Central Provident Fund (MediShield Scheme) (Amendment No. 2) Regulations 2008

No. S 447

Central Provident Fund Act

(Chapter 36)

Central Provident Fund (Medishield Scheme) (Amendment No. 2) Regulations 2008

In exercise of the powers conferred by section 57 of the Central Provident Fund Act, Mr Gan Kim Yong, Senior Minister of State, charged with the responsibility of the Minister for Manpower, hereby makes the following Regulations:

Citation and commencement

1. These Regulations may be cited as the Central Provident Fund (MediShield Scheme) (Amendment No. 2) Regulations 2008 and shall come into operation on 1st December 2008.

Amendment of regulation 8

2. Regulation 8 of the Central Provident Fund (MediShield Scheme) Regulations (Rg 20, 2008 Ed.) (referred to in these Regulations as the principal Regulations) is amended —

(a)

by deleting the words “(4) and (5)” in paragraph (1) and substituting the words “(4), (4A) and (5)”;

(b)

by deleting the words “Part I, II or III” in paragraph (1)(a) and substituting the words “Part I, II, III or IV”;

(c)

by inserting, immediately after paragraph (4), the following paragraph:

“(4A) An additional premium shall be payable in respect of an insured person whose annual insurance cover under the Scheme commenced or was renewed at any time after 1st December 2007 but before 1st December 2008, and the additional premium shall be the pro-rated difference between —

(a)	the premium paid in accordance with the Table set out in Part III of the Second Schedule less any premium rebate to which the insured person is entitled in accordance with the Table set out in Part III of the Fifth Schedule; and
(b)	the premium payable in accordance with the Table set out in Part IV of the Second Schedule less any premium rebate to which the insured person is entitled in accordance with the Table set out in Part IV of the Fifth Schedule,

for the unexpired policy year.”;

(d)

by inserting, immediately after the words “paragraph (4)” in paragraph (5), the words “or (4A) or both”; and

(e)

by inserting, immediately after paragraph (13), the following paragraph:

“(14) Where an insured person is covered under an integrated medical insurance plan and any additional premium is payable under paragraph (4A) in respect of his insurance cover under the Scheme in this Division, the insurer shall transfer the additional premium to the Board in such manner as the Board may require.”.

Amendment of regulation 10

3. Regulation 10 of the principal Regulations is amended —

(a)	by deleting the words “Part II of the Fourth Schedule” in paragraph 9(a), (b) and (c) and substituting in each case the words “Part II or III of the Fourth Schedule, as the case may be”; and
(b)	by deleting the words “Part I, II, III or IV” in paragraph (12) and substituting the words “Part I, II, III, IV or V”.

Amendment of regulation 21

4. Regulation 21(1) of the principal Regulations is amended by deleting the words “Part I, II or III” and substituting the words “Part I, II, III or IV”.

Amendment of Second Schedule

5. The Second Schedule to the principal Regulations is amended —

(a)

by inserting, immediately after the words “on or after 1st January 2006” in the heading of Part III, the words “but before 1st December 2008”; and

(b)

by inserting, immediately after Part III, the following Part:

“Part IV

Table Showing the Amount of
Annual Premium Payable under the Scheme

(For MediShield policies with policy year
commencing on or after 1st December 2008)

Premium Per Annum

Age Next Birthday Age Group (Years)

MediShield

Up to 30

$33

31-40

$54

41-50

$114

51-60

$225

61-65

$332

66-70

$372

71-73

$390

74-75

$462

76-78

$524

79-80

$615

81-83

$1,087

84-85

$1,123.

”.

Amendment of Third Schedule

6. The Third Schedule to the principal Regulations is amended —

(a)

by inserting, immediately after the words “ON OR AFTER 1ST JANUARY 2006” in the heading of Part IV, the words “BUT BEFORE 1ST DECEMBER 2008”; and

(b)

by inserting, immediately after Part IV, the following Part:

“Part V

Assured Amounts

(Medishield: Applicable for Admissions
As In-patient or for Out-patient Treatments
on or After 1ST December 2008)

MediShield

1. Daily ward and treatment charges (inclusive of meal charges, prescriptions and professional charges, investigations and other miscellaneous charges, unless listed under any other item) incurred —

(a) in an approved hospital (other than an approved community hospital); or

$450 per day

(b) in an approved community hospital

$250 per day

2. Daily ward and treatment charges in Intensive Care Unit (inclusive of meal charges, prescriptions and professional charges, investigations and other miscellaneous charges, unless listed under any other item)

$900 per day

3. Surgical Treatment listed in the Tables of Surgical Operations for Medisave Scheme issued by the Ministry of Health

Table 1

$150

Table 2

$360

Table 3

$720

Table 4

$800

Table 5

$840

Table 6

$960

Table 7

$1,100

4. Renal Dialysis, received as out-patient medical treatment

$1,000 per month

5. Surgical Implants and approved medical consumables

$7,000 per treatment

6. Treatment of neoplasms by chemotherapy

$1,240 per treatment cycle of 21 days or 28 days, or $270 per weekly cycle

7. Radiotherapy treatment

(a) External radiotherapy for cancer

$80 per treatment

(b) Superficial X-ray for cancer

$80 per treatment

$160 per treatment

(d) Brachytherapy (without external radiotherapy) for cancer

$160 per treatment

(e) Stereotactic radiotherapy for cancer

$1,800 per treatment for treatment courses starting on or after 1st November 1999

8. Immunosuppressants for organ transplant, received as out-patient medical treatment

$200 per month

9. Erythropoietin drug for chronic renal failure or dialysis treatment, received as out-patient medical treatment

$200 per month

10. Radiosurgery treatment

$4,800 per treatment.

”.

Amendment of Fourth Schedule

7. The Fourth Schedule to the principal Regulations is amended —

(a)

by inserting, immediately after the words “MEDISHIELD: APPLICABLE FOR ADMISSIONS AS IN-PATIENT ON OR AFTER 1ST JULY 2005” in the heading of Part II, the words “BUT BEFORE 1ST DECEMBER 2008”; and

(b)

by inserting, immediately after Part II, the following Part:

“Part III

(Medishield: Applicable for Admissions As
In-patient on or After 1ST December 2008)

Amount (in any policy year)

MediShield

(a) where the ward of discharge in respect of the medical treatment received is Class “C” in an approved restructured or community hospital —

(i) in the case where the insured person is below 81 years of age at his next birthday on the date of the commencement or renewal of his insurance cover in respect of which the claim is made

$1,000

(ii) in the case where the insured person is 81 or more years of age at his next birthday on the date of the commencement or renewal of his insurance cover in respect of which the claim is made

$2,000

(b) where the ward of discharge in respect of the medical treatment received is Class “B2” and above in an approved restructured or community hospital or in an approved private hospital, or where the medical treatment received consists of day surgical treatment or radiosurgery treatment —

(i) in the case where the insured person is below 81 years of age at his next birthday on the date of the commencement or renewal of his insurance cover in respect of which the claim is made

$1,500

(ii) in the case where the insured person is 81 or more years of age at his next birthday on the date of the commencement or renewal of his insurance cover in respect of which the claim is made

$3,000.

”.

Amendment of Fifth Schedule

8. The Fifth Schedule to the principal Regulations is amended —

(a)

by inserting, immediately after the words “on or after 1st January 2006” in the heading of Part III, the words “but before 1st December 2008”; and

(b)

by inserting, immediately after Part III, the following Part:

“Part IV

(For policy year commencing on or after 1st December 2008)

Age from which person was insured under MediShield without break in insurance cover (Age next birthday)

Premium Rebate at age 71 – 73 next birthday

Premium Rebate at age 74 – 75 next birthday

Premium Rebate at age 76 – 78 next birthday

Premium Rebate at age 79 – 80 next birthday

Premium Rebate at age 81 – 83 next birthday

Premium Rebate at age 84 – 85 next birthday

30 years and below

$156.00

$184.00

$209.00

$246.00

$434.00

$449.00

31 – 40

$117.00

$138.00

$157.00

$184.00

$326.00

$336.00

41 – 50

$78.00

$92.00

$104.00

$123.00

$217.00

$224.00

51 – 60

$39.00

$46.00

$52.00

$61.00

$108.00

$112.00

above 60 years

—

—.

”.

Made this 3rd day of September 2008.

LEO YIP

Permanent Secretary,
Ministry of Manpower,
Singapore.

[MMS 10.1/82 V14; AG/LEG/SL/36/2005/3 Vol. 3]

(To be presented to Parliament under section 78(2) of the Central Provident Fund Act).

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