
45
7.49
14.67
11.40
10.59
10.41
46
8.36
16.38
12.73
11.82
11.62
47
8.44
17.39
13.32
12.31
12.08
48
8.64
18.63
14.08
12.95
12.70
49
10.12
22.32
16.65
15.40
15.10
50
10.72
24.39
18.17
16.60
16.24
51
11.47
26.71
19.76
18.01
17.61
52
12.80
29.79
22.03
20.07
19.61
53
14.35
33.22
24.59
22.41
21.89
54
16.09
37.06
27.46
25.02
24.42
55
18.05
41.33
30.65
27.94
27.27
56
20.25
46.07
34.20
31.18
30.43
57
24.56
53.13
39.98
36.61
35.77
58
29.12
60.74
46.16
42.43
41.47
59
37.34
75.44
57.85
53.33
52.16
60
42.89
84.93
65.49
60.49
59.18
61
48.84
95.18
73.72
68.18
66.72
62
53.83
104.87
81.19
75.08
90.47
63
59.27
115.39
89.33
111.42
124.67
64
59.27
115.39
145.75
163.11
173.51
65
62.69
88.85
97.57
101.93
104.54
●Where the premium payable is less than $1.00, the minimum premium of $1.00 is charged.
●The annual premium is payable for 90% (rounded down to the nearest year) of the period of cover, or for such lesser percentage of the period of cover as the Board may, in its discretion, determine, subject to a minimum of one year.
Age Next Birthday
Term of Loan
 
6
7
8
9
10
20
5.24
5.11
5.01
4.94
4.91
21
5.24
5.11
5.01
4.94
4.91
22
5.24
5.11
5.01
4.94
4.91
23
5.24
5.11
5.01
4.94
4.91
24
5.24
5.11
5.01
4.94
4.91
25
5.24
5.11
5.01
4.94
4.91
26
5.24
5.11
5.01
4.94
4.91
27
5.24
5.11
5.01
4.94
4.91
28
5.24
5.11
5.01
4.94
4.91
29
5.24
5.11
5.01
4.94
4.91
30
5.24
5.11
5.01
4.94
4.91
31
5.24
5.11
5.01
4.94
4.91
32
5.24
5.11
5.01
4.94
4.91
33
5.24
5.11
5.01
4.94
4.91
34
5.24
5.11
5.01
4.94
4.91
35
5.24
5.11
5.01
4.95
5.10
36
5.24
5.11
5.22
5.36
5.53
37
5.41
5.43
5.52
5.65
5.81
38
5.86
5.86
5.92
6.03
6.18
39
6.38
6.37
6.40
6.50
6.63
40
7.02
6.97
6.99
7.07
7.18
41
7.74
7.67
7.68
7.74
7.85
42
8.57
8.47
8.43
8.47
8.56
43
9.43
9.15
9.02
8.97
8.98
44
9.72
9.25
9.14
9.09
9.11
45
10.01
9.76
9.62
9.54
9.52
46
11.17
10.89
10.72
10.62
10.59
47
11.60
11.31
11.13
11.04
11.02
48
12.19
11.88
11.71
11.62
11.62
49
14.56
14.27
14.15
14.15
14.23
50
15.61
15.26
15.10
15.03
15.05
51
16.87
16.44
16.19
16.08
16.06
52
18.73
18.16
17.80
17.56
17.44
53
20.82
20.11
19.61
19.24
18.99
54
23.15
22.27
21.62
21.13
20.73
55
25.97
25.11
24.52
24.11
23.82
56
29.12
28.33
27.81
27.51
27.36
57
34.53
33.86
33.52
33.42
37.03
58
40.35
39.81
39.69
44.34
47.75
59
51.17
50.92
57.51
62.36
65.99
60
58.18
66.36
72.18
76.42
79.57
61
77.21
84.33
89.36
92.97
95.61
62
99.79
106.16
110.69
114.01
116.45
63
132.85
136.28
138.80
140.69
142.16
64
180.12
184.75
188.14
190.70
192.68
65
104.55
104.57
104.59
104.62
104.63
Age Next Birthday
Term of Loan
 
11
12
13
14
15
20
5.30
5.24
5.20
5.19
5.19
21
5.30
5.24
5.20
5.19
5.19
22
5.30
5.24
5.20
5.19
5.19
23
5.30
5.24
5.20
5.19
5.19
24
5.30
5.24
5.20
5.19
5.19
25
5.30
5.24
5.20
5.19
5.19
26
5.30
5.24
5.20
5.19
5.19
27
5.30
5.24
5.20
5.19
5.19
28
5.30
5.24
5.20
5.19
5.19
29
5.30
5.24
5.20
5.19
5.19
30
5.30
5.24
5.20
5.19
5.19
31
5.30
5.24
5.20
5.19
5.32
32
5.30
5.24
5.29
5.41
5.56
33
5.40
5.36
5.44
5.54
5.66
34
5.44
5.55
5.52
5.62
5.75
35
5.65
5.73
5.82
5.95
6.11
36
6.12
6.21
6.32
6.46
6.64
37
6.44
6.51
6.62
6.74
6.91
38
6.85
6.90
7.00
7.14
7.30
39
7.36
7.41
7.51
7.64
7.79
40
7.98
8.03
8.13
8.26
8.43
41
8.73
8.78
8.87
9.00
9.19
42
9.05
9.13
10.01
10.27
10.57
43
9.25
10.56
10.83
11.15
11.53
44
10.49
10.82
11.22
11.66
12.16
45
10.97
11.31
11.70
12.50
13.09
46
12.18
12.53
12.93
13.37
13.85
47
12.75
13.09
13.48
13.91
14.36
48
13.48
13.79
14.15
14.53
14.93
49
16.39
16.65
16.95
17.25
17.58
50
17.45
17.82
18.19
18.67
19.18
51
18.66
19.14
19.61
20.30
21.01
52
20.26
20.83
21.39
22.28
24.64
53
22.03
22.70
23.36
26.23
28.63
54
23.45
25.18
26.90
30.14
33.02
55
27.72
31.07
34.54
37.47
40.00
56
31.42
34.63
37.87
40.68
43.11
57
40.90
44.00
47.03
49.62
51.89
58
51.48
54.51
57.32
59.74
61.83
59
69.99
73.33
76.16
78.59
80.68
60
83.01
85.84
88.23
90.22
91.95
61
98.45
100.78
102.69
104.28
105.61
62
118.98
121.06
122.76
124.18
125.37
63
143.48
144.60
145.51
146.25
146.92
64
194.47
195.95
197.19
198.23
199.10
65
104.65
104.66
104.68
104.71
104.73
Age Next Birthday
Term of Loan
 
16
17
18
19
20
20
5.19
5.19
5.19
5.19
5.19
21
5.19
5.19
5.19
5.19
5.19
22
5.19
5.19
5.19
5.19
5.19
23
5.19
5.19
5.19
5.19
5.19
24
5.19
5.19
5.19
5.19
5.19
25
5.19
5.19
5.19
5.19
5.19
26
5.19
5.19
5.19
5.19
5.22
27
5.19
5.19
5.19
5.22
5.26
28
5.19
5.19
5.22
5.31
5.35
29
5.19
5.22
5.29
5.41
5.45
30
5.22
5.27
5.37
5.53
5.57
31
5.39
5.49
5.60
5.74
5.89
32
5.65
5.76
5.89
6.04
6.19
33
5.75
5.87
6.01
6.17
6.35
34
5.87
5.99
6.15
6.32
6.51
35
6.23
6.37
6.54
6.70
6.91
36
6.76
6.89
7.05
7.23
7.41
37
7.02
7.15
7.30
7.47
7.65
38
7.40
7.52
7.65
7.81
7.97
39
7.90
7.99
8.11
8.23
8.38
40
8.54
8.65
8.78
8.93
9.09
41
9.31
9.45
9.60
9.76
9.94
42
10.70
10.84
11.00
11.17
11.36
43
11.92
12.05
12.83
13.36
13.61
44
12.27
13.03
13.54
13.77
14.04
45
13.51
13.76
13.97
14.22
14.52
46
14.01
14.21
14.44
14.72
15.01
47
14.68
15.05
15.50
15.97
17.07
48
15.44
15.97
16.65
18.02
19.23
49
18.27
18.97
20.88
22.58
24.09
50
20.15
22.18
24.09
25.80
27.33
51
23.41
25.50
27.48
29.23
30.84
52
27.03
29.14
31.10
32.88
34.48
53
31.02
33.15
35.11
36.88
38.48
54
35.43
37.57
39.53
41.30
42.94
55
42.43
44.62
46.61
48.43
50.08
56
45.40
47.45
49.31
51.03
52.62
57
54.03
55.97
57.72
59.32
60.80
58
63.83
65.63
67.27
68.73
70.09
59
82.68
84.46
86.05
87.49
88.81
60
93.70
95.25
96.64
97.90
99.03
61
107.11
108.42
109.60
110.65
111.60
62
126.67
127.82
128.85
129.75
130.57
63
147.54
148.10
148.62
149.03
149.44
64
199.96
200.74
201.40
202.01
202.53
65
104.74
104.75
104.76
104.79
104.80
Age Next Birthday
Term of Loan
 
21
22
23
24
25
20
5.19
5.19
5.19
5.19
5.19
21
5.19
5.19
5.19
5.19
5.22
22
5.19
5.19
5.19
5.22
5.28
23
5.19
5.19
5.22
5.26
5.35
24
5.19
5.22
5.25
5.32
5.43
25
5.22
5.24
5.30
5.39
5.51
26
5.28
5.35
5.43
5.51
5.59
27
5.32
5.38
5.54
5.61
5.67
28
5.38
5.41
5.65
5.70
5.75
29
5.48
5.71
5.75
5.79
5.86
30
5.79
5.86
5.91
6.00
5.96
31
6.11
6.11
6.15
6.19
6.25
32
6.25
6.34
6.49
6.53
6.56
33
6.49
6.77
6.77
6.81
6.85
34
6.80
6.83
6.88
6.94
7.00
35
7.25
7.33
7.40
7.50
7.58
36
7.82
7.91
8.00
8.11
8.24
37
8.09
8.21
8.33
8.45
8.58
38
8.45
8.59
8.74
8.87
9.02
39
8.91
9.07
9.21
9.36
9.50
40
9.71
9.91
10.16
10.40
10.64
41
10.67
10.90
11.26
11.61
11.98
42
12.19
12.49
12.94
13.42
14.20
43
14.09
14.61
15.14
15.53
16.56
44
14.57
15.11
15.51
16.55
17.48
45
15.07
15.47
16.52
17.46
18.30
46
16.11
17.06
18.08
18.99
19.81
47
18.22
19.22
20.25
21.19
22.02
48
20.44
21.51
22.57
23.53
24.40
49
25.52
26.80
27.98
29.06
30.04
50
28.73
30.01
31.19
32.28
33.26
51
32.23
33.51
34.67
35.74
36.74
52
35.87
37.13
38.31
39.38
40.38
53
39.87
41.13
42.29
43.37
44.37
54
44.29
45.55
46.70
47.79
48.79
55
51.47
52.76
53.94
55.04
56.08
56
53.93
55.14
56.27
57.33
58.31
57
62.06
63.23
64.31
65.32
66.27
58
71.28
72.39
73.43
74.37
75.28
59
90.02
91.13
92.16
93.12
94.03
60
100.11
101.13
102.06
102.92
103.74
61
112.58
113.47
114.30
115.08
115.79
62
130.88
131.20
131.46
131.73
131.94
63
149.81
150.16
150.47
150.77
151.02
64
203.06
203.52
203.95
204.35
204.71
65
105.09
105.37
105.64
105.91
106.16
Age Next Birthday
Term of Loan
 
26
27
28
29
30
20
5.22
5.35
5.52
5.70
5.79
21
5.35
5.52
5.70
5.74
5.84
22
5.41
5.57
5.74
5.78
5.88
23
5.48
5.63
5.78
5.83
5.92
24
5.55
5.68
5.82
5.87
5.97
25
5.62
5.75
5.83
5.92
6.01
26
5.70
5.79
5.89
5.96
6.05
27
5.76
5.88
5.95
6.01
6.10
28
5.88
5.96
6.03
6.13
6.25
29
5.95
6.03
6.14
6.27
6.40
30
6.08
6.21
6.35
6.50
6.65
31
6.39
6.52
6.68
6.84
7.00
32
6.68
6.83
6.97
7.11
7.25
33
6.97
7.09
7.23
7.34
7.47
34
7.12
7.26
7.38
7.51
7.65
35
7.74
7.91
8.11
8.29
8.48
36
8.44
8.65
8.90
9.17
9.44
37
9.40
10.28
10.61
10.94
11.22
38
9.94
10.32
10.70
11.02
11.65
39
10.60
10.36
11.26
12.10
12.89
40
11.26
12.16
13.08
13.94
14.73
41
13.05
14.02
15.00
15.92
16.78
42
15.28
16.30
17.24
18.18
19.07
43
17.64
18.60
19.61
20.55
21.42
44
18.44
19.43
20.35
21.21
22.01
45
19.28
20.18
21.02
21.81
22.54
46
20.73
21.57
22.35
23.09
23.78
47
22.92
23.76
24.53
25.26
25.93
48
25.28
26.10
26.86
27.58
28.24
49
30.99
31.86
32.67
33.44
34.14
50
34.18
35.04
35.84
36.58
37.29
51
37.64
38.49
39.28
40.01
40.69
52
41.28
42.11
42.89
43.62
44.31
53
45.26
46.09
46.86
47.60
48.28
54
49.67
50.49
51.25
51.99
52.66
55
56.97
57.81
58.60
59.33
60.04
56
59.15
59.94
60.69
61.39
62.06
57
67.08
67.86
68.57
69.26
69.92
58
76.08
76.82
77.52
78.19
78.82
59
94.84
95.61
96.32
96.99
97.64
60
104.48
105.19
105.86
106.49
107.08
61
116.49
117.12
117.73
118.31
118.87
62
132.17
132.36
132.54
132.72
132.88
63
151.28
151.49
151.72
151.93
152.11
64
205.06
205.37
205.67
205.95
206.21
65
106.42
106.67
106.93
107.16
107.41
Age Next Birthday
Term of Loan
 
31
32
33
34
35
20
5.91
6.03
6.12
6.26
6.32
21
5.94
6.05
6.15
6.28
6.34
22
5.97
6.08
6.17
6.30
6.37
23
6.01
6.10
6.19
6.33
6.40
24
6.04
6.13
6.21
6.35
6.42
25
6.07
6.15
6.23
6.37
6.45
26
6.10
6.18
6.26
6.39
6.48
27
6.13
6.20
6.28
6.42
6.51
28
6.31
6.38
6.51
6.59
6.71
29
6.47
6.60
6.68
6.79
6.88
30
6.73
6.80
6.90
6.97
7.05
31
7.16
7.15
7.21
7.26
7.30
32
7.32
7.43
7.55
7.58
8.06
33
7.63
7.82
7.83
8.35
8.84
34
7.85
7.87
8.40
8.90
9.36
35
8.90
9.27
9.75
10.18
10.58
36
9.91
10.32
10.81
11.27
11.68
37
11.81
12.41
12.95
13.50
14.00
38
12.26
12.82
13.39
13.90
14.39
39
13.57
14.23
14.83
15.40
15.93
40
15.45
16.13
16.76
17.36
17.91
41
17.52
18.21
18.88
19.50
20.09
42
19.82
20.54
21.19
21.82
22.40
43
22.18
22.88
23.55
24.16
24.75
44
22.71
23.38
24.00
24.59
25.14
45
23.21
23.83
24.42
24.97
25.49
46
24.42
25.01
25.57
26.11
26.61
47
26.57
27.16
27.71
28.23
28.72
48
28.86
29.44
29.99
30.50
30.99
49
34.79
35.41
36.00
36.55
37.06
50
37.93
38.53
39.11
39.64
40.16
51
41.33
41.91
42.48
43.01
43.51
52
44.94
45.53
46.08
46.62
47.11
53
48.90
49.48
50.04
50.55
51.05
54
53.27
53.85
54.40
54.92
55.41
55
60.66
61.24
61.80
62.32
62.83
56
62.64
63.20
63.73
64.23
64.70
57
70.50
71.04
71.56
72.05
72.52
58
79.38
79.91
80.41
80.91
81.36
59
98.22
98.78
99.30
99.79
100.28
60
107.63
108.14
108.64
109.11
109.56
61
119.38
119.85
120.31
120.75
121.16
62
133.03
133.18
133.30
133.42
133.54
63
152.29
152.45
152.60
152.75
152.89
64
206.46
206.69
206.89
207.10
207.30
65
107.62
107.83
108.04
108.25
108.45
Age Next Birthday
Term of Loan
 
36
37
38
39
40
20
6.45
6.58
6.63
6.70
6.73
21
6.49
6.63
6.69
6.78
6.90
22
6.53
6.67
6.76
6.87
7.00
23
6.57
6.72
6.83
6.95
7.11
24
6.61
6.77
6.89
7.03
7.21
25
6.65
6.82
6.96
7.11
7.32
26
6.69
6.87
7.03
7.19
7.42
27
6.73
6.91
7.10
7.28
7.47
28
6.98
7.24
7.50
7.77
8.04
29
7.23
7.57
7.92
8.28
8.59
30
7.52
7.96
8.39
8.80
9.17
31
7.85
8.37
8.86
9.32
9.77
32
8.60
9.11
9.58
10.04
10.76
33
9.36
9.85
10.32
10.74
11.16
34
9.84
10.31
10.72
11.14
11.52
35
11.07
11.52
11.95
12.35
12.73
36
12.14
12.59
13.00
13.39
13.76
37
14.48
14.96
15.42
15.84
16.23
38
14.88
15.35
15.78
16.18
16.55
39
16.42
16.88
17.32
17.73
18.12
40
18.42
18.89
19.34
19.76
20.16
41
20.61
21.10
21.56
21.99
22.41
42
22.93
23.42
23.88
24.32
26.76
43
25.27
25.76
26.22
26.65
27.06
44
25.63
26.09
26.54
26.95
27.34
45
25.96
26.41
26.83
27.22
27.61
46
27.06
27.48
27.90
28.28
28.65
47
29.18
29.60
30.00
30.38
30.74
48
31.44
31.85
32.24
32.62
32.98
49
37.54
37.98
38.41
38.81
39.20
50
40.63
41.06
41.48
41.89
42.26
51
43.97
44.40
44.82
45.21
45.58
52
47.56
47.99
48.41
48.79
49.17
53
51.49
51.94
52.33
52.72
53.09
54
55.85
56.27
56.67
57.05
57.42
55
63.27
63.70
64.10
64.49
64.86
56
65.12
65.52
65.91
66.27
66.63
57
72.95
73.34
73.73
74.09
74.44
58
81.78
82.18
82.55
82.91
83.25
59
100.71
101.11
101.51
101.88
102.24
60
109.97
110.35
110.72
111.07
111.42
61
121.54
121.91
122.27
122.60
122.93
62
133.65
133.75
133.87
133.94
134.04
63
153.02
153.14
153.25
153.35
153.46
64
207.47
207.63
207.80
207.94
208.09
65
108.63
108.81
108.98
109.14
109.31
”.
[G.N. Nos. S 672/2011; S 735/2011; S 682/2012; S 566/2014; S 390/2015; S 703/2015; S 196/2016]
Made on 22 June 2018.
AUBECK KAM
Permanent Secretary,
Ministry of Manpower,
Singapore.
[Plg&Pol/CPFPol/Legis/CPFSL/2018; AG/LEGIS/SL/36/2015/19 Vol. 3]
(To be presented to Parliament under section 78(2) of the Central Provident Fund Act).
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